309 Churchill Avenue, Toronto, ON

Willowdale West, Toronto · MLS® C14150882

$3,558,000
For Sale
Listed 6 Days Ago
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4+1BedroomsBeds
7BathroomsBaths
2Garage · 6 Parking
6Parking
3500-5000Sq ft

Listed By Bay Street Group Inc.

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Key Facts

Property type
Detached, 2-Storey
Lot
50 × 134.17 ft
Basement
Finished with Walk-Out
Parking
2 garage · 6 parking (attached)
Property tax
$18,415 / 2026
Offer date
None stated
Cross streets
Yonge & Churchill
Days on market
6
All Facts And 13 Rooms, Floor By Floor
Property type
Detached, 2-Storey
MLS®
C14150882
Bedrooms
4+1 (5 total)
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
50 × 134.17 ft
Cross streets
Yonge & Churchill
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Cedar
Sewer
Sewer
Property tax
$18,415 / 2026
Days on market
6
Offer date
None stated
Listing brokerage
Bay Street Group Inc.
KitchenGround5.92 × 5.69 m

stainless steel appl · centre island · pantry

LibraryGround4.27 × 3.05 m

panelled · hardwood floor · b/i bookcase

Bedroom 2Second5.39 × 3.61 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Living RoomGround5.77 × 8.56 m

large window · fireplace · combined w/dining

Bedroom 3Second4.24 × 3.20 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 5Basement3.63 × 3.49 m

3 pc ensuite · heated floor · large window

Family RoomGround5.03 × 5.16 m

w/o to deck · fireplace · b/i shelves

Bedroom 4Second5.54 × 3.00 m

4 pc ensuite · hardwood floor · closet

Dining RoomGround5.77 × 8.56 m

combined w/living · large window · pot lights

Great RoomBasement8.66 × 4.90 m

3 pc bath · heated floor · w/o to yard

Media RoomBasement4.88 × 2.92 m

heated floor · broadloom · window

KitchenBasement3.25 × 2.44 m

stainless steel appl · heated floor · pot lights

Primary BedroomSecond5.03 × 6.10 m

7 pc bath · walk-in closet(s) · electric fireplace

About This Home

From The Listing Description By Bay Street Group Inc.

In short

  • An Exceptional Custom-Built Residence in Prestigious Willowdale West, Where Thoughtful Design, Superior Craftsmanship and Everyday Functionality Come Together.
  • Designed for Long-Term Comfort with Radiant Heated Floors Throughout the Home, Heated Driveway, Rare 4-Level Elevator and Soaring 9-12 Ft Ceilings.
  • Primary Suite Features a Fireplace, Walk-In Closet and 7-Piece Ensuite.
  • Well-Appointed Chef's Kitchen with Separate Pantry.
  • 12-Ft Ceilings, Full Kitchen, Ensuite Bedroom, Second Laundry Room and Dedicated Home Theatre.
Read The Full Description

An Exceptional Custom-Built Residence in Prestigious Willowdale West, Where Thoughtful Design, Superior Craftsmanship and Everyday Functionality Come Together. Situated on a Premium 50-Ft Lot, Offering Approx. 4,100 Sq.Ft. Above Grade and Nearly 6,000 Sq.Ft. of Total Living Space. Designed for Long-Term Comfort with Radiant Heated Floors Throughout the Home, Heated Driveway, Rare 4-Level Elevator and Soaring 9-12 Ft Ceilings. Extensive Custom Millwork, Smart Home Automation and Carefully Selected Finishes Reflect Attention to Detail Throughout. Four Spacious Upper-Level Bedrooms, Each with a Private Ensuite. Primary Suite Features a Fireplace, Walk-In Closet and 7-Piece Ensuite. Well-Appointed Chef's Kitchen with Separate Pantry. Impressive Walk-Up Basement with Approx. 12-Ft Ceilings, Full Kitchen, Ensuite Bedroom, Second Laundry Room and Dedicated Home Theatre. Separate Backyard Gym Adds Further Lifestyle Flexibility. A Remarkably Complete Custom Home Offering the Space, Comfort, Accessibility and Practical Features Sought After in Modern Luxury Living.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$3.41Mlikely sale price

Listed at $3,558,000. Going by how homes in Willowdale West and across Toronto have actually closed against their asking prices (about 96%, blended from 27 local closings in 90 days), the likely sale price is near $3.41M, if it sells. A realistic range is $3.24M to $3.86M.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$3.24MBelow recent closings$3.86MAbove recent closings

Total price vs nearby homes. Likely closing about $3.41M, from 27 recent closings in this pocket.

