203-481 Rupert Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13071210

$479,000
For Sale
Listed 171 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
1Bathrooms
1Parking
700-799Sq ft

About this home

In short

  • Welcome to Unit 203 at 481 Rupert Avenue, Stouffville.
  • This bright, 755 square foot 1+1 condo features a spacious primary bedroom and versatile den right off the entry.
  • Moving past the kitchen, the open-concept living room flows seamlessly out to your private open balcony.
  • The unit also features a 4-piece bath, full-size in-suite laundry, and a premium surface-level parking spot right at the front of the building.
  • With low-cost, maintenance-free living and fantastic amenities, you'll have access to a gym, indoor pool, party room, and convenient visitor parking.

Welcome to Unit 203 at 481 Rupert Avenue, Stouffville! This bright, 755 square foot 1+1 condo features a spacious primary bedroom and versatile den right off the entry. The kitchen is modern and functional, offering plenty of cabinet and counter space for all your culinary needs. Moving past the kitchen, the open-concept living room flows seamlessly out to your private open balcony. The unit also features a 4-piece bath, full-size in-suite laundry, and a premium surface-level parking spot right at the front of the building. With low-cost, maintenance-free living and fantastic amenities, you'll have access to a gym, indoor pool, party room, and convenient visitor parking. This condo is ideally situated, just a short walk from parks, schools, and all your shopping needs, making it a perfect blend of comfort, convenience, and community.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13071210
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Rupert Avenue & West Lawn Cres
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$466/mo
Exposure
North
Property tax
$2,373 / 2025
Days on market
171
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

DenFlat2.03 × 2.49 m

Open Concept

Primary BedroomFlat2.99 × 3.52 m

north view · large window · double closet

Living RoomFlat5.20 × 3.58 m

combined w/kitchen · open concept · w/o to balcony

KitchenFlat3.67 × 2.22 m

stainless steel appl · backsplash · double sink

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,183/mo
$102KIncome needed
4.7×Price ÷ income
$504Weekly cost
$6,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,183Property tax $198Condo fee $466Total carry $2,847

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,119per month

Mortgage amount $383,200 · 4.49% over 25 years

$95,800Down payment (20.0%)
$383,200Loan before insurance
$0CMHC premium
$2,783Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,119
Property tax
$198
Condo / maintenance fees
$466
Heating
$0
Estimated monthly cost
$2,783

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,055
Estimated closing costs
$6,055

Plus your down payment of $95,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,564/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,434Total interest paid
$635,634Total of all payments
Principal $383,200 Interest $252,434
YearPrincipalInterestBalance
1$8,551$16,874$374,649
2$8,940$16,486$365,709
3$9,346$16,080$356,363
4$9,770$15,655$346,594
5$10,213$15,212$336,380
6$10,677$14,748$325,703
7$11,162$14,263$314,541
8$11,669$13,757$302,872
9$12,199$13,227$290,673
10$12,752$12,673$277,921
11$13,331$12,094$264,589
12$13,937$11,489$250,653
13$14,570$10,856$236,083
14$15,231$10,194$220,852
15$15,923$9,503$204,929
16$16,646$8,780$188,284
17$17,401$8,024$170,882
18$18,191$7,234$152,691
19$19,017$6,408$133,674
20$19,881$5,544$113,793
21$20,784$4,642$93,009
22$21,727$3,698$71,282
23$22,714$2,712$48,568
24$23,745$1,680$24,823
25$24,823$602$0

At the end of your 5-year term

Total paid over the term
$127,127
Principal paid down
$46,820
Interest paid
$80,307
Balance remaining
$336,380

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,373− Condo fees $5,596− Insurance $600− Vacancy & upkeep $3,168Net operating income $17,063

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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