6286 Black River Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13795366

$549,900
For Sale
Listed 32 days agoNo offer date stated
3Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Opportunity knocks with this move-in-ready three-bedroom bungalow set on a massive 59-foot by 252-foot lot, offering the perfect blend of cozy living space and...
  • Ideal for first-time homebuyers, savvy investors, or empty nesters, this home boasts an inviting open-concept layout that is freshly painted throughout.
  • At the heart of the home is a fully renovated kitchen completed in 2022, featuring brand-new cabinetry, sleek quartz countertops, stylish backsplash, updated...
  • The kitchen comes fully equipped with modern appliances updated in 2022, including a upgraded stove from 2025, alongside an owned reverse osmosis system added in 2023.
  • The bathroom was also completely remodeled in 2022, complete with fresh tilework, a modern vanity, a new toilet, & matching backsplash.

Opportunity knocks with this move-in-ready three-bedroom bungalow set on a massive 59-foot by 252-foot lot, offering the perfect blend of cozy living space and endless room to play. Ideal for first-time homebuyers, savvy investors, or empty nesters, this home boasts an inviting open-concept layout that is freshly painted throughout. Practical updates abound, including a current well and septic system with the added convenience of town water service located right at the front yard if a future connection is desired. Year-round comfort is efficiently managed by a rental heat pump that delivers seamless heating and cooling across the entire home, eliminating the need for baseboard heating, while a hot water on-demand system ensures maximum convenience. At the heart of the home is a fully renovated kitchen completed in 2022, featuring brand-new cabinetry, sleek quartz countertops, stylish backsplash, updated flooring, pot lights, and undermounted cabinet lighting. The kitchen comes fully equipped with modern appliances updated in 2022, including a upgraded stove from 2025, alongside an owned reverse osmosis system added in 2023. The bathroom was also completely remodeled in 2022, complete with fresh tilework, a modern vanity, a new toilet, & matching backsplash. Step outside to discover a private, fully fenced backyard that offers a tranquil escape for relaxation or outdoor activities. The property's prime location puts you just steps away from the scenic shores of Lake Simcoe, Sibbald Point Provincial Park, and the historic Briars Golf Club, while keeping schools, shopping, and everyday amenities only minutes from your front door.

Key facts

Property type
Detached, Bungalow
MLS®
N13795366
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
59.62 × 252.04 ft
Cross streets
PARK RD & BLACK RIVER RD
Parking
6 parking
Driveway
Private
Basement
Crawl Space
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,276 / 2026
Days on market
32
Listing brokerage
RE/MAX ALL-STARS TEAM TREVOR REALTY

Rooms

FoyerMain3.24 × 2.21 m

ceramic floor · pot lights · window

Bedroom 2Main3.09 × 2.13 m

laminate · window

Living RoomMain4.15 × 4.09 m

laminate · gas fireplace · window

Primary BedroomMain3.08 × 2.43 m

laminate · closet · window

KitchenMain4.70 × 2.35 m

laminate · stainless steel appl · quartz counter

Bedroom 3Main3.74 × 2.16 m

laminate · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$532Klikely sale price

Listed at $549,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $532K, if it sells. A realistic range is $498K to $599K.

Independent value check: $558K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $523K and $584K).

Why $558K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it strongly3 bedrooms and 1 baths, against 3+1 and 3 typically.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,276 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
List price
$498KBelow recent closings$599KAbove recent closings

Total price vs nearby homes. Likely closing about $532K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
32days on market so far
$2,390/moest. rent · 17 leases
5.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 12 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $611/sqft against an area asking average of $645/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $566K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,506/mo
$108KIncome needed
5.1×Price ÷ income
$578Weekly cost
$7,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,506Property tax $273Total carry $2,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,432per month

Mortgage amount $439,920 · 4.49% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$2,705Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,432
Property tax
$273
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,705

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Estimated closing costs
$7,473

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,944/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,798Total interest paid
$729,718Total of all payments
Principal $439,920 Interest $289,798
YearPrincipalInterestBalance
1$9,817$19,372$430,103
2$10,263$18,926$419,840
3$10,729$18,460$409,111
4$11,216$17,973$397,895
5$11,725$17,463$386,170
6$12,258$16,931$373,912
7$12,814$16,375$361,098
8$13,396$15,793$347,702
9$14,004$15,185$333,698
10$14,640$14,549$319,058
11$15,305$13,884$303,753
12$16,000$13,189$287,753
13$16,726$12,463$271,027
14$17,486$11,703$253,542
15$18,279$10,909$235,262
16$19,109$10,079$216,153
17$19,977$9,212$196,176
18$20,884$8,305$175,292
19$21,832$7,356$153,459
20$22,824$6,365$130,636
21$23,860$5,329$106,776
22$24,943$4,246$81,833
23$26,076$3,113$55,757
24$27,260$1,929$28,497
25$28,497$691$0

At the end of your 5-year term

Total paid over the term
$145,944
Principal paid down
$53,750
Interest paid
$92,193
Balance remaining
$386,170

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Sutton & Jackson's Point$2,390/mo
$28,680Gross annual rent
3.8%Cap rate after taxes and upkeep
$2,137 to $2,568Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Sutton & Jackson's Point signed at a median of $2,470 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,390. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $3,276− Insurance $1,400− Vacancy & upkeep $3,155Net operating income $20,849

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS TEAM TREVOR REALTY. MLS®/PropTx.

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