1401-4101 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13743876

$399,000
For Sale
Listed 45 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Well-Kept & Updated Corner Unit Condo Apartment.
  • The newly renovated kitchen.
  • 2nd bathroom has been updated 5 years ago.
  • Excellent building facilities and a prime location close to TTC, GO Station, schools, library, shopping mall, highways, and all essential amenities.

Well-Kept & Updated Corner Unit Condo Apartment! Enjoy a high-floor, North-West facing corner unit with clear, unobstructed views and an abundance of natural light throughout. Featuring a bright and functional layout with new flooring throughout and freshly painted walls throughout the entire unit. The dining area overlooks the living room, with a walkout to the private balcony - perfect for enjoying the views and natural light.The newly renovated kitchen. 2nd bathroom has been updated 5 years ago. Conveniently equipped with a private in-suite washer for your exclusive use.Excellent building facilities and a prime location close to TTC, GO Station, schools, library, shopping mall, highways, and all essential amenities. Bright, spacious, move-in ready, and rarely offered corner unit - a must-see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13743876
Bedrooms
3
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Sheppard/Kennedy
Parking
1 garage (underground)
Basement
None, Unfinished
Heating
Water
A/C
None
Exterior
Concrete
Maintenance
$696/mo
Exposure
North
Property tax
$1,466 / 2026
Days on market
45
Listing brokerage
BAY STREET GROUP INC.

Rooms

OtherGround

ceramic floor · laundry sink

KitchenGround3.12 × 2.60 m

ceramic floor · backsplash · double sink

Bedroom 3Ground4.87 × 2.70 m

parquet · large window · north view

Primary BedroomGround3.89 × 3.45 m

parquet · closet · ensuite bath

Dining RoomGround3.50 × 2.75 m

laminate · open concept · overlooks living

Bedroom 2Ground3.80 × 2.90 m

parquet · west view · large window

Living RoomGround5.49 × 3.50 m

laminate · sunken room · w/o to balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$391Klikely sale price

Listed at $399,000. Going by how homes in Agincourt South-Malvern West and the wider GTA have actually closed against their asking prices (about 98%, 33 local closings in 90 days), the likely sale price is near $391K, if it sells. A realistic range is $368K to $423K.

Independent value check: $495K. Without looking at the asking price, our model values the home itself about 24% above the ask (homes like it typically land between $460K and $520K).

Why $495K. The typical condo sold in Agincourt South-Malvern West over the past year went for about $473K (128 sales). What sets this one apart:

  • ▲ Raises itIt is 1,000 to 1,199 sq ft; the typical home sold here is 700 to 799.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $1,466 a year; the typical home sold here pays about $2,100.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly3 bedrooms and 2 baths, against 2+1 and 2 typically.
List price
$368KBelow recent closings$423KAbove recent closings

Total price vs nearby homes. Likely closing about $391K, from 33 recent closings in this pocket.

The market behind the math:

33sold nearby · 90 days
$418Kmedian sold price
98%of asking, on average
−17%prices vs a year ago
~26 dayshomes like this take to sell
45days on market so far
$3,171/moest. rent · 245 leases
9.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 20 condo apartment homes for sale in the area against 33 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $363/sqft against an area asking average of $490/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 33 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $478K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 13 homes sold in this building over the past two years, from 281 closings in Agincourt South-Malvern West.

Sold price trend

Median sold price for condos in Agincourt South-Malvern West: $410K in September 2026, down 14% from a year ago, on 128 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$505K12
November 2025$515K10
December 2025$443K9
January 2026$502K9
February 2026$455K5
March 2026$485K12
April 2026$420K15
May 2026$497K11
June 2026$434K12
July 2026$500K13
August 2026$390K11
September 2026$410K9

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
North St. James Town
$765K
Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published
Also nearby: 12 more schools within 2.5 km
Inglewood Heights Junior Public School · Public elementary0.8 km · 72% at standard
Tam O'Shanter Junior Public School · Public elementary1.1 km · 56% at standard
C D Farquharson Junior Public School · Public elementary1.4 km · 87% at standard
Glamorgan Junior Public School · Public elementary1.4 km · 63% at standard
Stephen Leacock Collegiate Institute · Public secondary1.4 km · 58% at standard
John Buchan Senior Public School · Public elementary1.5 km
Holy Spirit Catholic School · Catholic elementary1.5 km · 72% at standard
Lynngate Junior Public School · Public elementary1.6 km · 61% at standard
North Agincourt Junior Public School · Public elementary1.6 km · 74% at standard
Lynnwood Heights Junior Public School · Public elementary1.6 km · 84% at standard
Sir William Osler High School · Public secondary1.6 km
Pauline Johnson Junior Public School · Public elementary1.6 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,819/mo
$90KIncome needed
4.5×Price ÷ income
$420Weekly cost
$8,920Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,819Property tax $122Condo fee $696Total carry $2,637

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,583Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$122
Condo / maintenance fees
$696
Heating
$0
Estimated monthly cost
$2,583

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Toronto municipal land transfer tax
$4,460
Estimated closing costs
$8,920

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 245 whole-home leases in Agincourt South-Malvern West$3,171/mo
$38,052Gross annual rent
5.9%Cap rate after taxes and upkeep
$3,012 to $3,329Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 245 whole-home leases in Agincourt South-Malvern West signed at a median of $2,616 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,171. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

9.5%
Gross yield
− Property tax $1,466− Condo fees $8,357− Insurance $600− Vacancy & upkeep $4,186Net operating income $23,444

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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