108 Cheltenham Avenue, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13810464

$5,750,000
For Sale
Listed 29 days agoNo offer date stated
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4+1Bedrooms
7Bathrooms
3Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • This exceptional residence embodies refined contemporary luxury, seamlessly blending sophisticated design with impeccable craftsmanship.
  • The Bellini chef's kitchen is both functional & beautifully appointed, featuring an oversized island w/seating, spacious eat-in dining area overlooking the rear...
  • A private office, two powder rooms, a storage closet plus a "rough-in" for elevator complete this level.
  • The serene primary suite is a private sanctuary with his-and-hers walk-in closets & a sumptuous 5-pc ensuite.
  • The naturally bright, above-grade lower level w/heated floors throughout further expands the living space & is designed for relaxation & entertaining.

This exceptional residence embodies refined contemporary luxury, seamlessly blending sophisticated design with impeccable craftsmanship. Situated on one of Lawrence Park's premier streets, the home captivates immediately with its striking curb appeal & timeless architectural presence. A distinctive custom-built home by Den Bosch & Finchley, the grand foyer opens to expansive principal rooms, including an elegant formal living room with fireplace & Juliette balcony & a spectacular dining room designed for sophisticated entertaining.The Bellini chef's kitchen is both functional & beautifully appointed, featuring an oversized island w/seating, spacious eat-in dining area overlooking the rear gardens, separate servery & a walkout to the upper flagstone terrace. The adjoining family room, complete w/fireplace & custom built-ins, offers the perfect setting for relaxed everyday living. A private office, two powder rooms, a storage closet plus a "rough-in" for elevator complete this level. The serene primary suite is a private sanctuary with his-and-hers walk-in closets & a sumptuous 5-pc ensuite. Three additional bedrooms each feature beautifully appointed ensuite baths, custom walk-in closets, built-ins & integrated desks. A well-appointed second-floor laundry room provides exceptional convenience & functionality for modern family living. The naturally bright, above-grade lower level w/heated floors throughout further expands the living space & is designed for relaxation & entertaining. A spacious media room overlooks the rear gardens & features a fireplace, wet bar w/sink & a fridge, large games room w/walkout to the spectacular private fenced-in yard, a versatile 5th bdrm or gym, a 4-pc washroom & a mudroom w/direct access to a rare heated 3-car garage complete this space. Exceptional storage solutions are thoughtfully incorporated thruout. Set on an exquisitely landscaped 50' x 150' lot in coveted Lawrence Park, this home totals 6,125 sq ft of exceptional living space.

Key facts

Property type
Detached, 2-Storey
MLS®
C13810464
Bedrooms
4+1 (5 total)
Bathrooms
7 (2 half)
Size
3500-5000 sq ft
Lot
50 × 150 ft
Cross streets
Lawrence Ave/Mildenhall
Parking
3 garage · 6 parking (built-in)
Basement
Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Concrete
Roof
Cedar
Sewer
Sewer
Property tax
$28,535 / 2025
Days on market
29
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Bedroom 4Second4.27 × 3.96 m

4 pc ensuite · walk-in closet(s) · b/i desk

Exercise RoomLower4.39 × 4.22 m

4 pc bath · closet · heated floor

Bedroom 2Second4.11 × 3.89 m

3 pc ensuite · b/i shelves · hardwood floor

BreakfastMain4.55 × 3.53 m

w/o to terrace · french doors · hardwood floor

Living RoomMain5.94 × 4.72 m

fireplace · french doors · juliette balcony

Dining RoomMain4.80 × 4.27 m

hardwood floor · moulded ceiling · pantry

Family RoomMain4.55 × 4.44 m

fireplace · b/i shelves · hardwood floor

Mud RoomLower2.79 × 2.16 m

access to garage · b/i shelves · heated floor

Primary BedroomSecond5.72 × 4.98 m

5 pc ensuite · his and hers closets · hardwood floor

OfficeMain4.27 × 4.06 m

b/i bookcase · hardwood floor · overlooks frontyard

LaundrySecond3.58 × 2.79 m

laundry sink · b/i shelves · pot lights

KitchenMain6.25 × 4.55 m

eat-in kitchen · breakfast bar · centre island

FoyerMain8.15 × 2.01 m

heated floor · curved stairs · limestone flooring

Game RoomLower5.87 × 5.05 m

w/o to patio · large window · heated floor

Bedroom 3Second4.67 × 4.11 m

4 pc ensuite · walk-in closet(s) · b/i desk

Media RoomLower6.88 × 4.47 m

fireplace · heated floor · bar sink

Our TakeTeam Asgarian · Broker
A small discount is typical
$5.58Mlikely sale price

Listed at $5,750,000. Going by how homes in Bridle Path-Sunnybrook-York Mills and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $5.58M, if it sells. A realistic range is $5.23M to $6.29M.

