157 Waller Street, Whitby, ON
Rolling Acres, Whitby · MLS® E13789200
About this home
In short
- BRIGHT & BEAUTIFULLY RENOVATED 4+2 BED, 4-BATH FAMILY HOME WITH LEGAL BASEMENT APARTMENT IN HIGHLY DESIRABLE ROLLING ACRES.
- Extensively upgraded throughout with approximately $150K INVESTED IN RENOVATIONS, offering a bright, spacious and functional layout designed for modern family living.
- The main level features 9-FT CEILINGS, HARDWOOD FLOORING, POT LIGHTS, CALIFORNIA SHUTTERS & CROWN MOULDING, complemented by separate living and dining areas and a...
- The NEWLY RENOVATED KITCHEN (2022) features a large pantry and walk-out to the patio, perfect for everyday living and entertaining.
- The professionally finished LEGAL BASEMENT APARTMENT features a SEPARATE ENTRANCE, FULL KITCHEN & 2 SPACIOUS BEDROOMS, providing outstanding flexibility for extended...
BRIGHT & BEAUTIFULLY RENOVATED 4+2 BED, 4-BATH FAMILY HOME WITH LEGAL BASEMENT APARTMENT IN HIGHLY DESIRABLE ROLLING ACRES! Extensively upgraded throughout with approximately $150K INVESTED IN RENOVATIONS, offering a bright, spacious and functional layout designed for modern family living. The main level features 9-FT CEILINGS, HARDWOOD FLOORING, POT LIGHTS, CALIFORNIA SHUTTERS & CROWN MOULDING, complemented by separate living and dining areas and a comfortable family room with fireplace. The NEWLY RENOVATED KITCHEN (2022) features a large pantry and walk-out to the patio, perfect for everyday living and entertaining. Upstairs offers generous bedrooms and excellent family space. The professionally finished LEGAL BASEMENT APARTMENT features a SEPARATE ENTRANCE, FULL KITCHEN & 2 SPACIOUS BEDROOMS, providing outstanding flexibility for extended family or additional income potential. Beautifully landscaped exterior with FRONT INTERLOCK (2022) and numerous major updates including ROOF (2021), WINDOWS (2021), A/C (2021), FLOORING (2022), FURNACE (2025) & CENTRAL HUMIDIFIER (2026). A truly MOVE-IN-READY HOME in one of Whitby's most sought-after family communities, close to excellent schools, parks, shopping, transit and everyday amenities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13789200
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 44.29 × 105.78 ft
- Cross streets
- Thickson/Dryden
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,327 / 2025
- Days on market
- 4
- Listing brokerage
- SMART SOLD REALTY
Rooms
hardwood floor · combined w/living · crown moulding
Laminate
hardwood floor · closet · window
Porcelain Floor
Laminate
Hardwood Floor
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · fireplace · pot lights
hardwood floor · closet · california shutters
hardwood floor · cathedral ceiling(s) · california shutters
window · laminate
stainless steel appl · pantry · backsplash
Listed at $999,000 with no offer date. Homes here have been closing close to ask, so my read is $967K, typically $953K to $981K. Comparable closings on their own put this home around $1.04M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $967K, from 22 recent closings in this pocket.
The market behind the math:
About 2.5 months of inventory: 18 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $444/sqft against an area asking average of $444/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rolling Acres: 21 of the 100 detached leases here lately were basement units, around $1,795 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitby.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $979K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 22 comparable homes that sold in Rolling Acres over the past two years, from 209 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $472/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rolling Acres, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,375
- Property tax
- $611
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,985
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,477
- Principal paid down
- $98,815
- Interest paid
- $163,662
- Balance remaining
- $700,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rolling Acres (21 of 100 recent detached leases were basement units, around $1,795 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,795 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Rolling Acres signed at a median of $4,184 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,018. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.