99 Naughton Drive, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N13246228

$2,248,000
For Sale
Listed 136 days agoNo offer date statedSitting longer than typical
4Bedrooms
5Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

In short

  • A Truly Luxury Custom Built Home On South Lot At Quiet Cul-De-Sac.
  • Private South Yard-Premium 200 Ft Depth.
  • Spacious Modern Gourmet Kitchen & Granite Counter.
  • Custom Designed Curtains, Crown Mouldings Thru-Out, Professional Finished Basement With A Kitchen And Separate Entrance.
  • Great Location- close to Yonge Street, Viva Transit, Everyday Conveniences and Top-rated Schools such as St.

A Truly Luxury Custom Built Home On South Lot At Quiet Cul-De-Sac. Private South Yard-Premium 200 Ft Depth. Surrounded by Multi-million-dollar Custom Homes, This one-of-a-kind Residence Combines Distinguished Charm, Elegance, and Breathtaking Curb Appeal. Careful Architectural Attention To All Details. Absolutely Stunning! Quality & Superior Construction. Hardwood Floor Thru-Out. Spacious Modern Gourmet Kitchen & Granite Counter. Quality Book Shelves In Family Room. Custom Designed Curtains, Crown Mouldings Thru-Out, Professional Finished Basement With A Kitchen And Separate Entrance. Great Location- close to Yonge Street, Viva Transit, Everyday Conveniences and Top-rated Schools such as St. Teresa of Lisieux Catholic High School and Richmond Hill High School.

Key facts

Property type
Detached, 2-Storey
MLS®
N13246228
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
50 × 200 ft
Cross streets
Yonge/Elgin Mills
Parking
2 garage · 8 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,878 / 2026
Days on market
136
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain4.63 × 3.60 m

hardwood floor · coffered ceiling(s) · w/o to yard

Living RoomMain5.18 × 3.60 m

hardwood floor · open concept · coffered ceiling(s)

Bedroom 4Second3.60 × 3.66 m

Hardwood Floor

RecreationBasement3.60 × 3.90 m

open concept · fireplace · family size kitchen

KitchenMain4.57 × 4.27 m

ceramic floor · w/o to yard · granite counters

Family RoomMain5.18 × 5.18 m

hardwood floor · fireplace · b/i bookcase

BreakfastMain4.57 × 3.66 m

ceramic floor · w/o to yard

Bedroom 3Second3.60 × 3.66 m

hardwood floor · semi ensuite

Primary BedroomSecond4.76 × 4.57 m

hardwood floor · 6 pc ensuite

Bedroom 2Second3.96 × 3.35 m

hardwood floor · semi ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.18Mlikely sale price

Listed at $2,248,000. Going by how homes in Westbrook and the wider GTA have actually closed against their asking prices (about 97%, 15 local closings in 90 days), the likely sale price is near $2.18M, if it sells. A realistic range is $2.04M to $2.46M.

Independent value check: $1.86M. Without looking at the asking price, our model values the home itself about 17% below the ask (homes like it typically land between $1.74M and $1.95M).

Why $1.86M. The typical detached home sold in Westbrook over the past year went for about $1.50M (68 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $10,878 a year; the typical home sold here pays about $7,500.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,500 to 3,000.

Longer on the market than typical. 136 days on the market against about 29 for homes like it here, and asking 21% above where comparable closings put it.

List price
$2.04MBelow recent closings$2.46MAbove recent closings

Total price vs nearby homes. Likely closing about $2.18M, from 15 recent closings in this pocket.

The market behind the math:

15sold nearby · 90 days
$1.50Mmedian sold price
97%of asking, on average
−3%prices vs a year ago
~19 dayshomes like this take to sell
136days on market so far
$5,266/moest. rent · 38 leases
2.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.4 months of inventory: 12 detached homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $692/sqft against an area asking average of $564/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.92M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 15 comparable homes that sold in Westbrook over the past two years, from 140 closings there.

Sold price trend

Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.58M86
November 2025$1.47M77
December 2025$1.68M48
January 2026$1.48M52
February 2026$1.52M57
March 2026$1.49M70
April 2026$1.50M73
May 2026$1.46M114
June 2026$1.50M119
July 2026$1.50M92
August 2026$1.48M80
September 2026$1.44M80

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.56M
Jefferson
$1.41M
Crosby
$2.05M
Rouge Woods
$1.77M
North Richvale
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,246/mo
$422KIncome needed
5.3×Price ÷ income
$2,364Weekly cost
$42,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,246Property tax $907Total carry $11,152

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,944per month

Mortgage amount $1,798,400 · 4.49% over 25 years

$449,600Down payment (20.0%)
$1,798,400Loan before insurance
$0CMHC premium
$10,850Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,944
Property tax
$907
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,850

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,675
Estimated closing costs
$42,675

Plus your down payment of $449,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,035/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,184,699Total interest paid
$2,983,099Total of all payments
Principal $1,798,400 Interest $1,184,699
YearPrincipalInterestBalance
1$40,133$79,191$1,758,267
2$41,955$77,369$1,716,313
3$43,860$75,464$1,672,453
4$45,851$73,473$1,626,602
5$47,933$71,391$1,578,669
6$50,109$69,215$1,528,559
7$52,384$66,939$1,476,175
8$54,763$64,561$1,421,412
9$57,249$62,075$1,364,163
10$59,849$59,475$1,304,314
11$62,566$56,758$1,241,748
12$65,407$53,917$1,176,341
13$68,377$50,947$1,107,964
14$71,481$47,843$1,036,483
15$74,727$44,597$961,756
16$78,120$41,204$883,637
17$81,667$37,657$801,970
18$85,375$33,949$716,596
19$89,251$30,073$627,345
20$93,303$26,021$534,042
21$97,540$21,784$436,502
22$101,968$17,356$334,534
23$106,598$12,726$227,936
24$111,438$7,886$116,498
25$116,498$2,826$0

At the end of your 5-year term

Total paid over the term
$596,620
Principal paid down
$219,731
Interest paid
$376,888
Balance remaining
$1,578,669

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Westbrook$5,266/mo
$63,192Gross annual rent
2.0%Cap rate after taxes and upkeep
$4,753 to $5,657Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Westbrook signed at a median of $4,621 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,266. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $10,878− Insurance $1,400− Vacancy & upkeep $6,951Net operating income $43,963

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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