41 Graybark Crescent, Toronto, ON

Highland Creek, Toronto · MLS® E13637166

$1,175,000
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this Beautiful and Fully Renovated 4 + 2 bedroom home in the sought-after Highland Creek community.
  • The finished basement apartment, luxury living for your future tenant, Two spacious bedrooms, One full bathroom, Its Own Separate Laundry, this is great rental income.
  • A fantastic opportunity to own a fully renovated home, from top to bottom in a well situated area.
  • Close to UOFT, Centennial College parks, shopping, transit, and major highways.

Welcome to this Beautiful and Fully Renovated 4 + 2 bedroom home in the sought-after Highland Creek community. Featuring stunning tile flooring throughout the entire main floor, Harwood Flooring throughout the entire second floor and Vinyl flooring throughout the basement level. Elegant and a bright eat-in kitchen with stainless steel appliances, quartz counters, and walk-out to the backyard. The inviting dining and living room offers unique bay windows. The second floor welcomes you with glass stairs, Four spacious bedrooms and Two full bathrooms upstairs. The finished basement apartment, luxury living for your future tenant, Two spacious bedrooms, One full bathroom, Its Own Separate Laundry, this is great rental income. A fantastic opportunity to own a fully renovated home, from top to bottom in a well situated area. Close to UOFT, Centennial College parks, shopping, transit, and major highways. These homes do not come often, come see it before its gone!

Key facts

Property type
Detached, 2-Storey
MLS®
E13637166
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
30.01 × 100.06 ft
Cross streets
Ellesmere Rd/ Morningside Ave
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$4,932 / 2025
Days on market
76
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 4Second3.17 × 4.08 m

vinyl floor · fireplace · large window

Bedroom 5Basement4.27 × 3.87 m

vinyl floor · closet · window

KitchenGround3.68 × 3.94 m

eat-in kitchen · stainless steel appl · w/o to yard

BedroomBasement2.29 × 3.41 m

vinyl floor · closet · pot lights

KitchenBasement2.13 × 1.12 m

quartz counter · bar sink

Living RoomGround3.32 × 5.06 m

vinyl floor · bay window · crown moulding

Primary BedroomSecond5.27 × 3.55 m

bay window · closet · hardwood floor

Dining RoomGround3.28 × 3.23 m

hardwood floor · bay window · crown moulding

Bedroom 2Second3.60 × 2.74 m

window · closet · window

Bedroom 3Second3.20 × 3.02 m

window · closet · window

BathroomSecond2.47 × 1.68 m

3 pc bath · renovated · glass doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Highland Creek · asking prices
$1.11Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $582/sqft; this home lists at $671/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.18MThis home899k1.19M1.25MThis home vs active comparables

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$900K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Jean de Brebeuf Catholic School · Catholic elementary1.1 km · 79% at standard
Military Trail Public School · Public elementary1.2 km · 36% at standard
John G Diefenbaker Public School · Public elementary1.3 km · 60% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.3 km · 76% at standard
Alvin Curling Public School · Public elementary1.4 km · 78% at standard
Highland Creek Public School · Public elementary1.5 km · 53% at standard
Meadowvale Public School · Public elementary1.7 km · 81% at standard
St Florence Catholic School · Catholic elementary1.8 km · 73% at standard
Chief Dan George Public School · Public elementary1.9 km · 60% at standard
Lucy Maud Montgomery Public School · Public elementary1.9 km · 74% at standard
Emily Carr Public School · Public elementary2.0 km · 70% at standard
West Hill Collegiate Institute · Public secondary2.3 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,355/mo
$220KIncome needed
5.3×Price ÷ income
$1,236Weekly cost
$39,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,355Property tax $411Total carry $5,766

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,197per month

Mortgage amount $940,000 · 4.49% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,608Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,197
Property tax
$411
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,608

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Toronto municipal land transfer tax
$19,975
Estimated closing costs
$39,950

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$619,226Total interest paid
$1,559,226Total of all payments
Principal $940,000 Interest $619,226
YearPrincipalInterestBalance
1$20,977$41,392$919,023
2$21,929$40,440$897,094
3$22,925$39,444$874,169
4$23,966$38,403$850,203
5$25,054$37,315$825,149
6$26,191$36,178$798,958
7$27,381$34,988$771,577
8$28,624$33,745$742,953
9$29,924$32,446$713,030
10$31,282$31,087$681,748
11$32,702$29,667$649,045
12$34,187$28,182$614,858
13$35,740$26,630$579,118
14$37,362$25,007$541,756
15$39,059$23,310$502,697
16$40,832$21,537$461,865
17$42,686$19,683$419,179
18$44,624$17,745$374,555
19$46,650$15,719$327,905
20$48,768$13,601$279,136
21$50,983$11,386$228,154
22$53,297$9,072$174,856
23$55,717$6,652$119,139
24$58,247$4,122$60,892
25$60,892$1,477$0

At the end of your 5-year term

Total paid over the term
$311,845
Principal paid down
$114,851
Interest paid
$196,995
Balance remaining
$825,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,932− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,310

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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