90 Euclid Avenue, Toronto, ON

Highland Creek, Toronto · MLS® E13820450

$1,185,000
For Sale
Listed 26 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • Premium 50ft X 206ft Lot!.
  • 3+2 Bedrooms & 3 Bathrooms.
  • Surrounded By Multi-Million Dollar Custom Mansions, Sun Filled South Facing, Separate Entrance To Basement Apartment.
  • Potential Rental Living Space (1,519Sqft + 586Sqft),Featuring 2025 Renovated Kitchen, Separate Family Room With Walkout To Backyard Oasis, Primary Bedroom With...

Find!! 2025 Renovated! Premium 50ft X 206ft Lot! ! 3+2 Bedrooms & 3 Bathrooms! Surrounded By Multi-Million Dollar Custom Mansions, Sun Filled South Facing, Separate Entrance To Basement Apartment! Vacant, Move-In Or Rent! Potential Rental Living Space (1,519Sqft + 586Sqft),Featuring 2025 Renovated Kitchen, Separate Family Room With Walkout To Backyard Oasis, Primary Bedroom With Renovated 3pc Ensuite, Convenient Rare-Find 2nd Level Laundry, 2nd & 3rd Bedrooms With His & Hers Closets, 2025 Renovated Bathrooms, Large 2nd Level Patio, Renovated Basement Apartment, 2 Separate Washers & Dryers, 2025 Vinyl Flooring Throughout, Pool Sized Backyard, Garage + 6 Car Driveway, No Sidewalk, Neighboring Custom Built Homes, Minutes To Walking Trails, University Of Toronto, Centennial College, Scarborough Health Network, Easy Access To Hwy 401, Public-In-Person

Key facts

Property type
Detached, 2-Storey
MLS®
E13820450
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
50 × 206 ft
Cross streets
Meadowvale Rd/Hwy 401
Parking
1 garage · 7 parking (detached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,719 / 2025
Days on market
26
Listing brokerage
RE/MAX COMMUNITY REALTY INC.

Rooms

Living RoomMain5.44 × 3.58 m
KitchenBasement3.30 × 2.53 m
BedroomSecond4.65 × 3.56 m
KitchenMain5.71 × 3.65 m
BedroomBasement3.21 × 3.12 m
Family RoomMain3.34 × 3.10 m
DenBasement2.44 × 2.41 m
Dining RoomMain3.50 × 3.00 m
RecreationBasement3.59 × 3.48 m
Bedroom 3Second3.68 × 3.08 m
Bedroom 2Second4.18 × 3.68 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.15Mlikely sale price

Listed at $1,185,000. Going by how homes in Highland Creek and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $1.15M, if it sells. A realistic range is $1.08M to $1.30M.

Independent value check: $1.02M. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $952K and $1.06M).

Why $1.02M. The typical detached home sold in Highland Creek over the past year went for about $1.17M (68 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,719 a year; the typical home sold here pays about $5,400.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it slightly3+2 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$1.08MBelow recent closings$1.30MAbove recent closings

Total price vs nearby homes. Likely closing about $1.15M, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.13Mmedian sold price
97%of asking, on average
−6%prices vs a year ago
~17 dayshomes like this take to sell
26days on market so far
$3,156/moest. rent · 9 leases
3.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 7 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $677/sqft against an area asking average of $617/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Highland Creek: 33 of the 105 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $982K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Meadowvale Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 14 comparable homes that sold in Highland Creek over the past two years, from 143 closings there.

Sold price trend

Median sold price for detached homes in Highland Creek: $1.10M in September 2026, up 2% from a year ago, on 60 closings in 8 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.04M11
November 2025$1.15M5
December 2025$1.20M5
April 2026$1.16M7
May 2026$1.23M9
June 2026$1.16M6
July 2026$1.12M9
September 2026$1.10M8

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Meadowvale Public School
81%
Meadowvale Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
John G Diefenbaker Public School · Public elementary0.8 km · 60% at standard
Morrish Public School · Public elementary0.8 km · 82% at standard
St Jean de Brebeuf Catholic School · Catholic elementary0.9 km · 79% at standard
Chief Dan George Public School · Public elementary0.9 km · 60% at standard
St Dominic Savio Catholic School · Catholic elementary1.2 km · 70% at standard
Highland Creek Public School · Public elementary1.5 km · 53% at standard
Rouge Valley Public School · Public elementary1.5 km · 73% at standard
Centennial Road Junior Public School · Public elementary1.8 km · 71% at standard
St Brendan Catholic School · Catholic elementary2.2 km · 82% at standard
Alvin Curling Public School · Public elementary2.2 km · 78% at standard
Military Trail Public School · Public elementary2.3 km · 36% at standard
St John Paul II Catholic Secondary School · Catholic secondary2.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,401/mo
$221KIncome needed
5.4×Price ÷ income
$1,246Weekly cost
$40,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,401Property tax $393Total carry $5,794

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,242per month

Mortgage amount $948,000 · 4.49% over 25 years

$237,000Down payment (20.0%)
$948,000Loan before insurance
$0CMHC premium
$5,635Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,242
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,635

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,175
Toronto municipal land transfer tax
$20,175
Estimated closing costs
$40,350

Plus your down payment of $237,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,344/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,496Total interest paid
$1,572,496Total of all payments
Principal $948,000 Interest $624,496
YearPrincipalInterestBalance
1$21,155$41,745$926,845
2$22,116$40,784$904,729
3$23,120$39,780$881,609
4$24,170$38,730$857,439
5$25,267$37,633$832,172
6$26,414$36,485$805,758
7$27,614$35,286$778,144
8$28,867$34,032$749,276
9$30,178$32,722$719,098
10$31,548$31,351$687,550
11$32,981$29,919$654,569
12$34,478$28,422$620,091
13$36,044$26,856$584,047
14$37,680$25,220$546,367
15$39,391$23,509$506,976
16$41,180$21,720$465,796
17$43,049$19,851$422,747
18$45,004$17,896$377,743
19$47,047$15,853$330,696
20$49,183$13,716$281,512
21$51,417$11,483$230,096
22$53,751$9,149$176,345
23$56,192$6,708$120,153
24$58,743$4,157$61,410
25$61,410$1,490$0

At the end of your 5-year term

Total paid over the term
$314,499
Principal paid down
$115,828
Interest paid
$198,671
Balance remaining
$832,172

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Highland Creek$3,156/mo
$37,872Gross annual rent
2.3%Cap rate after taxes and upkeep
$2,903 to $3,408Typical rent range
~36 daysTo find a tenant, on average

The suite is real income here: basements rent in Highland Creek (33 of 105 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Highland Creek signed at a median of $3,019 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,156. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $4,719− Insurance $1,400− Vacancy & upkeep $4,166Net operating income $27,587

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

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