#904-4725 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13553040

$499,000
For Sale
Listed 100 days agoNo offer date statedSitting longer than typical
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2+1Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Location! Must See A Super Spacious Sun Filled Unit W/ Southeast Exposures.
  • Large Size 1590 Sq Ft,Laminate Flooring Thru-Out,,Close To All Amenities, Steps To Ttc, Mall, School.
  • 24Hour Concierge,Indoor & Outdoor Pools, Gym, Tennis, Squash Court, Billiard Room & Sauna.

Location! Location! ***Must See*** A Super Spacious Sun Filled Unit W/ Southeast Exposures. Large Size 1590 Sq Ft,Laminate Flooring Thru-Out,,Close To All Amenities, Steps To Ttc, Mall, School. 24Hour Concierge,Indoor & Outdoor Pools, Gym, Tennis, Squash Court, Billiard Room & Sauna.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13553040
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Mccowan/ Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$928/mo
Exposure
South East
Property tax
$2,149 / 2025
Days on market
100
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

SolariumGround3.60 × 2.90 m

combined w/kitchen · ceramic floor

KitchenGround3.20 × 2.90 m

combined w/solarium · ceramic floor

Living RoomGround4.90 × 4.50 m

combined w/dining · w/o to balcony · laminate

Dining RoomGround4.50 × 3.10 m

laminate · french doors

Primary BedroomGround5.80 × 3.60 m

walk-in closet(s) · 5 pc ensuite · laminate

Bedroom 2Ground4.40 × 3.81 m

b/i closet · family size kitchen · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
C D Farquharson Junior Public School · Public elementary1.1 km · 87% at standard
St Bartholomew Catholic School · Catholic elementary1.4 km
Sir Alexander Mackenzie Senior Public School · Public elementary1.5 km
Anson S Taylor Junior Public School · Public elementary1.7 km · 81% at standard
St Ignatius of Loyola Catholic School · Catholic elementary1.7 km · 72% at standard
Iroquois Junior Public School · Public elementary1.8 km · 95% at standard
North Agincourt Junior Public School · Public elementary1.9 km · 74% at standard
Malvern Junior Public School · Public elementary1.9 km · 58% at standard
Henry Kelsey Senior Public School · Public elementary2.1 km
Burrows Hall Junior Public School · Public elementary2.1 km · 81% at standard
Agincourt Junior Public School · Public elementary2.1 km · 75% at standard
Delphi Secondary Alternative School · Public secondary2.2 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$113KIncome needed
4.4×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,274Property tax $179Condo fee $928Total carry $3,381

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$179
Condo / maintenance fees
$928
Heating
$0
Estimated monthly cost
$3,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
7.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

11.4%
Gross yield
− Property tax $2,149− Condo fees $11,135− Insurance $600− Vacancy & upkeep $6,270Net operating income $36,846

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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