35 Mapleton Street, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13477206

$1,325,000
For Sale
Listed 118 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Brand New Detached Home Directly from Plaza.
  • Situated on a premium 45' lot in a sought-after Richmond Hill community, this beautifully designed pre-construction home offers an exceptional blend of space...
  • Featuring 3 spacious bedrooms, a second-floor laundry room, and a study, this thoughtfully designed layout provides both privacy and convenience for the entire family.
  • With a projected closing date of late November 2026, this home offers buyers ample flexibility and time to plan their move.
  • Conveniently located close to parks, schools, shopping, transit, and major highways.

Brand New Detached Home Directly from Plaza! Situated on a premium 45' lot in a sought-after Richmond Hill community, this beautifully designed pre-construction home offers an exceptional blend of space, comfort, and functionality. Featuring 3 spacious bedrooms, a second-floor laundry room, and a study, this thoughtfully designed layout provides both privacy and convenience for the entire family. Purchasers still have the opportunity to personalize select interior finishes and colour packages. With a projected closing date of late November 2026, this home offers buyers ample flexibility and time to plan their move. Conveniently located close to parks, schools, shopping, transit, and major highways. A rare opportunity to own a brand-new detached home in one of Richmond Hill's most desirable neighborhoods. Home is under construction Pre-Construction Pricing!!!

Key facts

Property type
Detached, 2-Storey
MLS®
N13477206
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
45 × 97 ft
Cross streets
Bathurst Street and King Road
Parking
2 garage · 4 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
118
Listing brokerage
NORDALE REALTY & ASSOCIATES INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.72M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,039/mo
$261KIncome needed
5.1×Price ÷ income
$1,394Weekly cost
$22,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,039Estimated property tax $828Total carry $6,867

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,861per month

Mortgage amount $1,060,000 · 4.49% over 25 years

$265,000Down payment (20.0%)
$1,060,000Loan before insurance
$0CMHC premium
$6,689Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,861
Estimated property tax
$828
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,689

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,975
Estimated closing costs
$22,975

Plus your down payment of $265,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,094/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$698,277Total interest paid
$1,758,277Total of all payments
Principal $1,060,000 Interest $698,277
YearPrincipalInterestBalance
1$23,655$46,676$1,036,345
2$24,729$45,602$1,011,617
3$25,851$44,480$985,765
4$27,025$43,306$958,740
5$28,252$42,079$930,488
6$29,535$40,796$900,952
7$30,876$39,455$870,076
8$32,278$38,053$837,798
9$33,744$36,588$804,055
10$35,276$35,055$768,779
11$36,877$33,454$731,902
12$38,552$31,779$693,350
13$40,302$30,029$653,048
14$42,132$28,199$610,916
15$44,045$26,286$566,872
16$46,045$24,286$520,827
17$48,135$22,196$472,692
18$50,321$20,010$422,371
19$52,606$17,725$369,765
20$54,994$15,337$314,771
21$57,491$12,840$257,280
22$60,101$10,230$197,178
23$62,830$7,501$134,348
24$65,683$4,648$68,665
25$68,665$1,666$0

At the end of your 5-year term

Total paid over the term
$351,655
Principal paid down
$129,512
Interest paid
$222,143
Balance remaining
$930,488

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $9,275− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,967

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NORDALE REALTY & ASSOCIATES INC.. MLS®/PropTx.

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