44 Irving Drive, Georgina, ON
Pefferlaw, Georgina · MLS® N13667754
About this home
In short
- Waterfront Property! Welcome To This Stunning Custom Contemporary Year Round Lakefront Home On A 75FT X 205FT Lot.
- Complete With A Boathouse, Private Dock And Large Tandem 4-Car Garage with Plenty of Space.
- Featuring 9-Ft Ceilings on the Main and Upper Levels, Highlighted by a Stunning Vaulted Ceiling in the Great Room.
- The Custom Kitchen Is Designed For Both Style And Function, Showcasing Extra-Tall And Deep Cabinetry, A Pantry, Granite Countertops, And Stainless Steel Appliances...
- The Open-Concept Main Floor Features Vaulted Ceilings, LED Lighting, Heated Radiant Floors And A Cozy Woodstove With Elegant Soapstone Cladding.
**Waterfront Property!** Welcome To This Stunning Custom Contemporary Year Round Lakefront Home On A 75FT X 205FT Lot. Complete With A Boathouse, Private Dock And Large Tandem 4-Car Garage with Plenty of Space. Thoughtfully Upgraded Throughout, This Exceptional Property Offers The Perfect Blend Of Comfort, Efficiency, And Modern Design. Featuring 9-Ft Ceilings on the Main and Upper Levels, Highlighted by a Stunning Vaulted Ceiling in the Great Room. Enjoy A Premium Water Treatment System Featuring Water Softener With Iron Removal, Reverse Osmosis Drinking Water, And UV Purification. The Custom Kitchen Is Designed For Both Style And Function, Showcasing Extra-Tall And Deep Cabinetry, A Pantry, Granite Countertops, And Stainless Steel Appliances Including A Double Oven. The Open-Concept Main Floor Features Vaulted Ceilings, LED Lighting, Heated Radiant Floors And A Cozy Woodstove With Elegant Soapstone Cladding. The Spacious Ensuite Retreat Offers A Therapeutic Air Tub With Heated Backrests, Oversized Double Shower And Double Sink Vanity. Built With Durability In Mind, The Home Features A Steel Roof, Premium Windows, And Fiberglass Sliding Doors. Accessible Year-Round Via A Municipally Maintained Road And Only 20 Minutes From HWY 404. A Truly Special Waterfront Property Offering Lifestyle, Comfort, And Quality Craftsmanship. See Attached For Full List Of Features.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13667754
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 75 × 220.57 ft
- Cross streets
- Hwy 48 & Lake Ridge
- Parking
- 4 garage · 6 parking (detached)
- Driveway
- Private
- Basement
- None
- Heating
- Radiant
- A/C
- Central Air
- Exterior
- Wood , Stone
- Foundation
- Concrete
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $4,880 / 2025
- Days on market
- 68
- Listing brokerage
- HOMELIFE FRONTIER REALTY INC.
Rooms
hardwood floor · large window · closet
heated floor · laundry sink · pantry
heated floor · combined w/living · cathedral ceiling(s)
heated floor · large window · walk-out
heated floor · large window
overlook water · wood stove · walk-out
heated floor · 5 pc ensuite · walk-in closet(s)
heated floor · centre island · stone counters
hardwood floor · walk-in closet(s) · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $538/sqft; this home lists at $800/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,439,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,962
- Property tax
- $407
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,368
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,473
- Estimated closing costs
- $32,473
Plus your down payment of $359,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $477,694
- Principal paid down
- $175,932
- Interest paid
- $301,762
- Balance remaining
- $1,263,988
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.