6-45 Birchmount Road, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E14033036
About this home
In short
- RARE Detached Home w/ a Garage & Driveway on a Quiet Cul-De-Sac in Desirable Birch Cliff! Spacious 4-Bed, 3-Bath Home Tucked Away Just South of Kingston Road.
- Bright Main Floor With Hardwood Floors, Spacious Living Room & Tasteful Dining Area Featuring French Doors, Bay Window and Custom European Fabric Shades.
- Three Generous Bedrooms on the Second Floor & a 4-Pc Bath With Heated Floors.
- The Lower Level Features a Separate Entrance/Walkout Offering Excellent Flexibility for Potential Rental Income, a Home Office, Recreation Space or Future In-Law Suite.
- Lower Level Additionally Boasts Hardwood Floors, a Bathroom, Ample Storage & Direct Access to the Backyard & Garage.
**RARE Detached Home w/ a Garage & Driveway on a Quiet Cul-De-Sac in Desirable Birch Cliff!** Spacious 4-Bed, 3-Bath Home Tucked Away Just South of Kingston Road. Bright Main Floor With Hardwood Floors, Spacious Living Room & Tasteful Dining Area Featuring French Doors, Bay Window and Custom European Fabric Shades. Modern Eat-In Kitchen With Ample Cabinetry, S/S Appliances, Stone Countertops, & Large Windows Bringing in Tons of Natural Light. Third-Floor Primary Retreat Features Skylights, Custom His & Hers Walk-In Closets & Private 4-Pc Ensuite. Three Generous Bedrooms on the Second Floor & a 4-Pc Bath With Heated Floors. The Lower Level Features a Separate Entrance/Walkout Offering Excellent Flexibility for Potential Rental Income, a Home Office, Recreation Space or Future In-Law Suite. Lower Level Additionally Boasts Hardwood Floors, a Bathroom, Ample Storage & Direct Access to the Backyard & Garage. Numerous Updates Include Triple-Pane Windows, Trims & Patio Door (2023), S/S Washer & Dryer (2023), S/S Dishwasher (2023), Furnace & A/C (2019), Custom Closet Cabinetry, Recent Fresh Interior Paint. Private Backyard With Dining Area Perfect for a Morning Coffee. Enjoy the Best of Urban Convenience and Natural Beauty, With the Waterfront Trail Just Down the Street and Picturesque Rosetta McClain Gardens a Short Stroll Away. Birchmount Community Centre Is Nearby. Conveniently Close to Birchcliff PS and Birchmount HS. Transit Is Mere Steps Away at the Top of the Street, With Local Shops, Restaurants and Everyday Amenities Along Kingston Road Just Minutes Away. A Wonderful Family-Friendly Community With Greenspace, Recreation, Transit and the Lake All Within Easy Reach! Maintenance Fee $220 Incl: Snow Removal for the Cul-De-Sac, Wrought Iron Fence Maintenance, and Property & Structural Insurance Through the Condo (Contents, Betterment & Liability Insurance Resident's Responsibility) *Photographed when Property Previously Staged*
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- E14033036
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 30 × 89 ft
- Cross streets
- Birchmount Rd & Kingston Rd
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,668 / 2025
- Days on market
- 5
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
hardwood floor · french doors · bay window
large window · large closet
hardwood floor · fireplace · large window
4 pc bath · porcelain floor · window
porcelain floor · heated floor · 4 pc bath
large window · large closet · overlooks backyard
4 pc ensuite · his and hers closets · large window
2 pc bath · porcelain floor
combined w/laundry · laundry sink
walk-out · laminate · 2 pc bath
hardwood floor · large window · stainless steel appl
large window · large closet · overlooks backyard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $719/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $799,910 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,423
- Property tax
- $389
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,812
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,473
- Toronto municipal land transfer tax
- $16,473
- Estimated closing costs
- $32,946
Plus your down payment of $199,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,371
- Principal paid down
- $97,734
- Interest paid
- $167,636
- Balance remaining
- $702,176
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.