43 Mac Carl Crescent, Whitby, ON
Rolling Acres, Whitby · MLS® E13684762
About this home
In short
- Luxurious 4+2 Bedroom, 4+2 Washroom Delta Rae Home With Over 3800 Sqft Of Living Space. LEGAL 2 Bedroom, 2 Full Washroom Basement Apartment with Separate Entrance....
- Large Private Backyard With An Inground Pool, Backing Onto A Park.
- 9Ft Ceiling On Main Floor.
Luxurious 4+2 Bedroom, 4+2 Washroom Delta Rae Home With Over 3800 Sqft Of Living Space. ***LEGAL 2 Bedroom, 2 Full Washroom Basement Apartment with Separate Entrance***. $$$ Spent On Premium Upgrades. Large Private Backyard With An Inground Pool, Backing Onto A Park. 9Ft Ceiling On Main Floor. Custom Accent Walls, Premium Light Fixtures. Hardwood Floors. Quartz Counters/Backsplash. Crown Moulding/Wainscotting Throughout. Too Many Upgrades To List, Must See!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13684762
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 6 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 47.21 × 118.2 ft
- Cross streets
- Garrard & Eric Clarke
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $11,112 / 2025
- Days on market
- 34
- Listing brokerage
- ROYAL LEPAGE VISION REALTY
Rooms
hardwood floor · 5 pc ensuite · 2 way fireplace
hardwood floor · wainscoting · large window
hardwood floor · wainscoting · pot lights
fireplace · wainscoting · pot lights
hardwood floor · closet · crown moulding
quartz counter · w/o to pool · stainless steel appl
hardwood floor · closet · crown moulding
hardwood floor · 3 pc ensuite · large window
Listed at $1,400,000 with no offer date. Homes here have been closing close to ask, so my read is $1.36M, typically $1.34M to $1.37M. Comparable closings on their own put this home around $1.41M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $1.36M, from 22 recent closings in this pocket.
The market behind the math:
About 2.9 months of inventory: 21 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $509/sqft against an area asking average of $453/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rolling Acres: 21 of the 100 detached leases here lately were basement units, around $1,795 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitby.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.27M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rolling Acres, so I widened the search to the surrounding area.
Based on 22 comparable homes that sold in Rolling Acres over the past two years, from 209 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.41M, which is where my estimate comes from.
Per square foot, these ask about $471/sqft; this home lists at $509/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rolling Acres, Whitby, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $1,120,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,131
- Property tax
- $926
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,057
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,475
- Estimated closing costs
- $24,475
Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $367,835
- Principal paid down
- $138,480
- Interest paid
- $229,356
- Balance remaining
- $981,520
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rolling Acres (21 of 100 recent detached leases were basement units, around $1,795 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,795 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in Rolling Acres signed at a median of $4,203 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,605. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE VISION REALTY. MLS®/PropTx.