415-6235 Main Street, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13751350
About this home
In short
- Welcome To This Exquisite 1 Bedroom + Den Luxury Condo In The Heart Of Stouffville.
- This Bright And Inviting Residence Features Soaring 9-Ft Ceilings, Immaculate Laminate Flooring Throughout, And a Functional Open-Concept Layout.
- Ideally Located Just Steps To The GO Station, Shops, Restaurants, Parks, Schools, Community Centre, Library, The Rouge Trail System, And So Much More.
Welcome To This Exquisite 1 Bedroom + Den Luxury Condo In The Heart Of Stouffville! This Bright And Inviting Residence Features Soaring 9-Ft Ceilings, Immaculate Laminate Flooring Throughout, And a Functional Open-Concept Layout. The Upgraded Kitchen Boasts Granite Countertops & Stainless Steel Appliances, While The Generously Sized Den Offers The Perfect Space For A Home Office, Guest Area, Or Additional Living Space. Walk Out Io Your Private Balcony And Enjoy Unobstructed Views. Ideally Located Just Steps To The GO Station, Shops, Restaurants, Parks, Schools, Community Centre, Library, The Rouge Trail System, And So Much More. Enjoy The Convenience Of Ensuite Laundry And One Underground Parking Space. Building Amenities Include a Party Room/Lounge And An Outdoor Terrace With Gas BBQs. An Excellent Opportunity For First-Time Buyers, Professionals, Downsizers, Or Investors To Own In A Growing And Desirable Stouffville Community.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13751350
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 700-799 sq ft
- Cross streets
- Main/Lloyd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $437/mo
- Exposure
- South
- Property tax
- $3,244 / 2026
- Days on market
- 41
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms
b/i dishwasher · stainless steel appl · granite counters
double closet · laminate
w/o to balcony · laminate · open concept
walk-in closet(s) · laminate · window
open concept · laminate
w/o to balcony · laminate · open concept
Listed at $599,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $583K, if it sells. A realistic range is $549K to $631K.
Independent value check: $490K. Without looking at the asking price, our model values the home itself about 18% below the ask (homes like it typically land between $456K and $515K).
Why $490K. The typical condo sold in Stouffville over the past year went for about $699K (22 sales). What sets this one apart:
- ▼ Lowers it strongly1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
- ▼ Lowers itIt is 700 to 799 sq ft; the typical home sold here is 950 to 1,099.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,244 a year; the typical home sold here pays about $3,500.
Total price vs nearby homes. Likely closing about $583K, from 5 recent closings in this pocket.
The market behind the math:
About 4.8 months of inventory: 8 condo apartment homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $799/sqft against an area asking average of $703/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $560K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 5 comparable homes that sold in Stouffville over the past two years, from 61 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $664/sqft; this home lists at $799/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $479,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,650
- Property tax
- $270
- Condo / maintenance fees
- $437
- Heating
- $0
- Estimated monthly cost
- $3,357
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,455
- Estimated closing costs
- $8,455
Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $158,975
- Principal paid down
- $58,549
- Interest paid
- $100,425
- Balance remaining
- $420,651
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 53 whole-home leases in Stouffville signed at a median of $2,472 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,346. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.