1307-181 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C14090788

$849,900
For Sale
Listed 2 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Sophisticated urban living awaits at 181 Bedford Avenue, Suite 1307.
  • Designed for refined city living, the suite features 9-foot ceilings, elegant flooring throughout, two private balconies, built-in appliances, a stylish three-piece...
  • Residents enjoy an exceptional collection of amenities, including 24-hour concierge service, business centre, billiards room, party room, and a beautifully appointed...

Sophisticated urban living awaits at 181 Bedford Avenue, Suite 1307. This bright and spacious two-bedroom corner residence showcases sweeping southeast views of the Toronto skyline and an enviable location in the heart of the Annex.Designed for refined city living, the suite features 9-foot ceilings, elegant flooring throughout, two private balconies, built-in appliances, a stylish three-piece ensuite bathroom, and an abundance of closet space. Expansive windows fill the home with natural light while offering captivating views and a sense of openness rarely found in the city.Residents enjoy an exceptional collection of amenities, including 24-hour concierge service, business centre, billiards room, party room, and a beautifully appointed terrace with sundeck-providing everything needed for both relaxation and entertaining.Perfectly positioned just minutes from Yorkville, Casa Loma, upscale boutiques, renowned cafes, restaurants, and Toronto's finest cultural and lifestyle destinations. A distinguished address offering the perfect balance of luxury, convenience, and vibrant city living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14090788
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Bedford and Davenport
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$823/mo
Exposure
South East
Property tax
$4,450 / 2026
Days on market
2
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Flat3.14 × 2.75 m

w/o to balcony · laminate · closet

Living RoomFlat5.29 × 3.29 m

window floor to ceiling · laminate · south view

KitchenFlat5.29 × 3.29 m

combined w/living · walk-out · laminate

Primary BedroomFlat2.97 × 3.96 m

3 pc ensuite · window floor to ceiling · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$578K
Mount Pleasant West
$530K
Waterfront Communities C1
$699K
Moss Park
$495K
Waterfront Communities C8
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.7 km · 100% at standard
Brown Junior Public School · Public elementary1.1 km · 86% at standard
Hillcrest Community School · Public elementary1.4 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.4 km
Palmerston Avenue Junior Public School · Public elementary1.4 km · 80% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
Loretto College School · Catholic secondary1.5 km · 62% at standard
St Joseph's College School · Catholic secondary1.5 km · 76% at standard
Central Technical School · Public secondary1.5 km · 54% at standard
Deer Park Junior and Senior Public School · Public elementary1.7 km · 84% at standard
da Vinci School · Public elementary1.8 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.8 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$178KIncome needed
4.8×Price ÷ income
$894Weekly cost
$26,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,874Property tax $371Condo fee $823Total carry $5,068

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,920 · 4.49% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,953Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$371
Condo / maintenance fees
$823
Heating
$0
Estimated monthly cost
$4,953

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Toronto municipal land transfer tax
$13,473
Estimated closing costs
$26,946

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,898Total interest paid
$1,127,818Total of all payments
Principal $679,920 Interest $447,898
YearPrincipalInterestBalance
1$15,173$29,940$664,747
2$15,862$29,251$648,885
3$16,582$28,531$632,303
4$17,335$27,778$614,968
5$18,122$26,991$596,846
6$18,945$26,168$577,902
7$19,805$25,308$558,097
8$20,704$24,409$537,392
9$21,644$23,468$515,748
10$22,627$22,486$493,121
11$23,654$21,458$469,467
12$24,728$20,384$444,738
13$25,851$19,262$418,887
14$27,025$18,088$391,863
15$28,252$16,861$363,611
16$29,535$15,578$334,076
17$30,876$14,237$303,200
18$32,277$12,835$270,923
19$33,743$11,370$237,180
20$35,275$9,838$201,905
21$36,877$8,236$165,028
22$38,551$6,562$126,477
23$40,301$4,811$86,176
24$42,131$2,981$44,044
25$44,044$1,069$0

At the end of your 5-year term

Total paid over the term
$225,564
Principal paid down
$83,074
Interest paid
$142,490
Balance remaining
$596,846

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,450− Condo fees $9,880− Insurance $600− Vacancy & upkeep $3,168Net operating income $10,701

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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