108 Cheltenham Avenue, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13810464

$5,750,000
For Sale
Listed 29 days agoNo offer date stated
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4+1Bedrooms
7Bathrooms
3Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • This exceptional residence embodies refined contemporary luxury, seamlessly blending sophisticated design with impeccable craftsmanship.
  • The Bellini chef's kitchen is both functional & beautifully appointed, featuring an oversized island w/seating, spacious eat-in dining area overlooking the rear...
  • A private office, two powder rooms, a storage closet plus a "rough-in" for elevator complete this level.
  • The serene primary suite is a private sanctuary with his-and-hers walk-in closets & a sumptuous 5-pc ensuite.
  • The naturally bright, above-grade lower level w/heated floors throughout further expands the living space & is designed for relaxation & entertaining.

This exceptional residence embodies refined contemporary luxury, seamlessly blending sophisticated design with impeccable craftsmanship. Situated on one of Lawrence Park's premier streets, the home captivates immediately with its striking curb appeal & timeless architectural presence. A distinctive custom-built home by Den Bosch & Finchley, the grand foyer opens to expansive principal rooms, including an elegant formal living room with fireplace & Juliette balcony & a spectacular dining room designed for sophisticated entertaining.The Bellini chef's kitchen is both functional & beautifully appointed, featuring an oversized island w/seating, spacious eat-in dining area overlooking the rear gardens, separate servery & a walkout to the upper flagstone terrace. The adjoining family room, complete w/fireplace & custom built-ins, offers the perfect setting for relaxed everyday living. A private office, two powder rooms, a storage closet plus a "rough-in" for elevator complete this level. The serene primary suite is a private sanctuary with his-and-hers walk-in closets & a sumptuous 5-pc ensuite. Three additional bedrooms each feature beautifully appointed ensuite baths, custom walk-in closets, built-ins & integrated desks. A well-appointed second-floor laundry room provides exceptional convenience & functionality for modern family living. The naturally bright, above-grade lower level w/heated floors throughout further expands the living space & is designed for relaxation & entertaining. A spacious media room overlooks the rear gardens & features a fireplace, wet bar w/sink & a fridge, large games room w/walkout to the spectacular private fenced-in yard, a versatile 5th bdrm or gym, a 4-pc washroom & a mudroom w/direct access to a rare heated 3-car garage complete this space. Exceptional storage solutions are thoughtfully incorporated thruout. Set on an exquisitely landscaped 50' x 150' lot in coveted Lawrence Park, this home totals 6,125 sq ft of exceptional living space.

Key facts

Property type
Detached, 2-Storey
MLS®
C13810464
Bedrooms
4+1 (5 total)
Bathrooms
7 (2 half)
Size
3500-5000 sq ft
Lot
50 × 150 ft
Cross streets
Lawrence Ave/Mildenhall
Parking
3 garage · 6 parking (built-in)
Basement
Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Concrete
Roof
Cedar
Sewer
Sewer
Property tax
$28,535 / 2025
Days on market
29
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Bedroom 4Second4.27 × 3.96 m

4 pc ensuite · walk-in closet(s) · b/i desk

Exercise RoomLower4.39 × 4.22 m

4 pc bath · closet · heated floor

Bedroom 2Second4.11 × 3.89 m

3 pc ensuite · b/i shelves · hardwood floor

BreakfastMain4.55 × 3.53 m

w/o to terrace · french doors · hardwood floor

Living RoomMain5.94 × 4.72 m

fireplace · french doors · juliette balcony

Dining RoomMain4.80 × 4.27 m

hardwood floor · moulded ceiling · pantry

Family RoomMain4.55 × 4.44 m

fireplace · b/i shelves · hardwood floor

Mud RoomLower2.79 × 2.16 m

access to garage · b/i shelves · heated floor

Primary BedroomSecond5.72 × 4.98 m

5 pc ensuite · his and hers closets · hardwood floor

OfficeMain4.27 × 4.06 m

b/i bookcase · hardwood floor · overlooks frontyard

LaundrySecond3.58 × 2.79 m

laundry sink · b/i shelves · pot lights

KitchenMain6.25 × 4.55 m

eat-in kitchen · breakfast bar · centre island

FoyerMain8.15 × 2.01 m

heated floor · curved stairs · limestone flooring

Game RoomLower5.87 × 5.05 m

w/o to patio · large window · heated floor

Bedroom 3Second4.67 × 4.11 m

4 pc ensuite · walk-in closet(s) · b/i desk

Media RoomLower6.88 × 4.47 m

fireplace · heated floor · bar sink

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bedford Park Public School
88%
Bedford Park Public SchoolPublic · Elementary · 0.9 km awayHigher-rated than most nearby · 88% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Blythwood Junior Public School · Public elementary0.7 km · 88% at standard
Sunny View Junior and Senior Public School · Public elementary0.7 km
John Fisher Junior Public School · Public elementary1.7 km · 85% at standard
Northern Secondary School · Public secondary1.7 km · 82% at standard
Park Lane Public School · Public elementary1.8 km
Glenview Senior Public School · Public elementary1.8 km
John Ross Robertson Junior Public School · Public elementary1.8 km · 83% at standard
North Toronto Collegiate Institute · Public secondary1.9 km · 88% at standard
John Wanless Junior Public School · Public elementary1.9 km · 88% at standard
St Monica Catholic School · Catholic elementary1.9 km · 78% at standard
Eglinton Junior Public School · Public elementary2.0 km · 70% at standard
Northlea Elementary and Middle School · Public elementary2.0 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$26,207/mo
$1076KIncome needed
5.3×Price ÷ income
$6,048Weekly cost
$312,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $26,207Property tax $2,378Total carry $28,584

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$25,434per month

Mortgage amount $4,600,000 · 4.49% over 25 years

$1,150,000Down payment (20.0%)
$4,600,000Loan before insurance
$0CMHC premium
$27,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$25,434
Property tax
$2,378
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$27,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$130,225
Toronto municipal land transfer tax
$182,725
Estimated closing costs
$312,950

Plus your down payment of $1,150,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$30,784/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,030,257Total interest paid
$7,630,257Total of all payments
Principal $4,600,000 Interest $3,030,257
YearPrincipalInterestBalance
1$102,652$202,558$4,497,348
2$107,313$197,897$4,390,034
3$112,186$193,025$4,277,849
4$117,279$187,931$4,160,569
5$122,604$182,606$4,037,965
6$128,171$177,039$3,909,794
7$133,991$171,220$3,775,803
8$140,074$165,136$3,635,729
9$146,434$158,776$3,489,295
10$153,083$152,127$3,336,212
11$160,033$145,177$3,176,179
12$167,300$137,911$3,008,879
13$174,896$130,315$2,833,983
14$182,837$122,374$2,651,147
15$191,138$114,072$2,460,008
16$199,817$105,394$2,260,192
17$208,889$96,321$2,051,303
18$218,373$86,837$1,832,929
19$228,289$76,922$1,604,641
20$238,654$66,557$1,365,987
21$249,490$55,721$1,116,498
22$260,817$44,393$855,680
23$272,660$32,551$583,021
24$285,039$20,171$297,981
25$297,981$7,229$0

At the end of your 5-year term

Total paid over the term
$1,526,051
Principal paid down
$562,035
Interest paid
$964,016
Balance remaining
$4,037,965

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $28,535− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $48,563

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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