6 Vernham Avenue, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13874468

$4,950,000
For Sale
Listed 8 days agoNo offer date stated
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4+1Bedrooms
7Bathrooms
2Garage · 12 parking
5,000Sq ft

About this home

In short

  • Nestled in the prestigious Bayview York Mills neighbourhood, this classic 2-story red brick Georgian-Style home offering approx.
  • 8400 sq ft of total living space radiates timeless elegance.
  • Escape to the tailored-made backyard with saltwater pool, custom cabana and patio - a private oasis in the heart of Bayview York Mills.
  • The upper level showcases a gracious principal bedroom with separate walk-in closets, 5-piece bath with a steam shower along with three additional bedrooms and two...
  • Ideally located in one of North York's most sought-after neighbourhoods, minutes to Bayview Village Mall, Parks, Restaurants and Schools.

Nestled in the prestigious Bayview York Mills neighbourhood, this classic 2-story red brick Georgian-Style home offering approx. 8400 sq ft of total living space radiates timeless elegance. The main floor boasts a spacious foyer with a discrete two-piece bath, along with a formal living room and grand dining room. There is also a main floor office along with a serene family room that looks onto the manicured backyard. The eat-in kitchen stands as a stunning focal point, featuring elegant pendant lighting, a generous centre island, and abundant cabinetry, all enhanced by the natural light cascading in through a magnificent skylight and large windows. Escape to the tailored-made backyard with saltwater pool, custom cabana and patio - a private oasis in the heart of Bayview York Mills. Laundry and ample pantry space round out the main floor. The upper level showcases a gracious principal bedroom with separate walk-in closets, 5-piece bath with a steam shower along with three additional bedrooms and two bathrooms. The lower level extends the living space with a recreation room with wet bar, theatre area along with a bedroom, bathroom and additional storage. Ideally located in one of North York's most sought-after neighbourhoods, minutes to Bayview Village Mall, Parks, Restaurants and Schools. Commuters will appreciate the access to Highways and Transit.

Key facts

Property type
Detached, 2-Storey
MLS®
C13874468
Bedrooms
4+1 (5 total)
Bathrooms
7 (3 half)
Size
5,000 sq ft
Lot
75 × 151 ft
Cross streets
Bayview Avenue and York Mills Road
Parking
2 garage · 12 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Indoor, Salt
Property tax
$23,142 / 2026
Days on market
8
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

OfficeMain5.03 × 3.78 m

hardwood floor · fireplace

Living RoomMain6.60 × 5.00 m

hardwood floor · fireplace

Utility RoomLower3.73 × 2.70 m
FoyerMain3.12 × 2.67 m

Limestone Flooring

BreakfastMain4.93 × 4.90 m

slate flooring · skylight

RecreationLower5.61 × 4.88 m

broadloom · fireplace

BedroomLower4.47 × 4.34 m

laminate · window

Media RoomLower4.88 × 4.47 m

Broadloom

Primary BedroomSecond6.38 × 4.14 m

broadloom · 2 way fireplace · 6 pc ensuite

Bedroom 2Second6.20 × 4.27 m

broadloom · window

KitchenMain6.20 × 5.89 m

slate flooring · walk-out

Bedroom 3Second4.60 × 4.32 m

broadloom · w/o to balcony

Bedroom 4Second5.41 × 3.94 m

hardwood floor · window · 3 pc ensuite

Family RoomMain5.79 × 5.03 m

hardwood floor · fireplace

Dining RoomMain6.86 × 4.52 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in St. Andrew-Windfields (3,500 sq ft and up) have sold between $2.20M and $14.20M over the last two years (72 sales).

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,167/sqft; this home lists at $990/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
4.95MThis home5.48M5.50M6.00M3.68MThis home vs active comparables

Sold price trend

Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.71M7
November 2025$2.59M6
December 2025$2.08M8
February 2026$2.95M7
March 2026$2.27M8
April 2026$2.92M8
May 2026$2.29M10
July 2026$2.62M12
August 2026$2.35M7
September 2026$3.41M6

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lansing-Westgate
$2.60M
Bedford Park-Nortown
$2.96M
Willowdale West
$1.92M
Lawrence Park South
$2.67M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 11 more schools within 2.5 km
Windfields Middle School · Public elementary0.5 km · 91% at standard
Dunlace Public School · Public elementary0.9 km · 69% at standard
St Andrew's Middle School · Public elementary1.2 km · 81% at standard
Denlow Public School · Public elementary1.5 km · 90% at standard
Owen Public School · Public elementary1.5 km · 59% at standard
Elkhorn Public School · Public elementary1.7 km · 85% at standard
Avondale Alternative Elementary School · Public elementary2.0 km · 94% at standard
Avondale Public School · Public elementary2.0 km · 70% at standard
Hollywood Public School · Public elementary2.0 km · 96% at standard
Rippleton Public School · Public elementary2.1 km · 75% at standard
Bayview Middle School · Public elementary2.4 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,560/mo
$922KIncome needed
5.4×Price ÷ income
$5,206Weekly cost
$249,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $22,560Property tax $1,929Total carry $24,489

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,896per month

Mortgage amount $3,960,000 · 4.49% over 25 years

$990,000Down payment (20.0%)
$3,960,000Loan before insurance
$0CMHC premium
$23,824Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,896
Property tax
$1,929
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,824

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$110,225
Toronto municipal land transfer tax
$139,225
Estimated closing costs
$249,450

Plus your down payment of $990,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,501/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,608,656Total interest paid
$6,568,656Total of all payments
Principal $3,960,000 Interest $2,608,656
YearPrincipalInterestBalance
1$88,370$174,376$3,871,630
2$92,383$170,364$3,779,247
3$96,577$166,169$3,682,670
4$100,962$161,784$3,581,707
5$105,546$157,200$3,476,161
6$110,339$152,408$3,365,823
7$115,348$147,398$3,250,474
8$120,586$142,161$3,129,889
9$126,061$136,686$3,003,828
10$131,784$130,962$2,872,043
11$137,768$124,978$2,734,275
12$144,023$118,723$2,590,252
13$150,562$112,184$2,439,690
14$157,399$105,348$2,282,291
15$164,545$98,201$2,117,746
16$172,016$90,730$1,945,730
17$179,826$82,920$1,765,904
18$187,991$74,755$1,577,913
19$196,527$66,220$1,381,386
20$205,450$57,297$1,175,937
21$214,778$47,968$961,159
22$224,530$38,216$736,629
23$234,724$28,022$501,905
24$245,382$17,365$256,523
25$256,523$6,223$0

At the end of your 5-year term

Total paid over the term
$1,313,731
Principal paid down
$483,839
Interest paid
$829,892
Balance remaining
$3,476,161

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in St. Andrew-Windfields$7,383/mo
$88,596Gross annual rent
1.1%Cap rate after taxes and upkeep
$6,696 to $8,068Typical rent range
~38 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in St. Andrew-Windfields signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,383. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.8%
Gross yield
− Property tax $23,142− Insurance $1,400− Vacancy & upkeep $9,746Net operating income $54,308

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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