35 Springbank Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E14031510
About this home
In short
- The Springbank Avenue enclave assures you there will be little to interfere with the enjoyment, seclusion and exclusivity this community offers to those who...
- And noticeably so for this home overlooks glorious Lake Ontario 365 days of the year for which there is not one day the same as the one just past.
- On the second floor the primary suite devoted to half the 2nd floor feels like a premium hotel suite with a spa.
- A fireplace, oodles of cabinets and closet space offer a luxe retreat to read or contemplate the day after emerging from bathing in the ensuite with its heated floors.
- Down the hall to the south is the family room with a towering near 14-foot ceiling with windows east and to the south offering an abundance of natural light and eye...
The Springbank Avenue enclave assures you there will be little to interfere with the enjoyment, seclusion and exclusivity this community offers to those who appreciate the serenity that lakeside living provides.And noticeably so for this home overlooks glorious Lake Ontario 365 days of the year for which there is not one day the same as the one just past.From the moment you enter the home one feels the quality workmanship of what solid oak flooring and staircases brings to the home's overall height and scale before you are drawn down the hallway for your first view of the lake.As you prepare meals, you might glimpse a fawn strolling through the property. Or as you orchestrate a dinner engage with family or friends as you work your French LaCorneu cooker, the centrepiece of this most unique kitchen custom-built with French blue panelled concealed refrigeration, built-in coffee bar, pantry, and dishwasher as they enjoy the wood burning fireplace and south views of the lake. On the second floor the primary suite devoted to half the 2nd floor feels like a premium hotel suite with a spa. A fireplace, oodles of cabinets and closet space offer a luxe retreat to read or contemplate the day after emerging from bathing in the ensuite with its heated floors. The north side bedroom is ideal for a guest or an important family member its adjacent 4- piece bath. Down the hall to the south is the family room with a towering near 14-foot ceiling with windows east and to the south offering an abundance of natural light and eye dropping views of the lake. On the next floor up...lies the third bedroom that occupies all the third level and amusingly overlooks the family room. Or...might it suit an office for an in-home based business?And there's an indispensible recreation room that utilizes the whole footprint of the lower-level making it ideal for exercise equipment, darts, snooker table or large screen TV and a very convenient 3-piece washroom and unique handy storage room.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- E14031510
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 50.05 × 414.04 ft
- Cross streets
- Kingston Road & Birchmount Road
- Parking
- 1 garage · 3 parking (built-in)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $13,198 / 2026
- Days on market
- 5
- Listing brokerage
- REAL ESTATE HOMEWARD
Rooms
Combined w/Living
combined w/dining · brick fireplace
4 pc ensuite · brick fireplace
B/I Appliances
Closet
3 Pc Bath
beamed ceilings · overlook water
beamed ceilings · overlooks family
Access To Garage
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $757/sqft; this home lists at $1,311/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,360,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,049
- Property tax
- $1,100
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,149
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $60,225
- Toronto municipal land transfer tax
- $60,225
- Estimated closing costs
- $120,450
Plus your down payment of $590,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $782,931
- Principal paid down
- $288,348
- Interest paid
- $494,582
- Balance remaining
- $2,071,652
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.