122-481 Rupert Avenue, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13850904
About this home
In short
- Welcome to 481 Rupert Avenue, Unit #122 in Stouffville.
- Spacious and bright, 1+1 bedroom, 2 bathroom condo located on the ground floor with smooth 9 foot ceilings and a walk-out to a private balcony.
- The bright, open-concept layout features modern finishes, a stylish kitchen with stainless steel appliances, and a versatile den perfect for a home office.
- Fantastic building amenities include an indoor pool, fitness centre, and party room.
- Conveniently located close to shops, restaurants, parks, and the GO station.
Welcome to 481 Rupert Avenue, Unit #122 in Stouffville! Spacious and bright, 1+1 bedroom, 2 bathroom condo located on the ground floor with smooth 9 foot ceilings and a walk-out to a private balcony. The bright, open-concept layout features modern finishes, a stylish kitchen with stainless steel appliances, and a versatile den perfect for a home office. The spacious primary bedroom offers ample closet space, and the main bathroom is conveniently located just outside the bedroom. Enjoy the ease of In-suite laundry and underground parking. Fantastic building amenities include an indoor pool, fitness centre, and party room. Conveniently located close to shops, restaurants, parks, and the GO station! This is the perfect space for first time home buyers, down-sizers, or anyone seeking low- maintenance living in the heart of Stouffville!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13850904
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 2 (1 half)
- Size
- 700-799 sq ft
- Cross streets
- Rupert Avenue & West Lawn Cres
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $551/mo
- Exposure
- West
- Property tax
- $2,381 / 2025
- Days on market
- 18
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
2 pc bath · granite counters
combined w/dining · walk-out · laminate
granite counters · breakfast bar · stainless steel appl
4 pc bath · granite counters · soaking tub
open concept · laminate
large closet · large window · laminate
Listed at $499,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $486K, if it sells. A realistic range is $458K to $526K.
Independent value check: $468K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $436K and $492K).
Why $468K. The typical condo sold in Stouffville over the past year went for about $699K (22 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,381 a year; the typical home sold here pays about $3,500.
- ▼ Lowers itIt is 700 to 799 sq ft; the typical home sold here is 950 to 1,099.
- ▼ Lowers it1+1 bedrooms and 2 baths, against 2+1 and 2 typically.
Total price vs nearby homes. Likely closing about $486K, from 5 recent closings in this pocket.
The market behind the math:
About 4.8 months of inventory: 8 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $666/sqft against an area asking average of $720/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $477K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($666/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 6 homes sold in this building over the past two years, from 61 closings in Stouffville.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $690/sqft; this home lists at $666/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,207
- Property tax
- $198
- Condo / maintenance fees
- $551
- Heating
- $0
- Estimated monthly cost
- $2,957
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,455
- Estimated closing costs
- $6,455
Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $132,435
- Principal paid down
- $48,775
- Interest paid
- $83,660
- Balance remaining
- $350,425
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 54 whole-home leases in Stouffville signed at a median of $2,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,442. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.