700 Lake Drive, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13495234

$5,500,000
For Sale
Listed 91 days agoNo offer date stated
5+4Bedrooms
4Bathrooms
4Garage · 16 parking
3000-3500Sq ft

About this home

In short

  • Welcome To Millionaires Row.
  • A Rare Offering In Historic Roches Point, This Extraordinary Lakeside Bungalow Estate Is Set On A Private 1.3-Acre Tree-Lined Property With 112ft Of Pristine...
  • The Main Level Showcases A Grand Great Room With Cathedral Beamed Ceilings, A Striking Three-Sided Floor-To-Ceiling Wood-Burning Fireplace, And An Open-Concept Layout.
  • Multiple Walkouts Connect Seamlessly To An Enclosed Sunporch, Covered Terrace With Skylights, And Beautifully Landscaped Grounds.
  • Enjoy Majestic Lawns, A 16' X 24' Kidney-Shaped Pool With Spa And Wraparound Patio, Gazebo, Private Waterfront With Access To Your Own Private Sandy Swimming Area...

Welcome To Millionaires Row. A Rare Offering In Historic Roches Point, This Extraordinary Lakeside Bungalow Estate Is Set On A Private 1.3-Acre Tree-Lined Property With 112ft Of Pristine Shoreline Along Lake Simcoe. The Residence Blends Timeless Character With Thoughtful Design, Capturing Breathtaking Water Views From All Principal Rooms. The Main Level Showcases A Grand Great Room With Cathedral Beamed Ceilings, A Striking Three-Sided Floor-To-Ceiling Wood-Burning Fireplace, And An Open-Concept Layout. A Private Owner's Wing Features An Expansive Bedroom Suite With A Sitting Area, 5-Piece Ensuite, And Walkout To A Sunroom Overlooking The Lake And Gardens. The Opposite Wing Offers Four Additional Bedrooms With Serene Views Of The Water And Front Courtyard. A Sprawling Finished Lower Level Adds Exceptional Flexibility With A Recreation Area, Games And Family Rooms, Four More Bedrooms, And Abundant Storage. Multiple Walkouts Connect Seamlessly To An Enclosed Sunporch, Covered Terrace With Skylights, And Beautifully Landscaped Grounds. A Gated Circular Drive, Perennial Gardens, Tranquil Water Feature, Vegetable Garden, And Fenced Dog Run Enhance The Front Approach, While The Rear Grounds Are Designed For Lakeside Living At Its Finest. Enjoy Majestic Lawns, A 16' X 24' Kidney-Shaped Pool With Spa And Wraparound Patio, Gazebo, Private Waterfront With Access To Your Own Private Sandy Swimming Area, And Over 200 Feet Of Permanent Dock With A 14' X 30' Boat Slip, Natural Stone Break Wall, And Sandy-Bottom Shoreline. Additional Highlights Include An Attached Double Garage And A Separate Detached Garage, Offering Ample Space For Vehicles And Recreational Storage. Ideally Located Across From Deer Park Forest Trails And Just A Short Drive To Everyday Amenities And Highway 404, This Is A Truly Exceptional Waterfront Estate Offering Privacy, Scale, And Enduring Appeal.

Key facts

Property type
Detached, Bungalow
MLS®
N13495234
Bedrooms
5+4 (9 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
130 × 531 ft
Cross streets
Metro Rd. N./Lake Dr. N.
Parking
4 garage · 16 parking (attached)
Driveway
Private, Circular Drive
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Septic
Pool
Inground
Property tax
$29,854 / 2025
Days on market
91
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

