21 Halfmoon Square, Toronto, ON

Highland Creek, Toronto · MLS® E13738810

$1,099,000
For Sale
Listed 47 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 21 Halfmoon Sq., a well-maintained family home in one of Scarborough's most convenient and established neighborhoods.
  • Offering nearly 1,500 sq. ft. of functional living space and a further 700 sq. ft. in the basement that has a kitchen and a 3 piece washroom, This all-brick Detached...
  • The Upper Level Features three big bedrooms with a Retreat Master with a Walk-In Closet & Spa-Like Private Ensuite Bathroom.
  • An Elevated Lower Level: The Fully Finished, High-Ceiling Basement Unveils A Premium Self-Contained In-Law Suite Stylishly Finished With Integrated Pot Lights, A...
  • This offers the Ultimate Commuter Convenience Minutes From The401 & Multiple GO Stations.

Welcome to 21 Halfmoon Sq., a well-maintained family home in one of Scarborough's most convenient and established neighborhoods. Offering nearly 1,500 sq. ft. of functional living space and a further 700 sq. ft. in the basement that has a kitchen and a 3 piece washroom, This all-brick Detached family home is Perfectly Positioned On An Exclusive, Quiet cul-de-saclike Crescent In The Prestigious Highland Creek Community. Step Inside An Exceptionally Bright, Main Level Adorned With Rich Floors, Elegant Pot Lighting, A Regal Formal Living &Dining Layout, And A Sun filled Family Room Centered Around A Cozy Fireplace. The Kitchen with Granite Countertops, Stainless Steel Appliances, & A Picturesque Bay-Window Breakfast Sanctuary. Escape Outdoors Through Seamless Glass Walkouts Leading To Deck & A Private, Fully Fenced Back yard. Access To Double Car Garage From Foyer. The Upper Level Features three big bedrooms with a Retreat Master with a Walk-In Closet & Spa-Like Private Ensuite Bathroom. Enjoy the Nook inside the master. An Elevated Lower Level: The Fully Finished, High-Ceiling Basement Unveils A Premium Self-Contained In-Law Suite Stylishly Finished With Integrated Pot Lights, A Second Full Kitchen, Full Bath, Generous Living Area, & A Spectacular 4th Bedroom With Closet. An Enviable Location, Walking Distance To Top-Tier Neighborhood Schools ( Morrish Public School, Cardinal Leger Catholic School and Highland Creek Public School ), Lush Parks,& Picturesque Valley Trails! This offers the Ultimate Commuter Convenience Minutes From The401 & Multiple GO Stations. Photos have been virtually rendered.

Key facts

Property type
Detached, 2-Storey
MLS®
E13738810
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
35.1 × 100.06 ft
Cross streets
Ellesmere Rd And Conlins Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,719 / 2026
Days on market
47
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Family RoomGround5.00 × 3.00 m

fireplace · large window · laminate

KitchenGround4.90 × 2.40 m

stainless steel appl · bay window · breakfast area

Living RoomGround3.65 × 3.35 m

bay window · overlooks dining · laminate

Living RoomBasement5.00 × 3.00 m

pot lights · separate room · laminate

KitchenBasement2.60 × 2.60 m

family size kitchen · double sink · ceramic floor

Dining RoomGround4.25 × 3.35 m

formal rm · w/o to deck · large window

Bedroom 3Second3.65 × 3.00 m

double closet · large window · broadloom

Bedroom 2Second3.65 × 3.00 m

double closet · large window · broadloom

Bedroom 4Basement8.10 × 2.90 m

pot lights · window · double closet

Primary BedroomSecond6.70 × 3.00 m

ensuite bath · walk-in closet(s) · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Highland Creek · asking prices
$1.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $597/sqft; this home lists at $628/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.05M1.05M899k1.19MThis home vs active comparables

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$900K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Jean de Brebeuf Catholic School · Catholic elementary1.1 km · 79% at standard
John G Diefenbaker Public School · Public elementary1.2 km · 60% at standard
Highland Creek Public School · Public elementary1.2 km · 53% at standard
Meadowvale Public School · Public elementary1.3 km · 81% at standard
Military Trail Public School · Public elementary1.4 km · 36% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.5 km · 76% at standard
Chief Dan George Public School · Public elementary1.7 km · 60% at standard
Alvin Curling Public School · Public elementary1.8 km · 78% at standard
St Dominic Savio Catholic School · Catholic elementary2.1 km · 70% at standard
West Hill Collegiate Institute · Public secondary2.2 km · 52% at standard
St Florence Catholic School · Catholic elementary2.2 km · 73% at standard
Lucy Maud Montgomery Public School · Public elementary2.3 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,009/mo
$206KIncome needed
5.3×Price ÷ income
$1,156Weekly cost
$36,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,009Property tax $393Total carry $5,402

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,861per month

Mortgage amount $879,200 · 4.49% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,254Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,861
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,254

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,884/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,174Total interest paid
$1,458,374Total of all payments
Principal $879,200 Interest $579,174
YearPrincipalInterestBalance
1$19,620$38,715$859,580
2$20,511$37,824$839,069
3$21,442$36,893$817,627
4$22,416$35,919$795,211
5$23,433$34,902$771,778
6$24,497$33,838$747,281
7$25,610$32,725$721,671
8$26,772$31,563$694,898
9$27,988$30,347$666,910
10$29,259$29,076$637,652
11$30,587$27,748$607,064
12$31,976$26,359$575,088
13$33,428$24,907$541,660
14$34,946$23,389$506,715
15$36,532$21,803$470,182
16$38,191$20,144$431,991
17$39,925$18,410$392,066
18$41,738$16,597$350,329
19$43,633$14,702$306,696
20$45,614$12,721$261,082
21$47,685$10,650$213,397
22$49,850$8,485$163,547
23$52,114$6,221$111,433
24$54,480$3,855$56,953
25$56,953$1,382$0

At the end of your 5-year term

Total paid over the term
$291,675
Principal paid down
$107,422
Interest paid
$184,253
Balance remaining
$771,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,719− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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