333 Neal Drive, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13238824
About this home
In short
- Well-appointed 3+1 bedroom semi-detached home with a finished basement and separate entrance, situated in the highly sought-after Crosby community.
- Steps to parks, schools, transit, shopping, and everyday conveniences.
- Functional layout with spacious principal rooms and a private backyard.
Location! Location! Location! Power of Sale. Well-appointed 3+1 bedroom semi-detached home with a finished basement and separate entrance, situated in the highly sought-after Crosby community. Steps to parks, schools, transit, shopping, and everyday conveniences. Located within the catchment area for top-ranked schools, including Crosby Heights and Bayview Secondary School. Functional layout with spacious principal rooms and a private backyard.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13238824
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 700-1100 sq ft
- Lot
- 38.72 × 100 ft
- Cross streets
- Bayview & Eglin Mills
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Separate Entrance, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $4,241 / 2025
- Days on market
- 137
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Listed at $849,000, about 10% above our estimate of $769K (homes like it typically land between $721K and $806K).
Why $769K. The typical semi-detached home sold in Crosby over the past year went for about $890K (22 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,241 a year; the typical home sold here pays about $4,700.
- ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
- ▲ Raises it slightly3+1 bedrooms and 3 baths, against 3+2 and 2 typically.
Longer on the market than typical. 137 days on the market, and asking 10% above where comparable closings put it.
Total price vs nearby homes. Fair value about $769K, learned from recent GTA sales.
The market behind the math:
About 8.3 months of inventory: 11 semi-detached homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $943/sqft against an area asking average of $916/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Crosby: 33 of the 129 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $736K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($943/sqft) is in line with the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Crosby, so I widened the search to the surrounding area.
Based on 32 comparable homes that sold in Crosby over the past two years, from 49 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $769K, which is where my estimate comes from.
Per square foot, these ask about $1,043/sqft; this home lists at $943/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for semi-detached homes in Richmond Hill: $960K in September 2026, level with a year ago, on 72 closings in 8 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.00M | 11 |
| November 2025 | $1.02M | 5 |
| March 2026 | $1.11M | 10 |
| May 2026 | $956K | 11 |
| June 2026 | $1.05M | 8 |
| July 2026 | $1.05M | 13 |
| August 2026 | $1.03M | 7 |
| September 2026 | $960K | 7 |
Neighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $679,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,755
- Property tax
- $353
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,109
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,455
- Estimated closing costs
- $13,455
Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,325
- Principal paid down
- $82,986
- Interest paid
- $142,339
- Balance remaining
- $596,214
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Crosby (33 of 129 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in Crosby signed at a median of $2,521 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,456. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.