Independent value check: $6.06M. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $5.68M and $6.35M).

Why $6.06M. The typical detached home sold in Bridle Path-Sunnybrook-York Mills over the past year went for about $4.60M (54 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $28,535 a year; the typical home sold here pays about $24,100.
  • ▲ Raises it strongly4+1 bedrooms and 7 baths, against 4+1 and 5 typically.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$5.23MBelow recent closings$6.29MAbove recent closings

Total price vs nearby homes. Likely closing about $5.58M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$4.47Mmedian sold price
95%of asking, on average
+4%prices vs a year ago
~38 dayshomes like this take to sell
29days on market so far
$10,567/moest. rent · 15 leases
2.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 7.5 months of inventory: 20 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,353/sqft against an area asking average of $1,854/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Bridle Path-Sunnybrook-York Mills basements rarely rent out (2 of 78 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $5.29M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes that sold in Bridle Path-Sunnybrook-York Mills over the past two years, from 102 closings there.

What sellers nearby are askingCurrently listed nearby in Bridle Path-Sunnybrook-York Mills · asking prices
$7.20Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,570/sqft; this home lists at $1,353/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
5.75MThis home7.00M6.00M5.50M8.00M9.50MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M777
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M677

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$1.55M
Banbury-Don Mills
$2.28M
Lansing-Westgate
$1.60M
Wexford-Maryvale
$849K
Willowridge-Martingrove-Richview
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bedford Park Public School
88%
Bedford Park Public SchoolPublic · Elementary · 0.9 km awayHigher-rated than most nearby · 88% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Blythwood Junior Public School · Public elementary0.7 km · 88% at standard
Sunny View Junior and Senior Public School · Public elementary0.7 km
John Fisher Junior Public School · Public elementary1.7 km · 85% at standard
Northern Secondary School · Public secondary1.7 km · 82% at standard
Park Lane Public School · Public elementary1.8 km
Glenview Senior Public School · Public elementary1.8 km
John Ross Robertson Junior Public School · Public elementary1.8 km · 83% at standard
North Toronto Collegiate Institute · Public secondary1.9 km · 88% at standard
John Wanless Junior Public School · Public elementary1.9 km · 88% at standard
St Monica Catholic School · Catholic elementary1.9 km · 78% at standard
Eglinton Junior Public School · Public elementary2.0 km · 70% at standard
Northlea Elementary and Middle School · Public elementary2.0 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$26,207/mo
$1076KIncome needed
5.3×Price ÷ income
$6,048Weekly cost
$312,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $26,207Property tax $2,378Total carry $28,584

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$25,434per month

Mortgage amount $4,600,000 · 4.49% over 25 years

$1,150,000Down payment (20.0%)
$4,600,000Loan before insurance
$0CMHC premium
$27,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$25,434
Property tax
$2,378
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$27,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$130,225
Toronto municipal land transfer tax
$182,725
Estimated closing costs
$312,950

Plus your down payment of $1,150,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$30,784/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,030,257Total interest paid
$7,630,257Total of all payments
Principal $4,600,000 Interest $3,030,257
YearPrincipalInterestBalance
1$102,652$202,558$4,497,348
2$107,313$197,897$4,390,034
3$112,186$193,025$4,277,849
4$117,279$187,931$4,160,569
5$122,604$182,606$4,037,965
6$128,171$177,039$3,909,794
7$133,991$171,220$3,775,803
8$140,074$165,136$3,635,729
9$146,434$158,776$3,489,295
10$153,083$152,127$3,336,212
11$160,033$145,177$3,176,179
12$167,300$137,911$3,008,879
13$174,896$130,315$2,833,983
14$182,837$122,374$2,651,147
15$191,138$114,072$2,460,008
16$199,817$105,394$2,260,192
17$208,889$96,321$2,051,303
18$218,373$86,837$1,832,929
19$228,289$76,922$1,604,641
20$238,654$66,557$1,365,987
21$249,490$55,721$1,116,498
22$260,817$44,393$855,680
23$272,660$32,551$583,021
24$285,039$20,171$297,981
25$297,981$7,229$0

At the end of your 5-year term

Total paid over the term
$1,526,051
Principal paid down
$562,035
Interest paid
$964,016
Balance remaining
$4,037,965

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Bridle Path-Sunnybrook-York Mills$10,567/mo
$126,804Gross annual rent
1.4%Cap rate after taxes and upkeep
$9,291 to $13,070Typical rent range
~33 daysTo find a tenant, on average

About the suite: in Bridle Path-Sunnybrook-York Mills basements rarely rent out (2 of 78 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Bridle Path-Sunnybrook-York Mills signed at a median of $10,333 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $10,567. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.2%
Gross yield
− Property tax $28,535− Insurance $1,400− Vacancy & upkeep $13,948Net operating income $82,921

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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