PH10-55 Harbour Square, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13838006
About this home
In short
- Welcome to Harbourside - one of Toronto's most iconic and prestigious Waterfront residences.
- With 2,033 square feet of opulent living, floor-to-ceiling windows flood the space with natural light, creating an extraordinary sense of serenity above the waterfront.
- Resort-style living with five star amenities: 24-hour concierge, fitness centre, squash court, 60-ft saltwater pool, rooftop garden with BBQs, patios and lounge deck...
- Two (2) side by side parking spots, and locker.
- Refer to floor plan for 3rd washroom configuration.
Welcome to Harbourside - one of Toronto's most iconic and prestigious Waterfront residences. Rarely offered, this spectacular PENTHOUSE suite offers unobstructed, panoramic vistas of Lake Ontario and Islands. With 2,033 square feet of opulent living, floor-to-ceiling windows flood the space with natural light, creating an extraordinary sense of serenity above the waterfront. The stunning, brand new kitchen offers the perfect blend of style and functionality, featuring full slab quartz backsplash and counters/island, a wall oven & microwave, integrated waste/recycling bins & shelving, and motorized blinds. Designed for both grand entertaining and comfortable everyday living, the sprawling layout features all new durable vinyl flooring with the look and feel of luxury wood flooring. The custom millwork, including illuminated built-in storage in the large foyer, showcases an exceptional level of craftsmanship and quality rarely found in Toronto condo living. Three spacious bedrooms with vibrant Southeast views, and three washrooms-including two ensuites. Ensuite laundry room and ensuite storage room. Resort-style living with five star amenities: 24-hour concierge, fitness centre, squash court, 60-ft saltwater pool, rooftop garden with BBQs, patios and lounge deck, elegant party room with licensed lounge, billiards room, library, and wellness/exercise studios. Residents also enjoy private shuttle bus service to key downtown destinations, along with an active social community featuring movie nights, fitness classes, and exclusive resident events. Perfectly positioned; just steps to the boardwalk, lake and ferry terminal, PATH, Union Station, GO Transit, Harbourfront Centre, dining, cafes, shopping, theatre, the Financial District and so much more. Maintenance fees include all utilities: heat, hydro, water, cable & high speed internet. Two (2) side by side parking spots, and locker. Refer to floor plan for 3rd washroom configuration.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13838006
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 2000-2249 sq ft
- Cross streets
- Bay St and Queens Quay W
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Baseboard
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $2,104/mo
- Exposure
- South West
- Property tax
- $9,909 / 2025
- Days on market
- 20
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
b/i shelves · vinyl floor
combined w/dining · vinyl floor · overlook water
b/i closet · vinyl floor
window floor to ceiling · large closet · 3 pc ensuite
window floor to ceiling · large closet · 5 pc ensuite
combined w/living · vinyl floor · juliette balcony
stainless steel appl · quartz counter · centre island
window floor to ceiling · large closet · vinyl floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $969/sqft; this home lists at $1,167/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C1, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,984,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,970
- Property tax
- $826
- Condo / maintenance fees
- $2,104
- Heating
- $0
- Estimated monthly cost
- $13,900
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,475
- Toronto municipal land transfer tax
- $48,475
- Estimated closing costs
- $96,950
Plus your down payment of $496,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $658,193
- Principal paid down
- $242,408
- Interest paid
- $415,784
- Balance remaining
- $1,741,592
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.