18 Brian Cliff Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13814606

$3,500,000
For Sale
Listed 7 days agoNo offer date stated
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2+2Bedrooms
3Bathrooms
2Garage · 8 parking
2500-3000Sq ft

About this home

In short

  • Sprawling Ranch Bungalow Residence On Ravine-Like Lot In Prestigious Edwards Gardens Area.
  • Move In, Update Or Build Your Dream Home Up To 5,300sft As Of Right Of Luxurious Living Space As Per Makow Architect Or Apply To C.O.A For More.
  • Perfect Lot For Serene Living, Renovation Or Build New.
  • Main Floor Features Sun-Filled Gourmet Kitchen And Breakfast Area With Skylights And Side Entrance, Generously-Sized Principle Rooms With Fireplace And Picture...
  • Lower Level Features Two Additional Bedrooms, Sprawling Rec Room With Lounge And Wet Bar, And Two Ground-Level Walkouts To The Rear Garden And Its Ravine Setting.

Sprawling Ranch Bungalow Residence On Ravine-Like Lot In Prestigious Edwards Gardens Area. Move In, Update Or Build Your Dream Home Up To 5,300sft As Of Right Of Luxurious Living Space As Per Makow Architect Or Apply To C.O.A For More. Perfect Lot For Serene Living, Renovation Or Build New. Main Floor Features Sun-Filled Gourmet Kitchen And Breakfast Area With Skylights And Side Entrance, Generously-Sized Principle Rooms With Fireplace And Picture Windows Overlooking The Rear Garden, Library Overlooking Front Garden, Tranquil Primary Retreat With 7-Piece Ensuite, 2nd Bedroom, And Stunning Sunroom Overlooking Rear Garden Oasis Of Majestic Lawns And Mature Trees. Lower Level Features Two Additional Bedrooms, Sprawling Rec Room With Lounge And Wet Bar, And Two Ground-Level Walkouts To The Rear Garden And Its Ravine Setting. Minutes From Edward Gardens, Renowned Public And Private Schools, Top-Rated Golf Courses, Shops And Eateries.

Key facts

Property type
Detached, Bungalow
MLS®
C13814606
Bedrooms
2+2 (4 total)
Bathrooms
3
Size
2500-3000 sq ft
Lot
80 × 185.6 ft
Cross streets
Banbury Rd/Lawrence Ave E
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out, Other
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$16,409 / 2025
Days on market
7
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

BreakfastMain4.67 × 3.53 m

overlooks frontyard · skylight · hardwood floor

KitchenMain5.28 × 5.26 m

hardwood floor · skylight · b/i desk

LibraryMain3.86 × 3.05 m

fireplace · panelled · bay window

Family RoomMain4.27 × 3.51 m

vaulted ceiling(s) · hardwood floor · overlooks backyard

Bedroom 2Main4.09 × 3.53 m

overlooks backyard · b/i closet · picture window

RecreationLower10.13 × 4.11 m

fireplace · wet bar · walk-out

Primary BedroomMain5.33 × 3.99 m

4 pc ensuite · walk-in closet(s) · skylight

Bedroom 3Lower5.26 × 3.96 m

b/i bookcase · closet · window

Dining RoomMain3.96 × 3.91 m

french doors · crown moulding · overlooks living

Living RoomMain6.38 × 4.22 m

crown moulding · fireplace · b/i shelves

Bedroom 4Lower4.17 × 3.53 m

broadloom · window · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.36Mlikely sale price

Listed at $3,500,000. Going by how homes in Banbury-Don Mills and the wider GTA have actually closed against their asking prices (about 96%, 21 local closings in 90 days), the likely sale price is near $3.36M, if it sells. A realistic range is $3.15M to $3.79M.

Independent value check: $2.83M. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $2.65M and $2.97M).

