160 Holmcrest Trail, Toronto, ON

Centennial Scarborough, Toronto · MLS® E14030452

$888,800
For Sale
Listed 5 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 160 Holmcrest Trail, an attractive and well-maintained 3 bedroom bungalow tucked away on a desirable street in the sought-after Waterfront Community of...
  • With its flexible layout, 2692 square feet of updated living space and desirable West Rouge location, 160 Holmcrest Trail offers the perfect opportunity to create a...
  • Excursions outside the neighbourhood are made easy with the Rouge Hill GO Train a short walk away, and the TTC and 401 close-by.

Welcome to 160 Holmcrest Trail, an attractive and well-maintained 3 bedroom bungalow tucked away on a desirable street in the sought-after Waterfront Community of West Rouge. Offering comfortable one-floor living with the added benefit of a spacious lower level, this home is an excellent choice for downsizers looking for fewer stairs, or families seeking additional living space, in-law suite potential, or room for growing kids. The bright and spacious main floor features a generous combined living and dining room, with plenty of space for entertaining family and friends. The well-appointed kitchen offers an abundance of cupboard and counter space, along with a convenient eat-in area, perfect for casual family meals. Three good-sized bedrooms share an updated main bathroom, making this level both comfortable and functional for everyday living. The fully finished lower level adds incredible versatility, featuring a large recreation room with a fireplace, an additional storage room, and a full bathroom, creating an ideal space for extended family, older children, guests, a home office or a comfortable retreat. The generous lower-level laundry room could also be transformed into a kitchenette, further enhancing the home's potential for an additional living space. Outside, the fully fenced backyard provides a wonderful private space for children and pets to play, with plenty of room for outdoor entertaining, relaxing and enjoying time together. With its flexible layout, 2692 square feet of updated living space and desirable West Rouge location, 160 Holmcrest Trail offers the perfect opportunity to create a home that grows and adapts with your family. Excursions outside the neighbourhood are made easy with the Rouge Hill GO Train a short walk away, and the TTC and 401 close-by. This is a great opportunity to own one-of-a kind property that allows your family to live and grow in the fantastic, family-friendly, Waterfront Community of West Rouge.

Key facts

Property type
Detached, Bungalow
MLS®
E14030452
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
45.05 × 150.18 ft
Cross streets
S of Lawrence Ave, W of Centennial Rd
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,248 / 2026
Days on market
5
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

KitchenMain2.74 × 3.20 m

eat-in kitchen · renovated · quartz counter

RecreationLower9.68 × 7.77 m

side door · gas fireplace · broadloom

Primary BedroomMain4.11 × 3.61 m

hardwood floor · window · closet

Living RoomMain4.44 × 4.42 m

hardwood floor · picture window · open concept

Bedroom 3Main3.48 × 3.61 m

hardwood floor · sliding doors · closet

LaundryLower3.86 × 2.79 m

tile floor · laundry sink

BathroomMain2.36 × 2.46 m

5 pc bath · renovated · double sink

Bedroom 2Main2.97 × 3.58 m

hardwood floor · window · closet

Dining RoomMain2.74 × 3.91 m

hardwood floor · window · combined w/living

OfficeLower4.75 × 3.00 m

Broadloom

BathroomLower3.12 × 1.93 m

4 pc bath · tile floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Centennial Scarborough · asking prices
$955kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $619/sqft; this home lists at $684/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
889kThis home950k980k965k879k999kThis home vs active comparables

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charlottetown Junior Public School
68%
Charlottetown Junior Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 7 more schools within 2.5 km
St Brendan Catholic School · Catholic elementary0.8 km · 82% at standard
Centennial Road Junior Public School · Public elementary1.2 km · 71% at standard
William G Miller Junior Public School · Public elementary1.4 km · 62% at standard
William G Davis Junior Public School · Public elementary1.7 km · 88% at standard
Joseph Brant Senior Public School · Public elementary2.2 km · 43% at standard
Highland Creek Public School · Public elementary2.3 km · 53% at standard
Meadowvale Public School · Public elementary2.4 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,051/mo
$172KIncome needed
5.2×Price ÷ income
$935Weekly cost
$28,502Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,051Property tax $437Total carry $4,488

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,931per month

Mortgage amount $711,040 · 4.49% over 25 years

$177,760Down payment (20.0%)
$711,040Loan before insurance
$0CMHC premium
$4,369Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,931
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,369

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,251
Toronto municipal land transfer tax
$14,251
Estimated closing costs
$28,502

Plus your down payment of $177,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,758/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,399Total interest paid
$1,179,439Total of all payments
Principal $711,040 Interest $468,399
YearPrincipalInterestBalance
1$15,867$31,310$695,173
2$16,588$30,590$678,585
3$17,341$29,837$661,244
4$18,128$29,049$643,115
5$18,951$28,226$624,164
6$19,812$27,366$604,352
7$20,711$26,466$583,641
8$21,652$25,526$561,989
9$22,635$24,543$539,354
10$23,663$23,515$515,691
11$24,737$22,441$490,954
12$25,860$21,317$465,094
13$27,034$20,143$438,060
14$28,262$18,916$409,798
15$29,545$17,633$380,253
16$30,886$16,291$349,367
17$32,289$14,889$317,078
18$33,755$13,423$283,323
19$35,287$11,890$248,036
20$36,890$10,288$211,146
21$38,565$8,613$172,581
22$40,316$6,862$132,266
23$42,146$5,031$90,120
24$44,060$3,118$46,060
25$46,060$1,117$0

At the end of your 5-year term

Total paid over the term
$235,888
Principal paid down
$86,876
Interest paid
$149,012
Balance remaining
$624,164

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $5,248− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,916

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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