9545 Morning Glory Road, Georgina, ON

Pefferlaw, Georgina · MLS® N14088292

$974,900
For Sale
Listed 3 days agoNo offer date stated
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4Bedrooms
4Bathrooms
3Garage · 9 parking
2000-2500Sq ft

About this home

In short

  • Discover exceptional country living in this beautifully crafted, brand-new bungalow with loft in the desirable community of Pefferlaw, Georgina.
  • Situated on an impressive 100' x 255' lot (approximately 0.59 acres), this thoughtfully designed home offers 2,107 sq. ft. of living space, featuring 4 spacious...
  • The bright, open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere for everyday living and entertaining.
  • The primary bedroom features a private ensuite, while the upper-level loft includes a spacious bedroom with its own ensuite bathroom, offering added privacy and...
  • The partially finished basement provides a versatile space for a home office or hobby room, with additional unfinished space offering potential for a recreation room...

Discover exceptional country living in this beautifully crafted, brand-new bungalow with loft in the desirable community of Pefferlaw, Georgina. Situated on an impressive 100' x 255' lot (approximately 0.59 acres), this thoughtfully designed home offers 2,107 sq. ft. of living space, featuring 4 spacious bedrooms, 4 bathrooms, an attached 3-car garage, stunning 12-foot cathedral ceilings in the kitchen and dining areas, 9-foot ceilings throughout the main-floor living spaces, and elegant engineered hardwood flooring.The bright, open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere for everyday living and entertaining. The primary bedroom features a private ensuite, while the upper-level loft includes a spacious bedroom with its own ensuite bathroom, offering added privacy and comfort for guests, extended family, or a private retreat.Step outside to a spacious rear deck overlooking the expansive backyard, perfect for outdoor dining, entertaining, or relaxing in the peaceful surroundings. The property also features a brand-new well and septic system. The partially finished basement provides a versatile space for a home office or hobby room, with additional unfinished space offering potential for a recreation room, home theatre, or future living area.Enjoy peaceful country living in Pefferlaw, close to Lake Simcoe, beaches, boating, fishing, parks, local shops, and restaurants, with convenient access to Sutton and Keswick for additional amenities.Eligible purchasers may qualify for HST rebates under applicable government programs, subject to eligibility requirements.An exceptional opportunity to enjoy modern comfort, spacious living, and the tranquility of Pefferlaw!

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N14088292
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
100 × 255 ft
Cross streets
Weir's Side Road & Morning Glory Road, Georgina, Ontario
Parking
3 garage · 9 parking (attached)
Driveway
Available
Basement
Partially Finished, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Days on market
3
Listing brokerage
CENTURY 21 INNOVATIVE REALTY INC.

Rooms

Living RoomMain0.00 × 0.00 m

hardwood floor · overlooks frontyard · pot lights

Primary BedroomMain3.66 × 4.57 m

ensuite bath · walk-in closet(s) · large window

Bedroom 3Main0.00 × 0.00 m

Hardwood Floor

Bedroom 2Main3.20 × 3.05 m

window · closet · hardwood floor

Bedroom 2Main0.00 × 0.00 m

Hardwood Floor

Dining RoomMain0.00 × 0.00 m

combined w/kitchen · hardwood floor · w/o to deck

KitchenMain0.00 × 0.00 m

hardwood floor · combined w/dining · breakfast bar

Mud RoomMain0.01 × 0.01 m

combined w/laundry · access to garage

Bedroom 3Main3.20 × 3.05 m

window · closet · hardwood floor

Dining RoomMain5.64 × 7.32 m

combined w/kitchen · breakfast bar

BedroomMain0.00 × 0.00 m

tile ceiling · 4 pc ensuite · hardwood floor

Dining RoomMain2.90 × 4.27 m

open concept · combined w/living · hardwood floor

Living RoomMain2.74 × 5.69 m

hardwood floor · open concept · pot lights

KitchenMain2.74 × 3.05 m

quartz counter · centre island

FoyerMain0.01 × 0.01 m

closet · open concept

Bedroom 4Upper3.00 × 4.00 m

window · ensuite bath · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Pefferlaw, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,443/mo
$193KIncome needed
5.0×Price ÷ income
$1,025Weekly cost
$15,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,443Estimated property tax $609Total carry $5,053

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,312per month

Mortgage amount $779,920 · 4.49% over 25 years

$194,980Down payment (20.0%)
$779,920Loan before insurance
$0CMHC premium
$4,922Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,312
Estimated property tax
$609
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,922

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,973
Estimated closing costs
$15,973

Plus your down payment of $194,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,219/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,773Total interest paid
$1,293,693Total of all payments
Principal $779,920 Interest $513,773
YearPrincipalInterestBalance
1$17,404$34,343$762,516
2$18,195$33,553$744,321
3$19,021$32,727$725,300
4$19,884$31,863$705,415
5$20,787$30,960$684,628
6$21,731$30,017$662,897
7$22,718$29,030$640,179
8$23,749$27,998$616,430
9$24,828$26,920$591,602
10$25,955$25,793$565,647
11$27,133$24,614$538,514
12$28,365$23,382$510,149
13$29,653$22,095$480,496
14$31,000$20,748$449,496
15$32,407$19,341$417,089
16$33,878$17,869$383,211
17$35,417$16,331$347,794
18$37,025$14,723$310,769
19$38,706$13,042$272,063
20$40,463$11,285$231,600
21$42,300$9,447$189,300
22$44,221$7,527$145,079
23$46,229$5,519$98,850
24$48,328$3,420$50,522
25$50,522$1,226$0

At the end of your 5-year term

Total paid over the term
$258,739
Principal paid down
$95,292
Interest paid
$163,447
Balance remaining
$684,628

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $6,824− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,632

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 INNOVATIVE REALTY INC.. MLS®/PropTx.

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