31474 Lakeridge Road, Georgina, ON
Pefferlaw, Georgina · MLS® N13779494
About this home
In short
- BEAUTIFULLY DECORATED MAIN HOME + DETACHED COTTAGE BUNGALOW - ALL ON ONE LARGE PROPERTY.
- House A - Main Home: Approximately 1,350 sq. ft., 2-storey, featuring 3 bedrooms and 2 bathrooms.
- House B - Bungalow/Cottage:Approximately 809 sq. ft., featuring 2 bedrooms and 1 bathroom.
- In its current "as is" condition, provides additional space for living, home office, studio, or potential rental.
- The large, exceptionally private backyard is expansive & secluded.
BEAUTIFULLY DECORATED MAIN HOME + DETACHED COTTAGE BUNGALOW - ALL ON ONE LARGE PROPERTY. A rare opportunity to own two detached homes on one private property, offering an exceptional combination of space, privacy and flexibility for families, multi-generational living, rental potential. House A - Main Home: Approximately 1,350 sq. ft., 2-storey, featuring 3 bedrooms and 2 bathrooms. Beautifully decorated within the past year with fresh, crisp, neutral finishes and newly purchased appliances. Features stainless-steel kitchen appliances, and the home is ready to enjoy. House B - Bungalow/Cottage:Approximately 809 sq. ft., featuring 2 bedrooms and 1 bathroom. The cottage is vintage Lake Simcoe and has been refreshed. Offers opportunity for the new owner to customize the space to suit needs. In its current "as is" condition, provides additional space for living, home office, studio, or potential rental. This unique property offers tremendous flexibility. The large, exceptionally private backyard is expansive & secluded. It is a gardener's paradise with a substantial garden area, greenhouse, giant garden shed and additional storage. There is plenty of space for gardening, entertaining, recreation. Enjoy the great outdoors with Lake Simcoe within walking/biking distance, while playgrounds, parks, sports fields, nature areas, parking and waterfront recreation are all just a short drive away. Conveniently located near Pefferlaw, Sutton, Beaverton and Cannington in a peaceful setting. Electrical service: Main house - 200 amps. Bungalow - 100 amps. Additional Notes: Redecorated in March 2025. Brand new drilled well and pump system Feb 2026.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13779494
- Bedrooms
- 5
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 75.01 × 249.7 ft
- Cross streets
- HIGHWAY 48/LAKERIDGE RD
- Parking
- 6 parking
- Driveway
- Available, Front Yard Parking, Private
- Basement
- None
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Log
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,312 / 2025
- Days on market
- 35
- Listing brokerage
- HOMELIFE/GTA REALTY INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $539/sqft; this home lists at $288/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $519,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,871
- Property tax
- $276
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,147
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,455
- Estimated closing costs
- $9,455
Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $172,245
- Principal paid down
- $63,437
- Interest paid
- $108,808
- Balance remaining
- $455,763
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/GTA REALTY INC.. MLS®/PropTx.