608-65 Scadding Avenue, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13843236

$549,000
For Sale
Listed 19 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
0Parking
1000-1199Sq ft

About this home

In short

  • Spacious 3-Bedroom + Den in the Heart of St.
  • Unit 608 is a rare, generously sized suite offering 1,038 sq. ft. of functional living space in one of downtown's most convenient locations.
  • This bright 3-bedroom plus den offers a large kitchen with ample storage, and a versatile den perfect for a home office or play area.
  • Well-managed building with 24-hour concierge, indoor pool, gym, party room, and more.

Spacious 3-Bedroom + Den in the Heart of St. Lawrence Market! Unit 608 is a rare, generously sized suite offering 1,038 sq. ft. of functional living space in one of downtown's most convenient locations. This bright 3-bedroom plus den offers a large kitchen with ample storage, and a versatile den perfect for a home office or play area. The large bedrooms are perfect for raising a family. With a locker. Well-managed building with 24-hour concierge, indoor pool, gym, party room, and more. Steps to St. Lawrence Market, The Esplanade, Distillery District, Union Station, the waterfront, schools, and shops. Locker included. Your ideal downtown family home or spacious condo upgrade awaits!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13843236
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Esplanade/Princess
Parking
0 parking
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Concrete
Maintenance
$1,236/mo
Exposure
South
Property tax
$3,085 / 2026
Days on market
19
Listing brokerage
PROPERTY.CA INC.

Rooms

Bedroom 2Main2.38 × 2.92 m

south view · laminate

SolariumMain2.33 × 1.92 m

South View

KitchenMain3.38 × 2.38 m

Tile Floor

Primary BedroomMain4.61 × 3.38 m

south view · laminate

Dining RoomMain3.53 × 4.00 m

overlooks living · laminate

Living RoomMain4.30 × 4.61 m

overlooks dining · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$711kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $687/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
549kThis home549k570k589k800k1.05MThis home vs active comparables

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Waterfront Communities C1
$662K
Kensington-Chinatown
$578K
Niagara
$631K
Mount Pleasant West
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
St Michael's Choir (Jr) School · Catholic elementary1.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.7 km · 59% at standard
Queen Alexandra Middle School · Public elementary1.9 km · 71% at standard
SEED Alternative School · Public secondary1.9 km
Winchester Junior and Senior Public School · Public elementary1.9 km · 76% at standard
Dundas Junior Public School · Public elementary2.0 km · 59% at standard
Church Street Junior Public School · Public elementary2.0 km · 73% at standard
Native Learning Centre · Public secondary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$130KIncome needed
4.2×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $2,502Property tax $257Condo fee $1,236Total carry $3,995

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $439,200 · 4.49% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,921Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$257
Condo / maintenance fees
$1,236
Heating
$0
Estimated monthly cost
$3,921

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,939/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,324Total interest paid
$728,524Total of all payments
Principal $439,200 Interest $289,324
YearPrincipalInterestBalance
1$9,801$19,340$429,399
2$10,246$18,895$419,153
3$10,711$18,430$408,442
4$11,198$17,943$397,244
5$11,706$17,435$385,538
6$12,238$16,903$373,300
7$12,793$16,348$360,507
8$13,374$15,767$347,133
9$13,981$15,160$333,152
10$14,616$14,525$318,536
11$15,280$13,861$303,256
12$15,973$13,167$287,283
13$16,699$12,442$270,584
14$17,457$11,684$253,127
15$18,250$10,891$234,877
16$19,078$10,063$215,799
17$19,944$9,197$195,855
18$20,850$8,291$175,005
19$21,797$7,344$153,208
20$22,786$6,355$130,422
21$23,821$5,320$106,601
22$24,902$4,239$81,699
23$26,033$3,108$55,666
24$27,215$1,926$28,451
25$28,451$690$0

At the end of your 5-year term

Total paid over the term
$145,705
Principal paid down
$53,662
Interest paid
$92,043
Balance remaining
$385,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $3,085− Condo fees $14,832− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,796

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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