591 Cummer Avenue, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13729364

$1,780,000
For Sale
Listed 49 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Exceptional 58-Ft Frontage Detached Home in Prime North York.
  • Conveniently located with TTCbus service across the street to Finch Subway, minutes to the East DonRiver trails and excellent schools including A.Y.
  • Features 4 spacious bedrooms upstairs, generous living andfamily rooms, hardwood flooring, updated windows and a renovated kitchenwith solid wood cabinetry, granite...
  • Finished walk-out basement with separate entrance, kitchen, bathroom,laundry and additional rooms, offering excellent space for extendedfamily, home office or recreation.
  • Enjoy a spacious private backyard with mature greenery and plenty of room for entertaining.

Exceptional 58-Ft Frontage Detached Home in Prime North York! Spaciousand bright family home on a generous 58 x 113 ft lot in the highlydesirable Bayview Woods-Steeles community. Conveniently located with TTCbus service across the street to Finch Subway, minutes to the East DonRiver trails and excellent schools including A.Y. Jackson.Beautifully updated and offering approximately 3,000-3,500 sq. ft. ofliving space. Features 4 spacious bedrooms upstairs, generous living andfamily rooms, hardwood flooring, updated windows and a renovated kitchenwith solid wood cabinetry, granite countertops and backsplash.Finished walk-out basement with separate entrance, kitchen, bathroom,laundry and additional rooms, offering excellent space for extendedfamily, home office or recreation. Large windows provide abundant natural light and views toward the backyard.Additional improvements], updated laundry room, fresh paint , garage flooring, patio, retaining wall and more.Enjoy a spacious private backyard with mature greenery and plenty of room for entertaining. 6-car parking, attached garage and excellent access to transit, schools, parks and amenities. A rare combination of awide lot, substantial living space and a versatile walk-out lower levelin a sought-after North York neighbourhood.

Key facts

Property type
Detached, 2-Storey
MLS®
C13729364
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
58 × 113 ft
Cross streets
Bavyiew/ Cummer
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished, Walk-Up, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,000 / 2026
Days on market
49
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomSecond4.85 × 3.64 m

walk-in closet(s) · 4 pc ensuite

Family RoomGround4.10 × 3.81 m

fireplace · overlooks backyard

StudyBasement3.94 × 3.94 m

Broadloom

Bedroom 2Second3.07 × 3.02 m

closet · hardwood floor

RecreationBasement7.50 × 3.94 m

Broadloom

Living RoomGround6.57 × 4.01 m

moulded ceiling · hardwood floor

KitchenGround4.88 × 2.93 m

breakfast area · w/o to patio · sliding doors

Dining RoomGround4.10 × 3.01 m

moulded ceiling · hardwood floor

Bedroom 3Second4.31 × 3.11 m

closet · hardwood floor

Bedroom 4Second3.40 × 3.20 m

closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Bayview Woods-Steeles · asking prices
$1.89Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $636/sqft; this home lists at $548/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.78MThis home1.89M1.90M1.50M2.29MThis home vs active comparables

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.19M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Steeles
$1.20M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lester B Pearson Elementary School · Public elementary0.3 km · 92% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary0.7 km · 74% at standard
Pineway Public School · Public elementary0.9 km · 48% at standard
Finch Public School · Public elementary1.4 km · 72% at standard
Cummer Valley Middle School · Public elementary1.5 km · 79% at standard
St Agnes Catholic School · Catholic elementary1.5 km · 82% at standard
Brebeuf College School · Catholic secondary1.7 km · 80% at standard
Cresthaven Public School · Public elementary1.8 km · 75% at standard
Bayview Middle School · Public elementary2.0 km · 80% at standard
Lillian Public School · Public elementary2.1 km · 62% at standard
Crestview Public School · Public elementary2.1 km · 69% at standard
Divine Mercy Catholic School · Catholic elementary2.3 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,113/mo
$333KIncome needed
5.3×Price ÷ income
$1,872Weekly cost
$64,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,113Property tax $667Total carry $8,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,874per month

Mortgage amount $1,424,000 · 4.49% over 25 years

$356,000Down payment (20.0%)
$1,424,000Loan before insurance
$0CMHC premium
$8,540Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,874
Property tax
$667
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,540

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,075
Toronto municipal land transfer tax
$32,075
Estimated closing costs
$64,150

Plus your down payment of $356,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$938,062Total interest paid
$2,362,062Total of all payments
Principal $1,424,000 Interest $938,062
YearPrincipalInterestBalance
1$31,778$62,705$1,392,222
2$33,220$61,262$1,359,002
3$34,729$59,754$1,324,273
4$36,306$58,177$1,287,968
5$37,954$56,528$1,250,013
6$39,677$54,805$1,210,336
7$41,479$53,004$1,168,857
8$43,362$51,120$1,125,495
9$45,331$49,152$1,080,164
10$47,389$47,093$1,032,775
11$49,541$44,942$983,234
12$51,790$42,692$931,444
13$54,142$40,341$877,303
14$56,600$37,883$820,703
15$59,170$35,313$761,533
16$61,856$32,626$699,677
17$64,665$29,818$635,012
18$67,601$26,882$567,411
19$70,670$23,812$496,741
20$73,879$20,604$422,862
21$77,233$17,249$345,629
22$80,740$13,742$264,889
23$84,406$10,077$180,483
24$88,238$6,244$92,245
25$92,245$2,238$0

At the end of your 5-year term

Total paid over the term
$472,412
Principal paid down
$173,987
Interest paid
$298,426
Balance remaining
$1,250,013

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $8,000− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,884

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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