3 Rebecca Street, Toronto, ON
Trinity-Bellwoods, Toronto · MLS® C13866378
About this home
In short
- Over 1800 sq ft across four storeys, taken apart and rebuilt with the kind of care you notice the moment you step inside.
- A 36-inch KitchenAid gas range.
- Two designer bathrooms, premium tile and stone, heated floors on a January morning.
- Herringbone floors, a skylight overhead, floor-to-ceiling his-and-hers closets built around their own island.
- Downstairs, the finished lower level gives you a fifth bedroom, a full bathroom, and its own separate entrance - the rare kind of flexibility that makes hosting...
Over 1800 sq ft across four storeys, taken apart and rebuilt with the kind of care you notice the moment you step inside. Four bedrooms. Five bathrooms. Just steps from Ossington. Minutes from Trinity Bellwoods. And once the door closes behind you, a world away from both. Walk in and the whole main floor opens up in front of you - light pouring from front to back, white oak herringbone running the length of it, crown moulding and custom millwork framing every sightline. Music through built-in speakers. Room to breathe. The kitchen was built for someone who means it. A 36-inch KitchenAid gas range. Integrated Fisher & Paykel refrigerator. Bosch dishwasher. Custom cabinetry from floor to ceiling. And an island so generous that every party you throw will end up gathered around it, whether you planned it that way or not. Upstairs, bedrooms with built-in cabinetry and that same white oak underfoot. Two designer bathrooms, premium tile and stone, heated floors on a January morning. Then the third floor - all of it - is yours. Herringbone floors, a skylight overhead, floor-to-ceiling his-and-hers closets built around their own island. The ensuite reads like a hotel you'd never want to check out of: full-height tile, porcelain countertops, a glass walk-in shower, a freestanding soaker tub positioned for a long soak and nowhere to be. Backlit mirrors. Heated floors. Push open the door to your private balcony, tinted glass for privacy, and the neighbourhood goes quiet below you. Downstairs, the finished lower level gives you a fifth bedroom, a full bathroom, and its own separate entrance - the rare kind of flexibility that makes hosting family effortless instead of complicated. And out back, behind a custom privacy fence, a yard that becomes the best room in the house from May through September. Long dinners. Late conversations. Permit street parking available. The TTC, the bike lanes, and all of what Toronto has to offer within reach.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13866378
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 15.17 × 57.46 ft
- Cross streets
- Queen & Ossington
- Parking
- 0 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $5,839 / 2026
- Days on market
- 13
- Listing brokerage
- REAL ESTATE HOMEWARD
Listed at $1,699,900. Going by how homes in Trinity-Bellwoods and the wider GTA have actually closed against their asking prices (about 100%, 11 local closings in 90 days), the likely sale price is near $1.70M, if it sells. A realistic range is $1.59M to $1.91M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $1.70M, from 11 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 7 semi-detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,308/sqft against an area asking average of $826/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.15M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Trinity-Bellwoods, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Trinity-Bellwoods over the past two years, from 94 closings there.
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.31M, which is where my estimate comes from.
Per square foot, these ask about $940/sqft; this home lists at $1,308/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.08M | 252 |
| November 2025 | $1.03M | 207 |
| December 2025 | $967K | 117 |
| January 2026 | $997K | 100 |
| February 2026 | $1.09M | 151 |
| March 2026 | $1.18M | 180 |
| April 2026 | $1.18M | 242 |
| May 2026 | $1.18M | 282 |
| June 2026 | $1.21M | 262 |
| July 2026 | $999K | 237 |
| August 2026 | $970K | 166 |
| September 2026 | $1.12M | 213 |
Neighbourhood & location
Trinity-Bellwoods, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,359,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,519
- Property tax
- $487
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,006
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,473
- Toronto municipal land transfer tax
- $30,473
- Estimated closing costs
- $60,946
Plus your down payment of $339,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $451,154
- Principal paid down
- $166,157
- Interest paid
- $284,997
- Balance remaining
- $1,193,763
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Trinity-Bellwoods signed at a median of $5,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,089. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.