1201-88 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C13880764

$1,029,000
For Sale
Listed 10 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • South facing and seriously stylish, this 2 bedroom, 2 bathroom suite at Minto Yorkville Park puts you right in the middle of one of Toronto's best neighbourhoods.
  • The Esperanza layout offers 795 sq. ft. of interior space plus a private balcony, with floor to ceiling windows, tons of natural light and sweeping downtown views.
  • Thoughtful upgrades include hardwood flooring, custom cabinetry and automated Hunter Douglas blinds.

South facing and seriously stylish, this 2 bedroom, 2 bathroom suite at Minto Yorkville Park puts you right in the middle of one of Toronto's best neighbourhoods. The Esperanza layout offers 795 sq. ft. of interior space plus a private balcony, with floor to ceiling windows, tons of natural light and sweeping downtown views. The kitchen is sleek and beautifully finished, with premium appliances, designer cabinetry, stone counters, an island and breakfast bar, all opening into the living and dining space so the whole suite feels bright, connected and easy to live in. The primary bedroom has south facing windows, generous closet space and its own ensuite. The second bedroom is a true separate room with a large window and full closet, so it works just as well for guests, a home office or an actual second bedroom. Thoughtful upgrades include hardwood flooring, custom cabinetry and automated Hunter Douglas blinds. Ensuite laundry, owned parking and an owned locker are all included. And then there is Yorkville itself. Step outside and you are surrounded by great restaurants, shopping, galleries, transit and the energy of the city, while still having a polished, comfortable home to come back to.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13880764
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Bay Street & Yorkville Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,120/mo
Exposure
South
Property tax
$6,860 / 2026
Days on market
10
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

KitchenMain10.24 × 3.23 m

granite counters · combined w/living · modern kitchen

Primary BedroomMain3.07 × 2.74 m

hardwood floor · 3 pc ensuite · large closet

Living RoomMain10.24 × 3.23 m

hardwood floor · combined w/dining · w/o to balcony

Dining RoomMain10.24 × 3.23 m

hardwood floor · combined w/living · south view

Bedroom 2Main3.25 × 2.44 m

hardwood floor · large closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$666K
Waterfront Communities C1
$556K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Huron Street Junior Public School · Public elementary0.9 km · 74% at standard
Rosedale Junior Public School · Public elementary1.1 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.1 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Native Learning Centre · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.2 km · 73% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.4 km
Rose Avenue Junior Public School · Public elementary1.5 km · 46% at standard
Lord Lansdowne Junior Public School · Public elementary1.6 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,690/mo
$222KIncome needed
4.6×Price ÷ income
$1,082Weekly cost
$34,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,690Property tax $572Condo fee $1,120Total carry $6,381

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,552per month

Mortgage amount $823,200 · 4.49% over 25 years

$205,800Down payment (20.0%)
$823,200Loan before insurance
$0CMHC premium
$6,243Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,552
Property tax
$572
Condo / maintenance fees
$1,120
Heating
$0
Estimated monthly cost
$6,243

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,055
Toronto municipal land transfer tax
$17,055
Estimated closing costs
$34,110

Plus your down payment of $205,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,509/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$542,284Total interest paid
$1,365,484Total of all payments
Principal $823,200 Interest $542,284
YearPrincipalInterestBalance
1$18,370$36,249$804,830
2$19,204$35,415$785,625
3$20,076$34,543$765,549
4$20,988$33,631$744,561
5$21,941$32,679$722,620
6$22,937$31,682$699,683
7$23,978$30,641$675,705
8$25,067$29,552$650,637
9$26,205$28,414$624,432
10$27,395$27,224$597,037
11$28,639$25,980$568,398
12$29,939$24,680$538,459
13$31,299$23,321$507,160
14$32,720$21,900$474,440
15$34,205$20,414$440,235
16$35,758$18,861$404,476
17$37,382$17,237$367,094
18$39,079$15,540$328,015
19$40,854$13,766$287,161
20$42,709$11,911$244,452
21$44,648$9,972$199,805
22$46,675$7,944$153,130
23$48,794$5,825$104,335
24$51,010$3,610$53,326
25$53,326$1,294$0

At the end of your 5-year term

Total paid over the term
$273,097
Principal paid down
$100,580
Interest paid
$172,517
Balance remaining
$722,620

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
0.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,860− Condo fees $13,438− Insurance $600− Vacancy & upkeep $3,168Net operating income $4,735

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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