26 Georgina Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13851598

$624,999
For Sale
Listed 18 days agoNo offer date stated
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3Bedrooms
1Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • A Well Maintained Bungalow Offering Comfort, Convenience And Plenty Of Room To Grow.
  • Perfectly Suited For First-Time Buyers, Downsizers, Retirees Or Families Looking For A Peaceful Place To Call Home, This 3 Bedroom, 1 Bath Home Is Nestled On A Large...
  • Inside, You'll Find A Warm And Welcoming Layout With A Fully Finished Basement Offering Valuable Additional Living Space And Potential For A Walkout, Creating Even...
  • Recent Updates Include A Newer Furnace (2021) And New Sump Pump (Spring 2026), Providing Added Peace Of Mind.
  • With The Highway 404 Extension Less Than 20 Minutes Away, Commuting Is Convenient Too.

A Well Maintained Bungalow Offering Comfort, Convenience And Plenty Of Room To Grow! Perfectly Suited For First-Time Buyers, Downsizers, Retirees Or Families Looking For A Peaceful Place To Call Home, This 3 Bedroom, 1 Bath Home Is Nestled On A Large Lot Along A Family-Friendly Road. Enjoy The Privacy Of A Fully Fenced Backyard With A Shed, Ideal For Gardening, Entertaining Or Simply Relaxing Outdoors.Inside, You'll Find A Warm And Welcoming Layout With A Fully Finished Basement Offering Valuable Additional Living Space And Potential For A Walkout, Creating Even More Possibilities For Future Use. Recent Updates Include A Newer Furnace (2021) And New Sump Pump (Spring 2026), Providing Added Peace Of Mind. Enjoy The Best Of Sutton Living With A Location That Puts You Close To It All. Take A Short Walk To Historic High Street And Dalton Road For Shopping, Dining And Everyday Conveniences, Or Enjoy Seasonal Family Activities At The Sutton Fairgrounds. Schools, Parks And Community Amenities Are All Nearby, While Beautiful Lake Simcoe And Jackson's Point Are Just A Short Drive Away. With The Highway 404 Extension Less Than 20 Minutes Away, Commuting Is Convenient Too. Whether You're Starting Out, Scaling Down Or Looking For An Easygoing Retirement Lifestyle, 26 Georgina Street Offers The Space, Location And Lifestyle To Make You Feel Right At Home.

Key facts

Property type
Detached, Bungalow
MLS®
N13851598
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
66 × 202.45 ft
Cross streets
Black River Road & Queen St
Parking
1 garage · 4 parking (carport)
Driveway
Private, Tandem
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,308 / 2026
Days on market
18
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

Dining RoomMain3.24 × 1.97 m

eat-in kitchen · w/o to deck

Bedroom 3Main2.55 × 2.90 m

laminate · window · closet

Primary BedroomMain3.64 × 2.86 m

laminate · window · closet

LaundryBasement4.44 × 2.28 m

laundry sink · b/i shelves · linoleum

KitchenMain3.87 × 3.24 m

w/o to sundeck · sliding doors · window

BathroomMain1.53 × 1.84 m

linoleum · 4 pc bath · window

Bedroom 2Main2.31 × 2.87 m

laminate · window · closet

Living RoomMain5.84 × 3.31 m

laminate · large window · ceiling fan(s)

RecreationBasement8.83 × 6.66 m

laminate · above grade window

Our TakeTeam Asgarian · Broker
A small discount is typical
$604Klikely sale price

Listed at $624,999. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $604K, if it sells. A realistic range is $566K to $681K.

Independent value check: $604K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $566K and $633K).

Why $604K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it strongly3 bedrooms and 1 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,308 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it slightly1 garage and 4 total parking spaces, against 2 and 5 typically.
List price
$566KBelow recent closings$681KAbove recent closings

Total price vs nearby homes. Likely closing about $604K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
18days on market so far
$2,390/moest. rent · 17 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 12 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $694/sqft against an area asking average of $638/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $635K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,849/mo
$124KIncome needed
5.0×Price ÷ income
$657Weekly cost
$8,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,849Property tax $359Total carry $3,208

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,765per month

Mortgage amount $499,999 · 4.49% over 25 years

$125,000Down payment (20.0%)
$499,999Loan before insurance
$0CMHC premium
$3,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,765
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,975
Estimated closing costs
$8,975

Plus your down payment of $125,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,375Total interest paid
$829,374Total of all payments
Principal $499,999 Interest $329,375
YearPrincipalInterestBalance
1$11,158$22,017$488,841
2$11,664$21,511$477,177
3$12,194$20,981$464,983
4$12,748$20,427$452,235
5$13,327$19,848$438,909
6$13,932$19,243$424,977
7$14,564$18,611$410,413
8$15,225$17,950$395,187
9$15,917$17,258$379,271
10$16,639$16,536$362,631
11$17,395$15,780$345,236
12$18,185$14,990$327,052
13$19,010$14,165$308,041
14$19,874$13,301$288,168
15$20,776$12,399$267,392
16$21,719$11,456$245,673
17$22,705$10,470$222,967
18$23,736$9,439$199,231
19$24,814$8,361$174,417
20$25,941$7,234$148,477
21$27,118$6,057$121,358
22$28,350$4,825$93,009
23$29,637$3,538$63,372
24$30,982$2,192$32,389
25$32,389$786$0

At the end of your 5-year term

Total paid over the term
$165,875
Principal paid down
$61,091
Interest paid
$104,784
Balance remaining
$438,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Sutton & Jackson's Point$2,390/mo
$28,680Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,137 to $2,568Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Sutton & Jackson's Point signed at a median of $2,470 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,390. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $4,308− Insurance $1,400− Vacancy & upkeep $3,155Net operating income $19,818

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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