43 Clovelly Cove Road, Georgina, ON
Pefferlaw, Georgina · MLS® N13603880
About this home
In short
- Attention Builders, Developers & Land Investors - Rare Opportunity To Acquire Approx.
- 36 Acres Of Prime Land Comprised Of 8 Parcels In The Growing Community Of Pefferlaw, Georgina.
- The property features a detached 2-storey farmhouse offering 4 bedrooms, a spacious living room, separate family room, dining room, and 2 renovated bathrooms.
- Zoned Residential (R) and Rural Residential (RR) with significant frontage and surrounded by ongoing growth, this property is ideally suited for land banking...
- Located near Lake Simcoe with easy access to Highway 48, offering a peaceful setting while remaining within commuting distance to the GTA.
Attention Builders, Developers & Land Investors - Rare Opportunity To Acquire Approx. 36 Acres Of Prime Land Comprised Of 8 Parcels In The Growing Community Of Pefferlaw, Georgina.This property offers exceptional future development potential along with immediate usability and holding income possibilities.The property features a detached 2-storey farmhouse offering 4 bedrooms, a spacious living room, separate family room, dining room, and 2 renovated bathrooms. The updated kitchen and functional layout make it ideal for end-users, rental income, or interim use while planning future development.Zoned Residential (R) and Rural Residential (RR) with significant frontage and surrounded by ongoing growth, this property is ideally suited for land banking, severance potential, redevelopment, or future subdivision opportunities (Buyer to verify with Town of Georgina).Located near Lake Simcoe with easy access to Highway 48, offering a peaceful setting while remaining within commuting distance to the GTA.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13603880
- Bedrooms
- 5
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 25-49.99 ac
- Cross streets
- Durham 23/Hwy 48
- Parking
- 8 parking
- Driveway
- Private
- Basement
- Partial Basement, Unfinished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Other
- Roof
- Other
- Sewer
- Septic
- Property tax
- $5,126 / 2025
- Days on market
- 87
- Listing brokerage
- THE REAL ESTATE OFFICE INC.
Rooms
Wood
Unfinished
Wood
Wood
Wood
wood · fireplace
Wood
Wood
Wood
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $483/sqft; this home lists at $725/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,015,110 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,613
- Property tax
- $427
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,040
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,853
- Estimated closing costs
- $21,853
Plus your down payment of $253,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $336,763
- Principal paid down
- $124,028
- Interest paid
- $212,735
- Balance remaining
- $891,083
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE REAL ESTATE OFFICE INC.. MLS®/PropTx.