226-481 Rupert Avenue, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13732346
About this home
In short
- Condo convenience meets Stouffville serenity.
- Unit 226 offers so much more than what's inside.
- An open concept living/dining room for you to kick back after a long day.
- Use one spot and rent out the other (valued at about $150 per month) to offset some costs.
- If you're looking to get active, the building features a massive exercise room, an indoor pool and a party room where residents gather on a weekly basis.
Condo convenience meets Stouffville serenity. This is a unit that will appeal to first time buyers, local downsizers and everybody in between. Unit 226 offers so much more than what's inside. What is inside? 1. A gorgeous kitchen with plenty of cabinet space to store all of your appliances. 2. A den that is perfectly tucked away for you to work from home. 3. An open concept living/dining room for you to kick back after a long day. 4. A private balcony to sit out on and enjoy summer nights. 5. A beautiful bedroom where you can rest your head before you do it all over again! Did I mention that the unit comes with TWO parking spots and drive up locker? Use one spot and rent out the other (valued at about $150 per month) to offset some costs. If you're looking to get active, the building features a massive exercise room, an indoor pool and a party room where residents gather on a weekly basis. The building is a 15 minute walk from the GO Station and downtown Stouffville, and is an even shorter walk from parks and grocery stores. HVAC and hot water tank are OWNED! NO RENTAL CONTRACTS!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13732346
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 700-799 sq ft
- Cross streets
- Main Street & West Lawn
- Parking
- 1 garage · 2 parking (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Maintenance
- $595/mo
- Exposure
- North
- Property tax
- $2,514 / 2025
- Days on market
- 48
- Listing brokerage
- VALERY REAL ESTATE INC.
Rooms
stainless steel appl · breakfast bar · granite counters
Laminate
laminate · breakfast bar · combined w/living
laminate · w/o to balcony · combined w/dining
large window · double closet · ceiling fan(s)
Listed at $499,900. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $487K, if it sells. A realistic range is $459K to $527K.
Independent value check: $447K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $416K and $470K).
Why $447K. The typical condo sold in Stouffville over the past year went for about $699K (22 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,514 a year; the typical home sold here pays about $3,500.
- ▼ Lowers it strongly1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
- ▼ Lowers itIt is 700 to 799 sq ft; the typical home sold here is 950 to 1,099.
Longer on the market than typical. 48 days on the market against about 30 for homes like it here, and asking 12% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $487K, from 5 recent closings in this pocket.
The market behind the math:
About 4.8 months of inventory: 8 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $667/sqft against an area asking average of $720/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $490K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Open-concept layout: modern, sought-after flow. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($667/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 6 homes sold in this building over the past two years, from 61 closings in Stouffville.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $690/sqft; this home lists at $667/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $399,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,211
- Property tax
- $210
- Condo / maintenance fees
- $595
- Heating
- $0
- Estimated monthly cost
- $3,016
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,473
- Estimated closing costs
- $6,473
Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $132,674
- Principal paid down
- $48,863
- Interest paid
- $83,811
- Balance remaining
- $351,057
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 54 whole-home leases in Stouffville signed at a median of $2,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,342. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VALERY REAL ESTATE INC.. MLS®/PropTx.