203 Pefferlaw Road, Georgina, ON

Pefferlaw, Georgina · MLS® N13496628

$1,749,900
For Sale
Listed 115 days agoNo offer date statedSitting longer than typical
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2+1Bedrooms
2Bathrooms
2Garage · 7 parking
2000-2500Sq ft

About this home

In short

  • Beautifully renovated bungalow paired with an impressive approx.
  • The shop features soaring ceilings, natural gas radiant heat, 200-amp hydro service, office space, storage rooms, lounge, kitchen/bar area, and a covered porch...
  • The beautifully renovated bungalow offers comfortable living just steps from your workspace, creating the perfect work-life balance.
  • The adjoining 0.595-acre building lot, located beside the shop, is also available for purchase separately, offering the opportunity to build a custom home while...
  • Properties combining a beautifully renovated home, an approximately 5,650 sq. ft. commercial-grade shop, separate hydro services, and rare C1 zoning, with the...

Rare Opportunity! Beautifully renovated bungalow paired with an impressive approx. 5,650 sq. ft. C1-zoned commercial shop-a unique offering for business owners, contractors, tradespeople, collectors, hobbyists and entrepreneurs alike. The shop features soaring ceilings, natural gas radiant heat, 200-amp hydro service, office space, storage rooms, lounge, kitchen/bar area, and a covered porch overlooking the Pefferlaw River and picturesque waterfalls. The home has its own 100-amp hydro service, with separate hydro meters for the house and shop.Operate your business from home, store valuable equipment indoors, showcase your vehicle collection, restore classic cars or motorcycles, create the ultimate woodworking or hobby shop, or enjoy secure storage for boats, RVs, trailers and recreational equipment. Rare C1 zoning provides exceptional flexibility that is increasingly difficult to find.The beautifully renovated bungalow offers comfortable living just steps from your workspace, creating the perfect work-life balance. After a productive day, relax on the covered porch overlooking the Pefferlaw River and enjoy the peaceful sounds of the nearby waterfalls.Looking for even more potential? The adjoining 0.595-acre building lot, located beside the shop, is also available for purchase separately, offering the opportunity to build a custom home while continuing to enjoy the existing residence during construction.Properties combining a beautifully renovated home, an approximately 5,650 sq. ft. commercial-grade shop, separate hydro services, and rare C1 zoning, with the opportunity to purchase an adjoining building lot, seldom come to market. Book your private tour today and discover the possibilities.

Key facts

Property type
Detached, Bungalow
MLS®
N13496628
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
2000-2500 sq ft
Lot
309.28 × 244 ft
Cross streets
Pefferlaw Rd and Main St
Parking
2 garage · 7 parking (attached)
Driveway
Private Triple
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$9,149 / 2025
Days on market
115
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

FoyerMain1.80 × 1.77 m
RecreationBasement10.78 × 4.30 m

Tile Floor

Bedroom 3Basement4.26 × 3.66 m

Tile Floor

Bedroom 2Main3.72 × 3.68 m

hardwood floor · ceiling fan(s)

OfficeMain3.72 × 3.41 m

Hardwood Floor

Living RoomMain6.58 × 3.99 m

combined w/dining · w/o to porch · hardwood floor

LaundryBasement3.26 × 3.99 m

Tile Floor

BedroomMain4.78 × 5.09 m

3 pc ensuite · walk-in closet(s) · walk-out

Family RoomMain6.49 × 5.52 m

tile floor · walk-out · gas fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Pefferlaw, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,975/mo
$331KIncome needed
5.3×Price ÷ income
$1,840Weekly cost
$31,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,975Property tax $762Total carry $8,738

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,740per month

Mortgage amount $1,399,920 · 4.49% over 25 years

$349,980Down payment (20.0%)
$1,399,920Loan before insurance
$0CMHC premium
$8,503Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,740
Property tax
$762
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,503

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,473
Estimated closing costs
$31,473

Plus your down payment of $349,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,369/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$922,199Total interest paid
$2,322,119Total of all payments
Principal $1,399,920 Interest $922,199
YearPrincipalInterestBalance
1$31,240$61,645$1,368,680
2$32,659$60,226$1,336,021
3$34,142$58,743$1,301,880
4$35,692$57,193$1,266,188
5$37,312$55,573$1,228,876
6$39,006$53,878$1,189,869
7$40,777$52,107$1,149,092
8$42,629$50,256$1,106,463
9$44,564$48,320$1,061,899
10$46,588$46,297$1,015,311
11$48,703$44,182$966,608
12$50,914$41,970$915,693
13$53,226$39,659$862,467
14$55,643$37,242$806,825
15$58,169$34,716$748,655
16$60,810$32,075$687,845
17$63,571$29,313$624,274
18$66,458$26,427$557,816
19$69,475$23,410$488,341
20$72,630$20,255$415,711
21$75,927$16,958$339,784
22$79,375$13,510$260,410
23$82,979$9,906$177,431
24$86,746$6,139$90,685
25$90,685$2,200$0

At the end of your 5-year term

Total paid over the term
$464,424
Principal paid down
$171,044
Interest paid
$293,379
Balance remaining
$1,228,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $9,149− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,307

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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