C-2889 St Clair Avenue, Toronto, ON

O'Connor-Parkview, Toronto · MLS® E13874610

$1,100,000
For Sale
Listed 13 days agoNo offer date stated
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2+2Bedrooms
4Bathrooms
4Parking
2500-3000Sq ft

About this home

In short

  • Live in 1 Residential Unit and make rental income on 2 other units.
  • Main Floor used as a Restaurant, 1,000 square feet and TWO 2 Bedroom Apartments upstairs, each at 1,000 square feet with separate entrances.
  • Main Floor Restaurant on a 5 Year Lease.
  • Newer roof still under warranty, updated Electrical, recent renovated residential unit.

PRICED TO SELL. Live in 1 Residential Unit and make rental income on 2 other units. Main Floor used as a Restaurant, 1,000 square feet and TWO 2 Bedroom Apartments upstairs, each at 1,000 square feet with separate entrances. Main Floor Restaurant on a 5 Year Lease. 4 Parking at the Back. Newer roof still under warranty, updated Electrical, recent renovated residential unit.

Key facts

Property type
Other, 3-Storey
MLS®
E13874610
Bedrooms
2+2 (4 total)
Bathrooms
4 (2 half)
Size
2500-3000 sq ft
Lot
19.5 × 110 ft
Cross streets
St Clair Avenue East and Plaxton
Parking
4 parking
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block, Brick
Roof
Membrane
Property tax
$8,181 / 2026
Days on market
13
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Selwyn Elementary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in O'Connor-Parkview · asking prices
$1.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $1.38M, which is where my estimate comes from.

Per square foot, these ask about $677/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.10MThis home1.30M1.30M1000k969k949kThis home vs active comparables

Sold price trend

Median sold price for homes in O'Connor-Parkview: $1.02M in September 2026, up 13% from a year ago, on 102 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$950K13
December 2025$900K5
January 2026$740K6
February 2026$887K7
March 2026$880K9
April 2026$1.15M13
May 2026$1.27M13
June 2026$840K8
July 2026$1.11M15
August 2026$875K5
September 2026$1.02M8

Neighbourhood & location

O'Connor-Parkview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$1.09M
South Riverdale
$750K
Moss Park
$488K
Waterfront Communities C8
$555K
Church-Yonge Corridor
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Selwyn Elementary School
85%
Selwyn Elementary SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 85% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Victoria Park Elementary School · Public elementary0.7 km · 92% at standard
George Webster Elementary School · Public elementary0.7 km · 58% at standard
O'Connor Public School · Public elementary1.0 km · 47% at standard
Regent Heights Public School · Public elementary1.1 km · 68% at standard
Clairlea Public School · Public elementary1.1 km · 57% at standard
Presteign Heights Elementary School · Public elementary1.2 km · 91% at standard
Crescent Town Elementary School · Public elementary1.4 km · 68% at standard
Parkside Elementary School · Public elementary1.5 km · 75% at standard
D A Morrison Middle School · Public elementary1.6 km · 79% at standard
SATEC @ W A Porter Collegiate Institute · Public secondary1.6 km · 75% at standard
Secord Elementary School · Public elementary1.7 km · 61% at standard
Canadian Martyrs Catholic School · Catholic elementary1.7 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,013/mo
$217KIncome needed
5.1×Price ÷ income
$1,157Weekly cost
$36,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,013Property tax $682Total carry $5,695

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $880,000 · 4.49% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,547Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$682
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,547

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Toronto municipal land transfer tax
$18,475
Estimated closing costs
$36,950

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,701Total of all payments
Principal $880,000 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,362
2$20,529$37,859$839,833
3$21,462$36,926$818,371
4$22,436$35,952$795,935
5$23,455$34,933$772,480
6$24,520$33,868$747,961
7$25,633$32,755$722,328
8$26,797$31,591$695,531
9$28,013$30,375$667,517
10$29,285$29,103$638,232
11$30,615$27,773$607,617
12$32,005$26,383$575,612
13$33,458$24,930$542,153
14$34,977$23,411$507,176
15$36,566$21,822$470,610
16$38,226$20,162$432,385
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,975
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,421
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in O'Connor-Parkview$3,891/mo
$46,692Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,591 to $4,385Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in O'Connor-Parkview signed at a median of $2,690 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,891. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $8,181− Insurance $1,400− Vacancy & upkeep $5,136Net operating income $31,975

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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