97 Oakcrest Avenue, Toronto, ON

East End-Danforth, Toronto · MLS® E14100458

$998,000
For Sale
Just listed todayNo offer date stated
3+1Bedrooms
2Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Surprisingly quiet. & a little piece of nature in the city.
  • Southern exposure & large windows fill the home w/sunshine throughout the day, while the open-concept main floor, updated kitchen, bamboo flrooring, & generous rm...
  • W/ 3+1 bedrooms, 2 kitchens, & 2 bathrooms, there's room to grow, work from home, accommodate extended family, or simply enjoy the flexibility of a thoughtfully...
  • Comfort comes W/Central heating & A/C, plus 2 Samsung split units w/integrated heat pumps for year-round comfort on all 3 levels..
  • Framed by mature oak trees, lush greenery, & a beautiful urban canopy, the backyard enjoys a rare sense of privacy & a peaceful, ravine-like setting with no direct...

Amazingly connected. Surprisingly quiet. & a little piece of nature in the city.Welcome to Oakcrest, a tucked-away, tree-lined pocket south of the Danforth where neighbours know each other, mature trees line the streets, & coming home feels like an escape from the pace of the city. Step inside and you'll immediately notice the light. Southern exposure & large windows fill the home w/sunshine throughout the day, while the open-concept main floor, updated kitchen, bamboo flrooring, & generous rm sizes create a warm, airy space that feels instantly inviting. W/ 3+1 bedrooms, 2 kitchens, & 2 bathrooms, there's room to grow, work from home, accommodate extended family, or simply enjoy the flexibility of a thoughtfully designed layout. The lower level features a private walkout entrance, bedroom, kitchen, & bathroom, offering exceptional versatility for guests, in-laws, or potential income opportunities. Comfort comes W/Central heating & A/C, plus 2 Samsung split units w/integrated heat pumps for year-round comfort on all 3 levels.. But the real magic is out back. Framed by mature oak trees, lush greenery, & a beautiful urban canopy, the backyard enjoys a rare sense of privacy & a peaceful, ravine-like setting with no direct rear neighbours. It's a retreat that feels worlds away from the city while remaining connected to everything around it. Enjoy easy access to the 506 Gerrard streetcar, Woodbine Subway Station via the nearby pathway, & Danforth GO. The Danforth's cafés, restaurants, shops, & everyday conveniences are just minutes away, while Queen Street East, Kew Gardens, & the Beaches are under 30-min walking distance. Families will appreciate excellent local schools, including Gledhill Jr. PS (Fr. Imm.), D.A. Morrison MS & Monarch Park CI W/ its renowned IB Program. A bright, welcoming home offering space, flexibility, exceptional transit access, & a rare connection to nature in one of the East End's most desirable neighbourhoods.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E14100458
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
18.5 × 97 ft
Cross streets
Danforth Ave & Woodbine Ave
Parking
1 parking
Driveway
Mutual
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air, Wall Unit(s)
Exterior
Brick, Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,811 / 2025
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

Bedroom 3Second3.50 × 2.40 m

bamboo · closet · large window

Living RoomMain7.10 × 3.90 m

bamboo · combined w/dining · pot lights

Living RoomBasement4.00 × 3.80 m

laminate · combined w/dining · open concept

KitchenMain3.31 × 3.01 m

bamboo · renovated · pot lights

BedroomBasement3.80 × 2.40 m

laminate · closet · window

KitchenBasement4.00 × 3.80 m

laminate · combined w/dining · open concept

KitchenMain3.50 × 2.90 m

bamboo · modern kitchen · w/o to deck

Primary BedroomSecond3.90 × 3.30 m

bamboo · closet · b/i bookcase

Dining RoomMain7.10 × 3.90 m

bamboo · combined w/living · open concept

Bedroom 2Second3.60 × 2.40 m

bamboo · large window

LaundryBasement2.10 × 2.10 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Gledhill Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine Corridor
$978K
The Beaches
$1.40M
Greenwood-Coxwell
$949K
South Riverdale
$1.39M
Mount Pleasant East
$1.86M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gledhill Junior Public School
76%
Gledhill Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard
William J McCordic SchoolEQAO results not published
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Beaches Alternative Junior School · Public elementary0.8 km
Kimberley Junior Public School · Public elementary0.8 km · 82% at standard
Norway Junior Public School · Public elementary0.8 km · 85% at standard
Bowmore Road Junior and Senior Public School · Public elementary0.9 km · 64% at standard
Earl Beatty Junior and Senior Public School · Public elementary1.1 km · 87% at standard
Earl Haig Public School · Public elementary1.1 km · 62% at standard
Secord Elementary School · Public elementary1.1 km · 61% at standard
St Nicholas Catholic School · Catholic elementary1.2 km · 61% at standard
St John Catholic School · Catholic elementary1.2 km · 72% at standard
Malvern Collegiate Institute · Public secondary1.3 km · 87% at standard
Notre Dame Catholic High School · Catholic secondary1.3 km · 82% at standard
Monarch Park Collegiate Institute · Public secondary1.3 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,549/mo
$189KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$32,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,549Property tax $401Total carry $4,949

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,815Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,815

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,811− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,353

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing