21 Earlton Road, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13540398

$999,900
For Sale
Listed 103 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Welcome to this exceptional bungalow nestled in one of Scarborough's most desirable neighbourhoods.
  • Perfectly situated just minutes from Highway 401, the GO Station, top-rated schools, shopping centres, restaurants, parks, and all everyday amenities, this home...
  • Filled with natural light, this beautifully maintained residence features 3+1 spacious bedrooms and a fully finished basement, offering flexible living space for a...
  • Step outside to a generous private backyard-perfect for family gatherings, children's play, gardening, or summer BBQs.

Welcome to this exceptional bungalow nestled in one of Scarborough's most desirable neighbourhoods! Perfectly situated just minutes from Highway 401, the GO Station, top-rated schools, shopping centres, restaurants, parks, and all everyday amenities, this home offers the ideal blend of comfort and convenience. Filled with natural light, this beautifully maintained residence features 3+1 spacious bedrooms and a fully finished basement, offering flexible living space for a growing family, recreation room, home office, or potential in-law suite. The functional layout is designed for comfortable everyday living and effortless entertaining. Step outside to a generous private backyard-perfect for family gatherings, children's play, gardening, or summer BBQs. A large driveway provides ample parking for multiple vehicles. Whether you're a first-time home buyer, a growing family, downsizer, or savvy investor, this move-in-ready home presents an outstanding opportunity in a prime Scarborough location. Don't miss your chance to own this wonderful property that combines space, convenience, and exceptional value!!!

Key facts

Property type
Detached, Bungalow
MLS®
E13540398
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
40 × 118 ft
Cross streets
Sheppard And Birchmount
Parking
4 parking
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$5,018 / 2026
Days on market
103
Listing brokerage
RE/MAX GOLD REALTY INC.

Rooms

Primary BedroomMain3.70 × 3.15 m
Bedroom 3Main3.10 × 3.10 m
RecreationBasement7.01 × 3.38 m
RecreationBasement6.96 × 3.91 m
Dining RoomMain3.00 × 2.70 m
Bedroom 4Basement3.20 × 2.74 m
Living RoomMain4.39 × 3.60 m
KitchenMain4.60 × 2.60 m
Bedroom 2Main3.65 × 2.60 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Inglewood Heights Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$849K
Bendale
$900K
Steeles
$1.20M
Banbury-Don Mills
$5.50M
Bayview Village
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Inglewood Heights Junior Public School
72%
Inglewood Heights Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 72% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Lynngate Junior Public School · Public elementary0.6 km · 61% at standard
Glamorgan Junior Public School · Public elementary0.7 km · 63% at standard
Tam O'Shanter Junior Public School · Public elementary1.0 km · 56% at standard
Vradenburg Junior Public School · Public elementary1.2 km · 75% at standard
Pauline Johnson Junior Public School · Public elementary1.2 km · 58% at standard
Ellesmere-Statton Public School · Public elementary1.5 km · 64% at standard
Agincourt Junior Public School · Public elementary1.6 km · 75% at standard
Agincourt Collegiate Institute · Public secondary1.8 km · 82% at standard
Bridlewood Junior Public School · Public elementary1.8 km · 83% at standard
Terraview-Willowfield Public School · Public elementary1.9 km · 72% at standard
Parkview Alternative School · Public secondary1.9 km
Caring and Safe School 2 · Public secondary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,557/mo
$190KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
$32,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,557Property tax $418Total carry $4,975

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,920 · 4.49% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$4,841Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,841

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Toronto municipal land transfer tax
$16,473
Estimated closing costs
$32,946

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,353/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,948Total interest paid
$1,326,868Total of all payments
Principal $799,920 Interest $526,948
YearPrincipalInterestBalance
1$17,851$35,224$782,069
2$18,661$34,413$763,408
3$19,509$33,566$743,899
4$20,394$32,680$723,505
5$21,320$31,754$702,185
6$22,288$30,786$679,896
7$23,300$29,774$656,596
8$24,358$28,716$632,237
9$25,464$27,610$606,773
10$26,620$26,454$580,153
11$27,829$25,246$552,324
12$29,093$23,982$523,231
13$30,414$22,661$492,817
14$31,794$21,280$461,023
15$33,238$19,837$427,785
16$34,747$18,328$393,038
17$36,325$16,750$356,713
18$37,974$15,101$318,738
19$39,698$13,376$279,040
20$41,501$11,574$237,539
21$43,385$9,690$194,154
22$45,355$7,720$148,799
23$47,414$5,660$101,385
24$49,567$3,508$51,818
25$51,818$1,257$0

At the end of your 5-year term

Total paid over the term
$265,374
Principal paid down
$97,735
Interest paid
$167,638
Balance remaining
$702,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,018− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,146

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.

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