12A Kenmore Avenue, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13886226

$920,000
For Sale
Listed 8 days agoNo offer date stated
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4+2Bedrooms
3Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this well-maintained, two-storey, all-brick semi-detached home in the sought-after, family-oriented Clairlea-Birchmount neighbourhood.
  • Offering 4 spacious bedrooms, including a convenient main-floor bedroom, a rare mid-level family room, a spacious kitchen with updated appliances, and a separate...
  • The finished basement has a separate entrance and two additional bedrooms, living room, study/storage room, providing plenty of space for extended family or potential...

Welcome to this well-maintained, two-storey, all-brick semi-detached home in the sought-after, family-oriented Clairlea-Birchmount neighbourhood. Offering 4 spacious bedrooms, including a convenient main-floor bedroom, a rare mid-level family room, a spacious kitchen with updated appliances, and a separate dining area. The finished basement has a separate entrance and two additional bedrooms, living room, study/storage room, providing plenty of space for extended family or potential rental income. Recent updates include flooring and pot lights throughout all levels, including the bedrooms and basement. This home offers excellent opportunity for first-time buyers seeking potential rental income to help offset mortgage costs, or investors exploring income-generating possibilities. Conveniently located minutes from schools, shopping plazas, places of worship, and public transit with connections to downtown . Come explore the potential this home can offer!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13886226
Bedrooms
4+2 (6 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
25 × 120 ft
Cross streets
Birchmount Rd / Danforth Rd
Parking
1 garage · 5 parking (attached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,990 / 2026
Days on market
8
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BedroomSecond3.22 × 2.84 m
BedroomSecond4.22 × 2.95 m
BedroomMain3.53 × 2.84 m
BathroomMain1.96 × 1.52 m

3 Pc Bath

BedroomBasement2.74 × 2.46 m
KitchenMain4.80 × 4.11 m

Vinyl Floor

Primary BedroomSecond4.75 × 2.95 m

Closet

BathroomBasement2.36 × 1.80 m

3 Pc Bath

BedroomBasement3.73 × 2.46 m
BathroomSecond1.93 × 1.55 m

3 Pc Bath

Living RoomBasement3.73 × 2.51 m
Dining RoomMain3.53 × 2.90 m

Vinyl Floor

KitchenBasement5.64 × 1.80 m
Family RoomMain4.55 × 3.99 m

vinyl floor · balcony

StudyBasement3.53 × 1.75 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$900Klikely sale price

Listed at $920,000. Going by how homes in Clairlea-Birchmount and the wider GTA have actually closed against their asking prices (about 98%, 7 local closings in 90 days), the likely sale price is near $900K, if it sells. A realistic range is $843K to $1.01M.

Independent value check: $836K. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $783K and $876K).

Why $836K. The typical semi-detached home sold in Clairlea-Birchmount over the past year went for about $793K (28 sales). What sets this one apart:

  • ▲ Raises it4+2 bedrooms and 3 baths, against 3+1 and 2 typically.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
List price
$843KBelow recent closings$1.01MAbove recent closings

Total price vs nearby homes. Likely closing about $900K, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$775Kmedian sold price
99%of asking, on average
−14%prices vs a year ago
~34 dayshomes like this take to sell
8days on market so far
$3,725/moest. rent · 5 leases
4.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.3 months of inventory: 10 semi-detached homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $526/sqft against an area asking average of $671/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Clairlea-Birchmount basements rarely rent out (3 of 17 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $723K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($526/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 7 comparable homes that sold in Clairlea-Birchmount over the past two years, from 53 closings there.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$887kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $836K, which is where my estimate comes from.

Per square foot, these ask about $559/sqft; this home lists at $526/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
920kThis home880k919k938k900k800kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

The Beaches
$1.48M
Woodbine Corridor
$999K
Danforth
$999K
Greenwood-Coxwell
$969K
South Riverdale
$1.22M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near J G Workman Public School
51%
J G Workman Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 51% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Danforth Gardens Public School · Public elementary0.6 km · 58% at standard
Birch Cliff Heights Public School · Public elementary0.8 km · 59% at standard
St Joachim Catholic School · Catholic elementary1.1 km · 63% at standard
Cliffside Public School · Public elementary1.2 km · 54% at standard
Norman Cook Junior Public School · Public elementary1.3 km · 56% at standard
Taylor Creek Public School · Public elementary1.4 km · 41% at standard
John A Leslie Public School · Public elementary1.4 km · 60% at standard
General Brock Public School · Public elementary1.4 km · 55% at standard
Birch Cliff Public School · Public elementary1.8 km · 68% at standard
Chine Drive Public School · Public elementary1.8 km · 90% at standard
St Theresa Shrine Catholic School · Catholic elementary1.9 km · 67% at standard
Oakridge Junior Public School · Public elementary2.0 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,193/mo
$173KIncome needed
5.3×Price ÷ income
$968Weekly cost
$29,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,193Property tax $333Total carry $4,526

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,069per month

Mortgage amount $736,000 · 4.49% over 25 years

$184,000Down payment (20.0%)
$736,000Loan before insurance
$0CMHC premium
$4,402Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,069
Property tax
$333
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,402

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,875
Toronto municipal land transfer tax
$14,875
Estimated closing costs
$29,750

Plus your down payment of $184,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,925/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,841Total interest paid
$1,220,841Total of all payments
Principal $736,000 Interest $484,841
YearPrincipalInterestBalance
1$16,424$32,409$719,576
2$17,170$31,664$702,405
3$17,950$30,884$684,456
4$18,765$30,069$665,691
5$19,617$29,217$646,074
6$20,507$28,326$625,567
7$21,438$27,395$604,129
8$22,412$26,422$581,717
9$23,429$25,404$558,287
10$24,493$24,340$533,794
11$25,605$23,228$508,189
12$26,768$22,066$481,421
13$27,983$20,850$453,437
14$29,254$19,580$424,183
15$30,582$18,252$393,601
16$31,971$16,863$361,631
17$33,422$15,411$328,208
18$34,940$13,894$293,269
19$36,526$12,307$256,743
20$38,185$10,649$218,558
21$39,918$8,915$178,640
22$41,731$7,103$136,909
23$43,626$5,208$93,283
24$45,606$3,227$47,677
25$47,677$1,157$0

At the end of your 5-year term

Total paid over the term
$244,168
Principal paid down
$89,926
Interest paid
$154,243
Balance remaining
$646,074

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Clairlea-Birchmount$3,725/mo
$44,700Gross annual rent
3.7%Cap rate after taxes and upkeep
$3,278 to $4,172Typical rent range

About the suite: in Clairlea-Birchmount basements rarely rent out (3 of 17 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Clairlea-Birchmount signed at a median of $3,250 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,725. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $3,990− Insurance $1,400− Vacancy & upkeep $4,917Net operating income $34,393

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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