1 Morningstar Avenue, Whitby, ON
Rolling Acres, Whitby · MLS® E13704048
About this home
In short
- Welcome to 1 Morningstar Ave in Whitby's sought-after Rolling Acres community.
- This exceptional 3,794 sq ft home plus a 1,650 sq ft finished legal basement apartment offers over 5,400 sq ft of luxury living.
- The main floor features a brand-new designer kitchen (renovated 2025) with custom cabinetry, quartz counters, large pantry, and breakfast area open to the family room.
- The legal 2-bedroom basement suite includes a full kitchen, open living area, and separate entrance-perfect for rental income or extended family.
- Minutes to Hwy 401/407, top schools, parks, and shopping.
Welcome to 1 Morningstar Ave in Whitby's sought-after Rolling Acres community! This exceptional 3,794 sq ft home plus a 1,650 sq ft finished legal basement apartment offers over 5,400 sq ft of luxury living. The main floor features a brand-new designer kitchen (renovated 2025) with custom cabinetry, quartz counters, large pantry, and breakfast area open to the family room. Separate living, dining, and library rooms plus a powder room complete the spacious layout. The second floor boasts 5 extra-large bedrooms, each with an ensuite or semi-ensuite bath. The legal 2-bedroom basement suite includes a full kitchen, open living area, and separate entrance-perfect for rental income or extended family. Minutes to Hwy 401/407, top schools, parks, and shopping. A rare opportunity to own a fully upgraded, move-in-ready home in a prime Whitby location!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13704048
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 6
- Size
- 3000-3500 sq ft
- Lot
- 19.46 × 106.67 ft
- Cross streets
- Morningstar Ave & Chieftain St
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Apartment, Finished with Walk-Out, Full, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,870 / 2025
- Days on market
- 29
- Listing brokerage
- ROYAL LEPAGE IGNITE REALTY
Listed at $1,488,888 with no offer date. Homes here have been closing close to ask, so my read is $1.44M, typically $1.42M to $1.46M. Comparable closings on their own put this home around $1.39M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $1.44M, from 21 recent closings in this pocket.
The market behind the math:
About 5 months of inventory: 35 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $458/sqft against an area asking average of $566/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rolling Acres: 21 of the 100 detached leases here lately were basement units, around $1,795 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitby.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.36M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($458/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Rolling Acres, so I widened the search to the surrounding area.
Based on 21 comparable homes that sold in Rolling Acres over the past two years, from 209 closings there.
For sale
For sale
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.39M, which is where my estimate comes from.
Per square foot, these ask about $518/sqft; this home lists at $458/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rolling Acres, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $1,191,110 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,520
- Property tax
- $989
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,509
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,253
- Estimated closing costs
- $26,253
Plus your down payment of $297,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $391,190
- Principal paid down
- $147,272
- Interest paid
- $243,918
- Balance remaining
- $1,043,838
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rolling Acres (21 of 100 recent detached leases were basement units, around $1,795 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,795 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 32 whole-home leases in Rolling Acres signed at a median of $4,105 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,989. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.