2207-1 CONCORD CITYPLACE Way, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13852794

$575,000
For Sale
Listed 18 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Enjoy Comfortable Indoor-Outdoor Living In This Well-Designed 1-Bedroom, 1-Bathroom Suite.
  • Offering Approximately 578 Sq.
  • Of Interior Space Plus A Generous 157 Sq.
  • Balcony, This Functional Layout Features An Open-Concept Kitchen, Dining And Living Area With Room For A Dining Table And Comfortable Seating.

Enjoy Comfortable Indoor-Outdoor Living In This Well-Designed 1-Bedroom, 1-Bathroom Suite! Offering Approximately 578 Sq. Ft. Of Interior Space Plus A Generous 157 Sq. Ft. Balcony, This Functional Layout Features An Open-Concept Kitchen, Dining And Living Area With Room For A Dining Table And Comfortable Seating. The Separate Bedroom Includes Closet Storage, While The Expansive Balcony Spans Both The Living Room And Bedroom, Providing Space For Outdoor Dining And Relaxation. A Welcoming Entryway With A Closet, Convenient Ensuite Laundry And A Full Bathroom Complete This Thoughtfully Planned Home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13852794
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Spadina / Front
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$400/mo
Exposure
South
Days on market
18
Listing brokerage
PROMPTON REAL ESTATE SERVICES CORP.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$558kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,015/sqft; this home lists at $1,046/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
575kThis home569k560k559k555k545kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.7 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.7 km
ALPHA Alternative Junior School · Public elementary0.7 km
Ogden Junior Public School · Public elementary1.0 km · 69% at standard
St Mary Catholic School · Catholic elementary1.2 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.4 km · 82% at standard
Contact Alternative School School · Public secondary1.4 km
Ryerson Community School Junior Senior · Public elementary1.4 km · 52% at standard
Heydon Park Secondary School · Public secondary1.6 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.6 km · 74% at standard
Beverley School · Public elementary1.7 km
Subway Academy II · Public secondary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,621/mo
$123KIncome needed
4.7×Price ÷ income
$605Weekly cost
$15,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,621Estimated property tax $359Condo fee $400Total carry $3,380

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,543per month

Mortgage amount $460,000 · 4.49% over 25 years

$115,000Down payment (20.0%)
$460,000Loan before insurance
$0CMHC premium
$3,303Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,543
Estimated property tax
$359
Condo / maintenance fees
$400
Heating
$0
Estimated monthly cost
$3,303

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Toronto municipal land transfer tax
$7,975
Estimated closing costs
$15,950

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,078/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$303,026Total interest paid
$763,026Total of all payments
Principal $460,000 Interest $303,026
YearPrincipalInterestBalance
1$10,265$20,256$449,735
2$10,731$19,790$439,003
3$11,219$19,302$427,785
4$11,728$18,793$416,057
5$12,260$18,261$403,796
6$12,817$17,704$390,979
7$13,399$17,122$377,580
8$14,007$16,514$363,573
9$14,643$15,878$348,929
10$15,308$15,213$333,621
11$16,003$14,518$317,618
12$16,730$13,791$300,888
13$17,490$13,031$283,398
14$18,284$12,237$265,115
15$19,114$11,407$246,001
16$19,982$10,539$226,019
17$20,889$9,632$205,130
18$21,837$8,684$183,293
19$22,829$7,692$160,464
20$23,865$6,656$136,599
21$24,949$5,572$111,650
22$26,082$4,439$85,568
23$27,266$3,255$58,302
24$28,504$2,017$29,798
25$29,798$723$0

At the end of your 5-year term

Total paid over the term
$152,605
Principal paid down
$56,204
Interest paid
$96,402
Balance remaining
$403,796

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,025− Condo fees $4,800− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,731

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROMPTON REAL ESTATE SERVICES CORP.. MLS®/PropTx.

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