73 Garnier Court, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13778876

$2,290,000
For Sale
Listed 35 days agoNo offer date stated
Request a showing
◎ Directions
4+2Bedrooms
5Bathrooms
2Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • spacious, high ceiling, Beautiful 2-Storey Detached Home With Walk-Out Basement On A Quiet Dead-End Street.
  • 9 Ft Ceilings On Main Floor And High Ceiling Walk-Out Basement Enhance The Sense Of Space And Light.
  • Renovated Kitchen (Approx.
  • Fully Renovated Walk-Out Basement With New Flooring (With Floating Underlayment), 2 Bedrooms, 4 Pc Bathroom, Kitchenette, Cider Closet & Large Bar Ideal For...
  • Located Steps To Garnier Park And German Mills Ravine With Easy Access To Trails And Nature.

spacious, high ceiling, Beautiful 2-Storey Detached Home With Walk-Out Basement On A Quiet Dead-End Street! Offering Over 4,000 Sq Ft Of Living Space, This Well-Maintained Home Is Perfect For Families. Lovingly Cared For By The Same Owner For 27 Years. Bright & Welcoming 18 Ft Foyer Creates An Impressive First Impression. 9 Ft Ceilings On Main Floor And High Ceiling Walk-Out Basement Enhance The Sense Of Space And Light. Functional Layout With Spacious Principal Rooms Throughout.Renovated Kitchen (Approx. 5 Years) With Newer Stainless Steel Appliances and one piece Kitchen counter. Enjoy A Large, Newer Deck Featuring Natural Gas BBQ Connection And Outdoor Electric Fireplace-Perfect For Entertaining. Professionally Landscaped Backyard With Lighting System And Underground Sprinkler System.Fully Renovated Walk-Out Basement With New Flooring (With Floating Underlayment), 2 Bedrooms, 4 Pc Bathroom, Kitchenette, Cider Closet & Large Bar Ideal For Entertainment or potential income basement .Roof Replaced Approx. 10 ago, Flat Roof Updated 3 Years Ago. Located Steps To Garnier Park And German Mills Ravine With Easy Access To Trails And Nature. A Rare Opportunity In A Peaceful, Family-Friendly Location! The neighbours enjoy an annual block party which brings them all together. The location is paramount - Steps from Bedford Park which includes a baseball diamond, tennis courts, a soccer field and 2 playgrounds, For the winter enthusiast a toboggan hill and ice rink.

Key facts

Property type
Detached, 2-Storey
MLS®
C13778876
Bedrooms
4+2 (6 total)
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
65 × 125 ft
Cross streets
Bayview & Steeles
Parking
2 garage · 5 parking (attached)
Driveway
Private Triple
Basement
Finished, Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,711 / 2025
Days on market
35
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Our TakeTeam Asgarian · Broker
A small discount is typical
$2.25Mlikely sale price

Listed at $2,290,000. Going by how homes in Bayview Woods-Steeles and the wider GTA have actually closed against their asking prices (about 98%, 12 local closings in 90 days), the likely sale price is near $2.25M, if it sells. A realistic range is $2.10M to $2.53M.

Independent value check: $1.89M. Without looking at the asking price, our model values the home itself about 18% below the ask (homes like it typically land between $1.77M and $1.98M).

Why $1.89M. The typical detached home sold in Bayview Woods-Steeles over the past year went for about $1.44M (47 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $11,711 a year; the typical home sold here pays about $8,600.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly4+2 bedrooms and 5 baths, against 4+1 and 4 typically.
List price
$2.10MBelow recent closings$2.53MAbove recent closings

Total price vs nearby homes. Likely closing about $2.25M, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$1.48Mmedian sold price
103%of asking, on average
−10%prices vs a year ago
~21 dayshomes like this take to sell
35days on market so far
$4,795/moest. rent · 19 leases
2.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 5 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $705/sqft against an area asking average of $653/sqft.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Bayview Woods-Steeles: 13 of the 56 detached leases here lately were basement units, around $1,900 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.83M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 12 comparable homes that sold in Bayview Woods-Steeles over the past two years, from 75 closings there.

What sellers nearby are askingCurrently listed nearby in Bayview Woods-Steeles · asking prices
$1.77Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.89M, which is where my estimate comes from.

Per square foot, these ask about $597/sqft; this home lists at $705/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.29MThis home1.78M1.90M1.89M1.50MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.19M
Steeles
$1.20M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Pineway Public School · Public elementary0.9 km · 48% at standard
Lester B Pearson Elementary School · Public elementary0.9 km · 92% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.2 km · 74% at standard
Brebeuf College School · Catholic secondary1.5 km · 80% at standard
Blessed Trinity Catholic School · Catholic elementary1.6 km · 53% at standard
Cresthaven Public School · Public elementary1.7 km · 75% at standard
Msgr Fraser College (Northeast) · Catholic secondary1.9 km
Cummer Valley Middle School · Public elementary1.9 km · 79% at standard
Cliffwood Public School · Public elementary2.0 km · 93% at standard
Finch Public School · Public elementary2.0 km · 72% at standard
Lillian Public School · Public elementary2.1 km · 62% at standard
Crestview Public School · Public elementary2.4 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,437/mo
$432KIncome needed
5.3×Price ÷ income
$2,409Weekly cost
$87,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,437Property tax $976Total carry $11,413

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,129per month

Mortgage amount $1,832,000 · 4.49% over 25 years

$458,000Down payment (20.0%)
$1,832,000Loan before insurance
$0CMHC premium
$11,105Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,129
Property tax
$976
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,105

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,725
Toronto municipal land transfer tax
$43,725
Estimated closing costs
$87,450

Plus your down payment of $458,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,260/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,206,833Total interest paid
$3,038,833Total of all payments
Principal $1,832,000 Interest $1,206,833
YearPrincipalInterestBalance
1$40,882$80,671$1,791,118
2$42,739$78,815$1,748,379
3$44,679$76,874$1,703,700
4$46,708$74,846$1,656,992
5$48,829$72,725$1,608,163
6$51,046$70,508$1,557,118
7$53,363$68,190$1,503,755
8$55,786$65,767$1,447,969
9$58,319$63,234$1,389,650
10$60,967$60,586$1,328,683
11$63,735$57,818$1,264,948
12$66,629$54,924$1,198,319
13$69,654$51,899$1,128,665
14$72,817$48,737$1,055,848
15$76,123$45,430$979,725
16$79,579$41,974$900,146
17$83,192$38,361$816,954
18$86,970$34,584$729,984
19$90,918$30,635$639,066
20$95,046$26,507$544,019
21$99,362$22,191$444,657
22$103,873$17,680$340,784
23$108,590$12,964$232,194
24$113,520$8,033$118,674
25$118,674$2,879$0

At the end of your 5-year term

Total paid over the term
$607,767
Principal paid down
$223,837
Interest paid
$383,930
Balance remaining
$1,608,163

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 19 whole-home leases in Bayview Woods-Steeles$4,795/mo
$57,540Gross annual rent
1.7%Cap rate after taxes and upkeep
$4,494 to $5,262Typical rent range

The suite is real income here: basements rent in Bayview Woods-Steeles (13 of 56 recent detached leases were basement units, around $1,900 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,900 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 19 whole-home leases in Bayview Woods-Steeles signed at a median of $4,306 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,795. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.5%
Gross yield
− Property tax $11,711− Insurance $1,400− Vacancy & upkeep $6,329Net operating income $38,100

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

CallRequest a showing