591 Cummer Avenue, Toronto, ON
Bayview Woods-Steeles, Toronto · MLS® C13729364
About this home
58 Feet Frontage Prime Demanding North York Area*One Bus To Finch Subway Across The Road* Minutes Walk To East Don River Natural Trail* Excellent School Area A.Y Jackson, St.Joseph, Zion Etc* 2012 Renovation Including- New Kitchen With Solid Wood Cabinets, Granite Counter Top, Backsplash, Granite Foyer, Porcelain Floor Tile, All New Interior Doors* Fresh Paint Garage Floor, New Patio Slab Side Yard* Updated Laundry Rm, And Rebuilt Retaining Wall All Elf, Cac, Cvac, Window Coverings And Blinds, Fridge, Gas Stove, Gas Dryer, Dish Washer, Powerful Kitchen Hood Fan, Rough-In Two Pieces Bath Rm In Basement, Workshop/ Utility Room In Basement, Updated Windows, Two Garden Shed
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13729364
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 3000-3500
- Lot
- 58 × 113 ft
- Cross streets
- Bavyiew/ Cummer
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,000 / 2026
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Listed at $1,780,000, and my independent estimate is within the range of comparable homes, on the higher side.
Total price vs nearby homes. Fair value about $1.62M, median of 7 comparables.
The market behind the math:
Price per square foot: this home lists at $548/sqft against an area asking average of $671/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 7 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.68M, a close match.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Snowcrest Avenue West is about a 2-minute walk away.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Bayview Woods-Steeles, so I widened the search to the surrounding area.
Based on 7 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $582/sqft; this home lists at $548/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Bayview Woods-Steeles, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Snowcrest Avenue West, about 196 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 31, 2026); conventional rates run a little higher.
Mortgage amount $1,424,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,677
- Property tax
- $667
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,344
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,075
- Toronto municipal land transfer tax
- $32,075
- Estimated closing costs
- $64,150
Plus your down payment of $356,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,617
- Principal paid down
- $179,221
- Interest paid
- $281,395
- Balance remaining
- $1,244,779
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.