The market behind the math, in Willowdale West
27sold nearby · 90 days
$2.24Mmedian detached sold · 90 days
98%of asking, local average
~16 dayshomes like this take to sell
6days on market so far
$8,185/moest. rent · 7 leases
2.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 9 detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $837/sqft against an area asking average of $758/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale West: 28 of the 159 detached leases here lately were basement units, around $1,800 a month. That points to potential income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 27 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Willowdale West: $1.57M in October 2026, up 19% from a year ago, on 73 closings in 10 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$1.45M6
December 2025$1.34M6
March 2026$1.38M5
April 2026$1.37M5
May 2026$1.65M10
June 2026$1.30M7
July 2026$2.32M6
August 2026$1.94M8
September 2026$1.32M7
October 2026$1.57M13

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 2 km of Churchill Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Willowdale West

For sale in Willowdale West now · asking prices

How This Price Compares

$3.08Mavg asking

Every home like this one for sale in Willowdale West right now. These are asking prices, not sales.

Per square foot, these ask about $906/sqft; this home lists at $837/sqft.

The 5 closest in price of 18 for sale in Willowdale West.

See all comparable homes
$3.56MThis home$3.59M$3.50M$2.89M$2.72M$2.70MThis home vs active comparables

Neighbourhood & Location

Willowdale West, Toronto, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Yorkview Public School
52%
Yorkview Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 52% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Churchill Public School · Public elementary0.7 km · 83% at standard
St Cyril Catholic School · Catholic elementary1.8 km · 90% at standard
R J Lang Elementary and Middle School · Public elementary1.8 km · 60% at standard
Charles H Best Junior and Middle School · Public elementary1.8 km · 49% at standard
Fisherville Senior Public School · Public elementary1.9 km
North West Secondary Alternative School · Public secondary1.9 km
Cameron Public School · Public elementary1.9 km · 81% at standard
Wilmington Elementary School · Public elementary2.0 km · 67% at standard
McKee Public School · Public elementary2.1 km · 86% at standard
Claude Watson School for the Arts · Public elementary2.1 km · 96% at standard
Cardinal Carter Academy for the Arts · Catholic secondary2.1 km · 92% at standard
Cardinal Carter ES · Catholic elementary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$16,216/mo
$669KIncome needed
5.3×Price ÷ income
$3,742Weekly cost
$156,430Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%Mortgage
Mortgage is 91% of the monthly costMortgage $16,216Property tax $1,535Total carry $17,751
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,897per month

Mortgage amount $2,846,400 · 4.59% over 25 years

$711,600Down payment (20.0%)
$2,846,400Loan before insurance
$0CMHC premium
$17,431Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,897
Property tax
$1,535
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,431

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$75,425
Toronto municipal land transfer tax
$81,005
Estimated closing costs
$156,430

Plus your down payment of $711,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$19,221/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,922,635Total interest paid
$4,769,035Total of all payments
Principal $2,846,400 Interest $1,922,635
YearPrincipalInterestBalance
1$62,638$128,123$2,783,762
2$65,546$125,215$2,718,215
3$68,590$122,172$2,649,626
4$71,774$118,987$2,577,852
5$75,106$115,655$2,502,746
6$78,593$112,168$2,424,152
7$82,242$108,519$2,341,911
8$86,060$104,701$2,255,850
9$90,056$100,706$2,165,795
10$94,237$96,525$2,071,558
11$98,612$92,150$1,972,946
12$103,190$87,571$1,869,756
13$107,981$82,781$1,761,776
14$112,994$77,768$1,648,782
15$118,240$72,522$1,530,542
16$123,729$67,032$1,406,813
17$129,474$61,288$1,277,339
18$135,485$55,277$1,141,854
19$141,775$48,987$1,000,080
20$148,357$42,404$851,723
21$155,245$35,517$696,478
22$162,452$28,309$534,026
23$169,994$20,767$364,032
24$177,887$12,875$186,145
25$186,145$4,616$0

At the end of your 5-year term

Total paid over the term
$953,807
Principal paid down
$343,654
Interest paid
$610,152
Balance remaining
$2,502,746

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 309 Churchill Avenue

What is the asking price for 309 Churchill Avenue?

It is listed at $3,558,000.

How many bedrooms and bathrooms does 309 Churchill Avenue have?

4+1 bedrooms, and 7 bathrooms (1 of them a half bath).

How big is 309 Churchill Avenue?

The listing gives 3500-5000 sq ft of living space, on a 50 × 134.17 ft lot.

Does 309 Churchill Avenue have parking?

2 garage spaces, 6 parking spaces in all.

What are the property taxes on 309 Churchill Avenue?

$18,415 a year, for 2026.

Is there an offer date for 309 Churchill Avenue?

The listing does not state an offer date.

Which schools is 309 Churchill Avenue zoned for?

By the school boards' attendance boundaries: Yorkview Public School, Willowdale Middle School, Northview Heights Secondary School and St. Antoine Daniel. Boundaries change, so confirm with the board before relying on it.

When was 309 Churchill Avenue listed?

It came on the market on November 4, 2026.

Who is the listing brokerage for 309 Churchill Avenue?

Bay Street Group Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 309 Churchill Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Bay Street Group Inc. MLS®/PropTx.

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309 CHURCHILL AVENUE, TORONTO, ON · Listed By Bay Street Group Inc.

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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