512-400 Adelaide Street, Toronto, ON
Moss Park, Toronto · MLS® C14084000
About this home
In short
- OPEN HOUSE BY APPOINTMENT ONLY.
- CALL 647-333-9398 FOR ACCESS.
- SATURDAY, OCTOBER 25 - 2:00pm to 4:00pm.
- Most downtown one-bedrooms feel like narrow, single-exposure tunnels-Suite 512 is the rare exception.
- Daily life here is low-friction: a 24-hour concierge team to manage packages, a fully equipped fitness centre that cancels your gym commute, a stylish party room for...
OPEN HOUSE BY APPOINTMENT ONLY!! CALL 647-333-9398 FOR ACCESS. SATURDAY, OCTOBER 25 - 2:00pm to 4:00pm. Most downtown one-bedrooms feel like narrow, single-exposure tunnels-Suite 512 is the rare exception. As a corner suite, it brings in dual exposures and cross-light throughout the day. The open living area anchors the northwest corner, wrapped in expansive windows with sliding glass doors opening to an oversized, tiled west-facing terrace made for golden-hour sun and outdoor dining. The kitchen offers real-life utility with full-sized stainless appliances, granite counters, and room to actually cook. Tucked away on the north side, the primary bedroom enjoys a quiet, private view through floor-to-ceiling windows and features a generous walk-in closet with built-in organizers. To top it off, you get rare downtown peace of mind with both an owned underground parking space and a dedicated storage locker. Ivory on Adelaide was built by Plaza with a reputation for solid construction and smart, livable floor plans. Daily life here is low-friction: a 24-hour concierge team to manage packages, a fully equipped fitness centre that cancels your gym commute, a stylish party room for hosting friends, and a rooftop terrace with BBQs when you want to grill with a skyline backdrop. Living on the east side offers a genuine neighbourhood feel you won't find in the concrete core. Saturday mornings start with fresh bread and produce at St. Lawrence Market; evenings are for dinner and craft drinks in the Distillery District or exploring King East's cafe scene. Commuting is effortless with King and Queen streetcars steps from the lobby, King Subway Station just one kilometre away, and the Financial District and George Brown within easy walking distance.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14084000
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Adelaide St E & Sherbourne St
- Parking
- 1 parking
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete, Stone
- Foundation
- Concrete
- Roof
- Unknown
- Maintenance
- $471/mo
- Exposure
- West
- Property tax
- $2,835 / 2025
- Days on market
- 4
- Listing brokerage
- RARE REAL ESTATE
Rooms
combined w/kitchen · w/o to balcony · open concept
hardwood floor · walk-in closet(s) · window
north view · window floor to ceiling · laminate
walk-in closet(s) · window floor to ceiling · laminate
stainless steel appl · stone counters · window floor to ceiling
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $818/sqft; this home lists at $885/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $459,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,543
- Property tax
- $236
- Condo / maintenance fees
- $471
- Heating
- $0
- Estimated monthly cost
- $3,250
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,973
- Toronto municipal land transfer tax
- $7,973
- Estimated closing costs
- $15,946
Plus your down payment of $114,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,579
- Principal paid down
- $56,194
- Interest paid
- $96,385
- Balance remaining
- $403,726
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.