86 Halfmoon Square, Toronto, ON

Highland Creek, Toronto · MLS® E13807388

$1,049,000
For Sale
Listed 29 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Welcome To 86 Half Moon Sq, Scarborough.
  • Beautifully Maintained Detached Home Featuring A Double Car Garage And No Sidewalk, Offering Parking For Up To 6 Vehicles.
  • The Finished Basement Includes A Separate Entrance, Full Kitchen, Spacious Living Area, And One Bedroom, Providing Excellent Potential For Extended Family Living Or...
  • Enjoy A Private Backyard, Perfect For Relaxing Or Entertaining.
  • Ideally Located Close To Schools, Parks, The Toronto Pan Am Sports Centre, And University Of Toronto Scarborough, With Convenient Access To Transit, Shopping, And...

Welcome To 86 Half Moon Sq, Scarborough! Beautifully Maintained Detached Home Featuring A Double Car Garage And No Sidewalk, Offering Parking For Up To 6 Vehicles. The Finished Basement Includes A Separate Entrance, Full Kitchen, Spacious Living Area, And One Bedroom, Providing Excellent Potential For Extended Family Living Or Rental Income. This Home Comes Complete With 2 Fridges, 2 Stoves, Washer, And Dryer. Enjoy A Private Backyard, Perfect For Relaxing Or Entertaining. Ideally Located Close To Schools, Parks, The Toronto Pan Am Sports Centre, And University Of Toronto Scarborough, With Convenient Access To Transit, Shopping, And Other Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
E13807388
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
35.1 × 100.06 ft
Cross streets
Ellesmere Rd/Conlins Rd
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,773 / 2026
Days on market
29
Listing brokerage
HOMELIFE/FUTURE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Highland Creek · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $605/sqft; this home lists at $599/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.05MThis home1.05M1.10M899k1.19MThis home vs active comparables

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Jean de Brebeuf Catholic School · Catholic elementary1.0 km · 79% at standard
John G Diefenbaker Public School · Public elementary1.1 km · 60% at standard
Highland Creek Public School · Public elementary1.3 km · 53% at standard
Meadowvale Public School · Public elementary1.3 km · 81% at standard
Military Trail Public School · Public elementary1.5 km · 36% at standard
Chief Dan George Public School · Public elementary1.6 km · 60% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.6 km · 76% at standard
Alvin Curling Public School · Public elementary1.7 km · 78% at standard
St Dominic Savio Catholic School · Catholic elementary2.0 km · 70% at standard
St Florence Catholic School · Catholic elementary2.2 km · 73% at standard
West Hill Collegiate Institute · Public secondary2.3 km · 52% at standard
Lucy Maud Montgomery Public School · Public elementary2.4 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,781/mo
$198KIncome needed
5.3×Price ÷ income
$1,103Weekly cost
$34,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,781Property tax $398Total carry $5,179

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$5,038Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$398
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,038

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Toronto municipal land transfer tax
$17,455
Estimated closing costs
$34,910

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,773− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,469

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.

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