RecreationLower5.03 × 4.22 m

bamboo · open concept · dropped ceiling

BreakfastMain3.53 × 2.74 m

w/o to sunroom · b/i desk · overlook water

Family RoomMain6.35 × 3.66 m

2 way fireplace · overlook water · hardwood floor

Living RoomMain5.49 × 4.27 m

cathedral ceiling(s) · overlook water · hardwood floor

Dining RoomMain6.35 × 3.66 m

open concept · hardwood floor · overlook water

KitchenMain3.66 × 3.35 m

granite counters · hardwood floor · overlook water

Bedroom 4Main4.21 × 3.50 m

overlooks frontyard · large window · bamboo

BedroomLower3.45 × 3.20 m

double closet · broadloom · dropped ceiling

SunroomMain10.36 × 3.56 m

stone floor · w/o to pool · overlook water

FoyerMain4.57 × 3.10 m

b/i closet · hardwood floor · overlook water

Bedroom 2Main4.21 × 3.22 m

overlook water · double closet · bamboo

Bedroom 5Main3.45 × 2.64 m

double closet · bamboo · large window

Bedroom 3Main4.21 × 3.22 m

double closet · bamboo · overlook water

Primary BedroomMain6.35 × 4.27 m

5 pc ensuite · overlook water · w/o to sunroom

Game RoomLower7.52 × 3.40 m

open concept · bamboo · 3 pc bath

Mud RoomMain8.23 × 2.39 m

ceramic floor · w/o to garage · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 1.58 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown. Homes on lots this size in Historic Lakeshore Communities have sold between $592K and $3.60M over the last two years (5 sales).

Considering this property? Request a written price read

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.94Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.54M, which is where my estimate comes from.

Per square foot, these ask about $655/sqft; this home lists at $1,692/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
5.50MThis home4.00M1.30M991k1.20M2.19MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Keswick South
$888K
Sutton & Jackson's Point
$776K
Virginia
$919K
Baldwin
$862K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 1.1 km awayBelow the GTA average · 35% meet the provincial standard

Affordability & Mortgage

Affordability
$25,067/mo
$1037KIncome needed
5.3×Price ÷ income
$5,785Weekly cost
$123,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $25,067Property tax $2,488Total carry $27,555

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$24,328per month

Mortgage amount $4,400,000 · 4.49% over 25 years

$1,100,000Down payment (20.0%)
$4,400,000Loan before insurance
$0CMHC premium
$26,816Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$24,328
Property tax
$2,488
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$26,816

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$123,975
Estimated closing costs
$123,975

Plus your down payment of $1,100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$29,446/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,898,507Total interest paid
$7,298,507Total of all payments
Principal $4,400,000 Interest $2,898,507
YearPrincipalInterestBalance
1$98,189$193,751$4,301,811
2$102,647$189,293$4,199,163
3$107,308$184,632$4,091,855
4$112,180$179,760$3,979,675
5$117,274$174,667$3,862,401
6$122,598$169,342$3,739,803
7$128,165$163,775$3,611,638
8$133,984$157,956$3,477,654
9$140,067$151,873$3,337,586
10$146,427$145,513$3,191,159
11$153,075$138,865$3,038,084
12$160,026$131,915$2,878,058
13$167,292$124,649$2,710,767
14$174,887$117,053$2,535,879
15$182,828$109,112$2,353,052
16$191,129$100,811$2,161,923
17$199,807$92,133$1,962,116
18$208,879$83,061$1,753,237
19$218,363$73,577$1,534,874
20$228,277$63,663$1,306,596
21$238,642$53,298$1,067,954
22$249,477$42,463$818,477
23$260,805$31,135$557,672
24$272,646$19,294$285,026
25$285,026$6,915$0

At the end of your 5-year term

Total paid over the term
$1,459,701
Principal paid down
$537,599
Interest paid
$922,103
Balance remaining
$3,862,401

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Historic Lakeshore Communities$3,793/mo
$45,516Gross annual rent
0.2%Cap rate after taxes and upkeep
$3,343 to $4,604Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Historic Lakeshore Communities signed at a median of $2,487 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,793. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

0.8%
Gross yield
− Property tax $29,854− Insurance $1,400− Vacancy & upkeep $5,007Net operating income $9,255

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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