Why $2.83M. The typical detached home sold in Banbury-Don Mills over the past year went for about $2.30M (83 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $16,409 a year; the typical home sold here pays about $11,900.
  • ▲ Raises itIts lot is 80 by 186 ft; the typical lot sold here is 60 by 120.
  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▼ Lowers it2+2 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$3.15MBelow recent closings$3.79MAbove recent closings

Total price vs nearby homes. Likely closing about $3.36M, from 21 recent closings in this pocket.

The market behind the math:

21sold nearby · 90 days
$2.00Mmedian sold price
94%of asking, on average
−8%prices vs a year ago
~35 dayshomes like this take to sell
7days on market so far
$5,376/moest. rent · 10 leases
1.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 11 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,273/sqft against an area asking average of $1,360/sqft.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.34M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,273/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Banbury-Don Mills, so I widened the search to the surrounding area.

Based on 21 comparable homes that sold in Banbury-Don Mills over the past two years, from 167 closings there.

What sellers nearby are askingCurrently listed nearby in Banbury-Don Mills · asking prices
$2.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.83M, which is where my estimate comes from.

Per square foot, these ask about $894/sqft; this home lists at $1,273/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.50MThis home2.19M2.00M2.00M2.24M2.00MThis home vs active comparables

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$8.80M
Danforth Village-East York
$1.17M
Tam O'Shanter-Sullivan
$1.17M
Willowdale West
$1.30M
High Park-Swansea
$2.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rippleton Public School
75%
Rippleton Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 6 more schools within 2.5 km
Park Lane Public School · Public elementary0.9 km
Denlow Public School · Public elementary1.0 km · 90% at standard
Norman Ingram Public School · Public elementary1.1 km · 65% at standard
Don Mills Collegiate Institute · Public secondary1.9 km · 68% at standard
Greenland Public School · Public elementary2.0 km · 71% at standard
Windfields Middle School · Public elementary2.3 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,952/mo
$653KIncome needed
5.4×Price ÷ income
$3,681Weekly cost
$152,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $15,952Property tax $1,367Total carry $17,319

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,482per month

Mortgage amount $2,800,000 · 4.49% over 25 years

$700,000Down payment (20.0%)
$2,800,000Loan before insurance
$0CMHC premium
$16,849Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,482
Property tax
$1,367
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,849

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,975
Toronto municipal land transfer tax
$78,975
Estimated closing costs
$152,950

Plus your down payment of $700,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,738/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,844,504Total interest paid
$4,644,504Total of all payments
Principal $2,800,000 Interest $1,844,504
YearPrincipalInterestBalance
1$62,484$123,296$2,737,516
2$65,321$120,459$2,672,195
3$68,287$117,493$2,603,908
4$71,387$114,393$2,532,520
5$74,629$111,151$2,457,892
6$78,017$107,763$2,379,875
7$81,559$104,221$2,298,315
8$85,263$100,518$2,213,052
9$89,134$96,646$2,123,919
10$93,181$92,599$2,030,738
11$97,412$88,369$1,933,326
12$101,835$83,946$1,831,492
13$106,458$79,322$1,725,033
14$111,292$74,488$1,613,741
15$116,345$69,435$1,497,396
16$121,627$64,153$1,375,769
17$127,150$58,630$1,248,619
18$132,923$52,857$1,115,696
19$138,958$46,822$976,738
20$145,267$40,513$831,470
21$151,863$33,917$679,607
22$158,758$27,022$520,849
23$165,967$19,813$354,882
24$173,502$12,278$181,380
25$181,380$4,400$0

At the end of your 5-year term

Total paid over the term
$928,901
Principal paid down
$342,108
Interest paid
$586,793
Balance remaining
$2,457,892

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Banbury-Don Mills$5,376/mo
$64,512Gross annual rent
1.1%Cap rate after taxes and upkeep
$4,865 to $6,034Typical rent range
~39 daysTo find a tenant, on average

About the suite: in Banbury-Don Mills basements rarely rent out (7 of 155 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Banbury-Don Mills signed at a median of $5,768 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,376. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.8%
Gross yield
− Property tax $16,409− Insurance $1,400− Vacancy & upkeep $7,096Net operating income $39,607

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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