304-220 George Street, Toronto, ON

Moss Park, Toronto · MLS® C13868648

$349,900
For Sale
Listed 13 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to O2 Maisonettes.
  • Sleek And Modern 650 SF One Bedroom Condo Located in the heart of Downtown Toronto.
  • Spacious Open Concept Living/Dining area, elegant modern kitchen, wood floors throughout, generous closet in bedroom.

Welcome to O2 Maisonettes! Sleek And Modern 650 SF One Bedroom Condo Located in the heart of Downtown Toronto! Spacious Open Concept Living/Dining area, elegant modern kitchen, wood floors throughout, generous closet in bedroom. Ideal for first-time buyers or savvy investors looking for a prime location. This Beautiful Modern Condo Building Includes Many Amenities: Concierge, Exercise Room Equipped With Professional Gym Equipment, Courtyard w/Bbq and Garden area. Just Minutes Walk To Eaton's Center, Yonge/Dundas Square, Saint Michael's Hospital, Financial District, St. Lawrence Market, Massy Hall, Theaters, Live Shows, Restaurants, Subway & TTC, Metropolitan University, and More! Don't miss it!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13868648
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Jarvis And Shuter
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Other
Maintenance
$580/mo
Exposure
South East
Property tax
$3,023 / 2026
Days on market
13
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Dining RoomMain4.87 × 4.00 m

hardwood floor · combined w/living · se view

KitchenMain3.05 × 1.52 m

b/i appliances · hardwood floor · modern kitchen

Living RoomMain4.87 × 4.87 m

hardwood floor · combined w/dining · se view

Primary BedroomMain3.35 × 2.44 m

hardwood floor · closet · large window

BathroomMain2.13 × 1.83 m

3 pc bath · tile floor

FoyerMain2.13 × 2.13 m

hardwood floor · closet · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$341Klikely sale price

Listed at $349,900. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 63 local closings in 90 days), the likely sale price is near $341K, if it sells. A realistic range is $321K to $369K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$321KBelow recent closings$369KAbove recent closings

Total price vs nearby homes. Likely closing about $341K, from 63 recent closings in this pocket.

The market behind the math:

63sold nearby · 90 days
$475Kmedian sold price
96%of asking, on average
−15%prices vs a year ago
~27 dayshomes like this take to sell
13days on market so far
$2,596/moest. rent · 5 leases
8.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 57 condo apartment homes for sale in the area against 63 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $539/sqft against an area asking average of $858/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 63 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $489K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 3 homes sold in this building over the past 21 months, plus 2 nearby in Moss Park, from 500 closings in Moss Park.

Sold price trend

Median sold price for condos in Moss Park: $509K in September 2026, up 1% from a year ago, on 253 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$551K26
November 2025$489K12
December 2025$520K18
January 2026$542K11
February 2026$545K24
March 2026$536K32
April 2026$555K22
May 2026$510K24
June 2026$550K24
July 2026$564K20
August 2026$525K11
September 2026$509K29

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$625K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
St Michael Catholic School · Catholic elementary0.9 km · 67% at standard
Downtown Alternative School · Public elementary0.9 km
Market Lane Junior and Senior Public School · Public elementary0.9 km · 74% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
Nelson Mandela Park Public School · Public elementary1.0 km · 47% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Winchester Junior and Senior Public School · Public elementary1.1 km · 76% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Our Lady of Lourdes Catholic School · Catholic elementary1.2 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,595/mo
$84KIncome needed
4.2×Price ÷ income
$368Weekly cost
$7,447Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $1,595Property tax $252Condo fee $580Total carry $2,426

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,548per month

Mortgage amount $279,920 · 4.49% over 25 years

$69,980Down payment (20.0%)
$279,920Loan before insurance
$0CMHC premium
$2,380Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,548
Property tax
$252
Condo / maintenance fees
$580
Heating
$0
Estimated monthly cost
$2,380

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,724
Toronto municipal land transfer tax
$3,724
Estimated closing costs
$7,447

Plus your down payment of $69,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,873/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$184,398Total interest paid
$464,318Total of all payments
Principal $279,920 Interest $184,398
YearPrincipalInterestBalance
1$6,247$12,326$273,673
2$6,530$12,042$267,143
3$6,827$11,746$260,316
4$7,137$11,436$253,180
5$7,461$11,112$245,719
6$7,799$10,773$237,919
7$8,154$10,419$229,766
8$8,524$10,049$221,242
9$8,911$9,662$212,331
10$9,315$9,257$203,016
11$9,738$8,834$193,277
12$10,181$8,392$183,097
13$10,643$7,930$172,454
14$11,126$7,447$161,328
15$11,631$6,942$149,697
16$12,159$6,413$137,538
17$12,711$5,861$124,826
18$13,289$5,284$111,538
19$13,892$4,681$97,646
20$14,523$4,050$83,123
21$15,182$3,391$67,941
22$15,871$2,701$52,070
23$16,592$1,981$35,478
24$17,345$1,227$18,133
25$18,133$440$0

At the end of your 5-year term

Total paid over the term
$92,864
Principal paid down
$34,201
Interest paid
$58,662
Balance remaining
$245,719

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Moss Park$2,596/mo
$31,152Gross annual rent
4.9%Cap rate after taxes and upkeep
$2,284 to $2,907Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Moss Park signed at a median of $2,634 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,596. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

8.9%
Gross yield
− Property tax $3,023− Condo fees $6,957− Insurance $600− Vacancy & upkeep $3,427Net operating income $17,145

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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