13 Shale Drive, Ajax, ON

Central West, Ajax · MLS® E13875930

$1,188,000
For Sale
Listed 7 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • This Home Boasts hardwood throughout the main floor and second floor, Chef's Kitchen with a W/0 to backyard paradise with deck, and patio.
  • Primary bedroom boasts 2 W/I closets, (Hers & His), 5pc ensuite.
  • Finished basement, L.E.D mirrors in the main floor washroom and the ensuite washroom in the primary room.

Entertainer' s delight! This Home Boasts hardwood throughout the main floor and second floor, Chef's Kitchen with a W/0 to backyard paradise with deck, and patio. Fully landscaped front and back. Primary bedroom boasts 2 W/I closets, (Hers & His), 5pc ensuite. Finished basement, L.E.D mirrors in the main floor washroom and the ensuite washroom in the primary room. Pot lights throughout + Upgraded blinds.

Key facts

Property type
Detached, 2-Storey
MLS®
E13875930
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
10.67 × 33.54 ft
Cross streets
Delaney & Ravenscroft
Parking
2 garage · 4 parking (attached)
Driveway
Front Yard Parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$7,566 / 2026
Days on market
7
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Bedroom 4Second5.18 × 3.65 m

closet · hardwood floor · window

Bedroom 3Second3.65 × 3.35 m

closet · hardwood floor · window

Living RoomMain4.26 × 3.81 m

hardwood floor · window · pot lights

Dining RoomMain3.64 × 3.81 m

hardwood floor · window · pot lights

Bedroom 2Second3.65 × 3.35 m

closet · hardwood floor · window

Family RoomMain5.18 × 3.35 m

hardwood floor · gas fireplace · pot lights

LaundryMain3.65 × 1.80 m
KitchenMain3.95 × 3.35 m

tile floor · eat-in kitchen · w/o to deck

Primary BedroomSecond6.09 × 4.87 m

walk-in closet(s) · 5 pc ensuite · window

Family RoomBasement

broadloom · built-in speakers

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.17Mlikely sale price

Listed at $1,188,000. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $1.17M, if it sells. A realistic range is $1.09M to $1.31M.

Independent value check: $1.00M. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $938K and $1.05M).

Why $1.00M. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,566 a year; the typical home sold here pays about $6,800.
  • ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.09MBelow recent closings$1.31MAbove recent closings

Total price vs nearby homes. Likely closing about $1.17M, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
7days on market so far
$4,201/moest. rent · 7 leases
4.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 16 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $432/sqft against an area asking average of $469/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $961K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($432/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

Sold price trend

Median sold price for detached homes in Central West: $790K in September 2026, down 8% from a year ago, on 138 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$920K13
November 2025$988K17
December 2025$1.06M5
January 2026$1.15M7
February 2026$880K5
March 2026$930K12
April 2026$942K8
May 2026$875K19
June 2026$858K14
July 2026$980K17
August 2026$971K10
September 2026$790K11

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwest Ajax
$1.09M
Central
$825K
Northeast Ajax
$1.14M
Central East
$1000K
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,415/mo
$230KIncome needed
5.2×Price ÷ income
$1,250Weekly cost
$20,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,415Property tax $630Total carry $6,045

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,255per month

Mortgage amount $950,400 · 4.49% over 25 years

$237,600Down payment (20.0%)
$950,400Loan before insurance
$0CMHC premium
$5,885Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,255
Property tax
$631
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,885

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,235
Estimated closing costs
$20,235

Plus your down payment of $237,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,360/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$626,077Total interest paid
$1,576,477Total of all payments
Principal $950,400 Interest $626,077
YearPrincipalInterestBalance
1$21,209$41,850$929,191
2$22,172$40,887$907,019
3$23,179$39,881$883,841
4$24,231$38,828$859,610
5$25,331$37,728$834,279
6$26,481$36,578$807,797
7$27,684$35,375$780,114
8$28,941$34,119$751,173
9$30,255$32,805$720,919
10$31,628$31,431$689,290
11$33,064$29,995$656,226
12$34,566$28,494$621,661
13$36,135$26,924$585,526
14$37,776$25,283$547,750
15$39,491$23,568$508,259
16$41,284$21,775$466,975
17$43,158$19,901$423,817
18$45,118$17,941$378,699
19$47,166$15,893$331,533
20$49,308$13,751$282,225
21$51,547$11,512$230,678
22$53,887$9,172$176,791
23$56,334$6,725$120,457
24$58,892$4,167$61,566
25$61,566$1,494$0

At the end of your 5-year term

Total paid over the term
$315,295
Principal paid down
$116,121
Interest paid
$199,174
Balance remaining
$834,279

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Central West$4,201/mo
$50,412Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,865 to $4,694Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Central West signed at a median of $4,706 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,201. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $7,566− Insurance $1,400− Vacancy & upkeep $5,545Net operating income $35,901

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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