1 Ainslie Hill Crescent, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13040608

$1,199,900
For Sale
Listed 178 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this stunning, upgraded home built by Ballymore Homes, located in a highly sought-after, family-friendly community in Sutton.
  • Enjoy a bright, open-concept main floor featuring high-end finishes, upgraded flooring, and elegant architectural details, including higher upgraded arches that...
  • Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with two walk-in closets and a spa-inspired ensuite.
  • Situated on a desirable corner lot, this home offers added privacy, excellent curb appeal, and extra outdoor space.
  • Conveniently located close to schools, parks, Lake Simcoe, shopping, and all essential amenities.

Welcome to this stunning, upgraded home built by Ballymore Homes, located in a highly sought-after, family-friendly community in Sutton. Offering approximately over 2,500 sq ft of thoughtfully designed living space, this home is perfect for family living.Enjoy a bright, open-concept main floor featuring high-end finishes, upgraded flooring, and elegant architectural details, including higher upgraded arches that enhance the sense of space and natural light throughout. The stylish kitchen is equipped with premium smart appliances, ample cabinetry, and a large island ideal for entertaining. The spacious living and dining areas are filled with natural light and complemented by a cozy gas fireplace, creating a warm and inviting atmosphere. California shutters throughout the home add a timeless and upscale touch.This home is further enhanced with modern smart home features, including smart appliances and advanced smart garage door openers with built-in cameras, offering added convenience, security, and peace of mind.Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with two walk-in closets and a spa-inspired ensuite.Situated on a desirable corner lot, this home offers added privacy, excellent curb appeal, and extra outdoor space. Conveniently located close to schools, parks, Lake Simcoe, shopping, and all essential amenities.A truly move-in-ready home combining comfort, style, and modern technology. Don't miss this exceptional opportunity!

Key facts

Property type
Detached, 2-Storey
MLS®
N13040608
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
44.9 × 105 ft
Cross streets
Dalton Road and Catering Road
Parking
2 garage · 6 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Fibreglass Shingle
Sewer
Sewer
Property tax
$6,398 / 2025
Days on market
178
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Primary BedroomSecond4.26 × 4.69 m

his and hers closets · 5 pc ensuite · broadloom

BreakfastMain2.65 × 4.45 m

california shutters · combined w/kitchen · quartz counter

LaundryMain0.00 × 0.00 m

w/o to garage · b/i closet · stainless steel appl

Great RoomMain4.26 × 4.57 m

california shutters · hardwood floor · fireplace

Dining RoomMain4.35 × 3.65 m

hardwood floor · open concept · california shutters

OfficeMain2.62 × 3.04 m

hardwood floor · california shutters · backsplash

Bedroom 2Second3.53 × 3.84 m

walk-in closet(s) · 4 pc ensuite · broadloom

Bedroom 4Second3.23 × 3.35 m

walk-in closet(s) · 3 pc ensuite · broadloom

KitchenMain2.60 × 5.05 m

california shutters · stainless steel appl · backsplash

Bedroom 3Second3.38 × 3.10 m

walk-in closet(s) · 4 pc ensuite · broadloom

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.16Mlikely sale price

Listed at $1,199,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $1.16M, if it sells. A realistic range is $1.09M to $1.31M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 178 days on the market against about 54 for homes like it here, and asking 45% above where comparable closings put it.

List price
$1.09MBelow recent closings$1.31MAbove recent closings

Total price vs nearby homes. Likely closing about $1.16M, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
178days on market so far
$3,606/moest. rent · 56 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.9 months of inventory: 28 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $436/sqft against an area asking average of $414/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $827K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($436/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$1.07Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $375/sqft; this home lists at $436/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.20MThis home988k1.09M1.50M899k849kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Keswick South
$860K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,469/mo
$229KIncome needed
5.2×Price ÷ income
$1,262Weekly cost
$20,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,469Property tax $533Total carry $6,002

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,308per month

Mortgage amount $959,920 · 4.49% over 25 years

$239,980Down payment (20.0%)
$959,920Loan before insurance
$0CMHC premium
$5,841Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,308
Property tax
$533
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,841

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,473
Estimated closing costs
$20,473

Plus your down payment of $239,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,424/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,349Total interest paid
$1,592,269Total of all payments
Principal $959,920 Interest $632,349
YearPrincipalInterestBalance
1$21,421$42,269$938,499
2$22,394$41,297$916,105
3$23,411$40,280$892,694
4$24,474$39,217$868,220
5$25,585$38,106$842,635
6$26,747$36,944$815,889
7$27,961$35,730$787,928
8$29,230$34,460$758,698
9$30,558$33,133$728,140
10$31,945$31,746$696,195
11$33,396$30,295$662,799
12$34,912$28,779$627,888
13$36,497$27,194$591,391
14$38,154$25,537$553,237
15$39,886$23,804$513,350
16$41,697$21,993$471,653
17$43,591$20,100$428,062
18$45,570$18,121$382,493
19$47,639$16,052$334,854
20$49,802$13,889$285,052
21$52,063$11,628$232,989
22$54,427$9,264$178,562
23$56,898$6,793$121,664
24$59,482$4,209$62,182
25$62,182$1,509$0

At the end of your 5-year term

Total paid over the term
$318,454
Principal paid down
$117,285
Interest paid
$201,169
Balance remaining
$842,635

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in Sutton & Jackson's Point$3,606/mo
$43,272Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,200 to $3,945Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in Sutton & Jackson's Point signed at a median of $3,522 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,606. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $6,398− Insurance $1,400− Vacancy & upkeep $4,760Net operating income $30,714

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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