74 De La Salle Boulevard, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13170500

$599,000
For Sale
Listed 147 days agoNo offer date statedSitting longer than typical
3Bedrooms
2Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • Please make sure to see the video tour.
  • The primary bedroom features a 4-piece ensuite for added comfort.
  • Situated on a generous lot with ample parking, this property is a fantastic opportunity for anyone looking to settle in a desirable area. EXTRAS The tax was assessed...

Please make sure to see the video tour. Beautifully Maintained Freehold Home in a Sought-After Neighborhood!Located on a peaceful cul-de-sac just steps from the lake, (a private and a few public)beach, skiing, and parks. This charming home is perfect for first-time buyers, offering a spacious living room and an oversized eat-in kitchen with a center island. The primary bedroom features a 4-piece ensuite for added comfort. Recent updates include a newly replaced roof, a high-efficiency furnace, and modern bathroom. Situated on a generous lot with ample parking, this property is a fantastic opportunity for anyone looking to settle in a desirable area. **EXTRAS** The tax was assessed in 2024. Two doors make it a potential opportunity to create a second independent unit. Vendor take back mortgage negotiable.

Key facts

Property type
Detached, Bungalow
MLS®
N13170500
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
43 × 80 ft
Cross streets
Lake Dr E/ Dalton Rd
Parking
3 parking
Basement
Crawl Space
Heating
Forced Air
A/C
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,244 / 2025
Days on market
147
Listing brokerage
BAY STREET INTEGRITY REALTY INC.

Rooms

KitchenFlat0.00 × 0.00 m
Bedroom 3Flat0.00 × 0.00 m
Bedroom 2Flat0.00 × 0.00 m
Utility RoomFlat0.00 × 0.00 m
Dining RoomFlat0.00 × 0.00 m
Living RoomFlat0.00 × 0.00 m
Primary BedroomFlat0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Keswick South
$860K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,730/mo
$116KIncome needed
5.2×Price ÷ income
$630Weekly cost
$8,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,730Property tax $270Total carry $3,000

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$2,920Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$270
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,920

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Estimated closing costs
$8,455

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,244− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,842

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.

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