128 Holmcrest Trail, Toronto, ON
Centennial Scarborough, Toronto · MLS® E13817914
About this home
In short
- Tucked in an in-demand area of Centennial, 128 Holmcrest provides a fabulous opportunity to create your own forever home.
- This home features a rare 4 level sidesplit floor plan - it's surprisingly large.
- Bright living and dining spaces, three generous bedrooms with ample storage, and a large family room overlooking the back yard and inground pool.
- The primary bedroom is huge, spanning the width of the home overlooking the pool and back yard.
- Steps from Wanita Park and the Highland Creek Ravine system, you can follow scenic trails all the way to Lake Ontario or U of T Scarborough.
Location, Location! Tucked in an in-demand area of Centennial, 128 Holmcrest provides a fabulous opportunity to create your own forever home. This home features a rare 4 level sidesplit floor plan - it's surprisingly large! Bright living and dining spaces, three generous bedrooms with ample storage, and a large family room overlooking the back yard and inground pool. The primary bedroom is huge, spanning the width of the home overlooking the pool and back yard. Plenty of storage in all the bedrooms - plus a walk-in hall storage closet, too! The lower level rec-room is surprisingly bright with real wood panelling creating a cosy retreat. There's a working sauna & powder room on this level. A full basement room with wood burning fireplace is yours to re-imagine. Steps from Wanita Park and the Highland Creek Ravine system, you can follow scenic trails all the way to Lake Ontario or U of T Scarborough. Commuting is simple with quick access to both Rouge Hill and Guildwood GO Stations. Surrounded by top-tier schools and French Immersion options, this home offers a chance to create your dream home in this sought-after pocket with great neighbours. This location truly delivers the best in the area of nature, convenience and community.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- E13817914
- Bedrooms
- 3
- Bathrooms
- 3 (2 half)
- Size
- 1500-2000 sq ft
- Lot
- 45 × 150.17 ft
- Cross streets
- Lawrence/Meadowvale
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Baseboard
- A/C
- None
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $4,969 / 2026
- Days on market
- 26
- Listing brokerage
- KELLER WILLIAMS ADVANTAGE REALTY
Rooms
walk-in closet(s) · hardwood floor · large window
his and hers closets · hardwood floor · overlooks pool
above grade window · fireplace
combined w/dining · hardwood floor · picture window
hardwood floor · sliding doors · w/o to pool
combined w/living · hardwood floor · large window
double closet · hardwood floor · large window
overlooks family · stainless steel appl · open concept
bar sink · above grade window · broadloom
Listed at $965,000. Going by how homes in Centennial Scarborough and the wider GTA have actually closed against their asking prices (about 99%, 21 local closings in 90 days), the likely sale price is near $954K, if it sells. A realistic range is $894K to $1.08M.
Independent value check: $1.01M. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $950K and $1.06M).
Why $1.01M. The typical detached home sold in Centennial Scarborough over the past year went for about $1.10M (75 sales). What sets this one apart:
- ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,969 a year; the typical home sold here pays about $5,100.
Total price vs nearby homes. Likely closing about $954K, from 21 recent closings in this pocket.
The market behind the math:
About 2 months of inventory: 14 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $551/sqft against an area asking average of $656/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Centennial Scarborough, so I widened the search to the surrounding area.
Based on 21 comparable homes that sold in Centennial Scarborough over the past two years, from 167 closings there.
For sale
For sale
For sale
For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.01M, which is where my estimate comes from.
Per square foot, these ask about $646/sqft; this home lists at $551/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Centennial Scarborough: $1.09M in September 2026, down 3% from a year ago, on 67 closings in 8 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.08M | 8 |
| February 2026 | $1.15M | 5 |
| March 2026 | $1.24M | 6 |
| April 2026 | $1.02M | 9 |
| May 2026 | $1.10M | 9 |
| June 2026 | $1.05M | 7 |
| July 2026 | $1.09M | 13 |
| September 2026 | $1.09M | 10 |
Neighbourhood & location
Centennial Scarborough, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 7 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $772,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,269
- Property tax
- $414
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,683
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,775
- Toronto municipal land transfer tax
- $15,775
- Estimated closing costs
- $31,550
Plus your down payment of $193,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $256,111
- Principal paid down
- $94,324
- Interest paid
- $161,787
- Balance remaining
- $677,676
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 9 whole-home leases in Centennial Scarborough signed at a median of $3,699 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,987. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.