36 Chesapeake Avenue, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13865796

$779,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Opportunity knock to own a 3-bedrooms, 2-bathrooms semi-detached home in a desirable Scarborough location with updated front entrance patio.
  • 2026 improvements (front entrance door, side entrance door, basement windows, 2nd floor bathroom, fridge)

Opportunity knock to own a 3-bedrooms, 2-bathrooms semi-detached home in a desirable Scarborough location with updated front entrance patio. Ideal for first time buyer and buyer looking to add their personal touch. Separate side entrance to the basement. Conveniently located near Warden & St. Clair with walking distance to schools, parks, transit, shopping, and everyday amenities. 2026 improvements (front entrance door, side entrance door, basement windows, 2nd floor bathroom, fridge)

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13865796
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
29.67 × 102 ft
Cross streets
WARDEN / ST. CLAIR
Parking
2 parking
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,560 / 2026
Days on market
13
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Bedroom 2Second3.05 × 2.30 m

closet · laminate

KitchenMain3.10 × 2.60 m

double sink · laminate · window

RecreationBasement4.85 × 4.70 m

Broadloom

Bedroom 3Second2.85 × 2.50 m

closet · laminate

Primary BedroomSecond3.70 × 2.65 m

closet · laminate

Dining RoomMain6.75 × 3.30 m

combined w/living · hardwood floor · window

Living RoomMain6.75 × 3.30 m

combined w/dining · hardwood floor · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine Corridor
$999K
Danforth
$999K
The Beaches
$1.48M
Greenwood-Coxwell
$969K
South Riverdale
$1.22M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Danforth Gardens Public School
58%
Danforth Gardens Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 58% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
J G Workman Public School · Public elementary0.7 km · 51% at standard
General Brock Public School · Public elementary0.9 km · 55% at standard
Taylor Creek Public School · Public elementary1.2 km · 41% at standard
Regent Heights Public School · Public elementary1.2 km · 68% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.5 km · 69% at standard
Birch Cliff Heights Public School · Public elementary1.5 km · 59% at standard
Norman Cook Junior Public School · Public elementary1.6 km · 56% at standard
Oakridge Junior Public School · Public elementary1.8 km · 61% at standard
Birchmount Park Collegiate Institute · Public secondary1.9 km · 54% at standard
Clairlea Public School · Public elementary1.9 km · 57% at standard
Samuel Hearne Public School · Public elementary1.9 km · 47% at standard
Victoria Park Elementary School · Public elementary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,550/mo
$148KIncome needed
5.3×Price ÷ income
$819Weekly cost
$24,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,550Property tax $297Total carry $3,847

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,446per month

Mortgage amount $623,200 · 4.49% over 25 years

$155,800Down payment (20.0%)
$623,200Loan before insurance
$0CMHC premium
$3,742Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,446
Property tax
$297
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,742

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,055
Toronto municipal land transfer tax
$12,055
Estimated closing costs
$24,110

Plus your down payment of $155,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,171/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$410,534Total interest paid
$1,033,734Total of all payments
Principal $623,200 Interest $410,534
YearPrincipalInterestBalance
1$13,907$27,442$609,293
2$14,539$26,811$594,754
3$15,199$26,151$579,555
4$15,889$25,461$563,667
5$16,610$24,739$547,056
6$17,364$23,985$529,692
7$18,153$23,197$511,539
8$18,977$22,372$492,562
9$19,839$21,511$472,724
10$20,739$20,610$451,984
11$21,681$19,668$430,303
12$22,665$18,684$407,638
13$23,695$17,655$383,943
14$24,770$16,579$359,173
15$25,895$15,454$333,278
16$27,071$14,279$306,207
17$28,300$13,049$277,907
18$29,585$11,764$248,322
19$30,928$10,421$217,394
20$32,332$9,017$185,062
21$33,800$7,549$151,261
22$35,335$6,014$115,926
23$36,939$4,410$78,987
24$38,617$2,733$40,370
25$40,370$979$0

At the end of your 5-year term

Total paid over the term
$206,747
Principal paid down
$76,144
Interest paid
$130,603
Balance remaining
$547,056

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $3,560− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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